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Side-by-side financial comparison of Guidewire Software, Inc. (GWRE) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $332.6M, roughly 1.1× Guidewire Software, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 9.4%, a 22.2% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 17.5%).
Guidewire Software, Inc., commonly Guidewire, is an American software company based in San Mateo, California. It offers an industry platform for property and casualty (P&C) insurance carriers in the U.S. and worldwide.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
GWRE vs PB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $332.6M | $367.6M |
| Net Profit | $31.3M | $116.3M |
| Gross Margin | 63.0% | — |
| Operating Margin | 5.6% | — |
| Net Margin | 9.4% | 31.6% |
| Revenue YoY | 26.5% | — |
| Net Profit YoY | 242.6% | -10.7% |
| EPS (diluted) | $0.36 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $332.6M | $275.0M | ||
| Q3 25 | $356.6M | $273.4M | ||
| Q2 25 | $293.5M | $267.7M | ||
| Q1 25 | $289.5M | $265.4M | ||
| Q4 24 | $262.9M | $267.8M | ||
| Q3 24 | $291.5M | $261.7M | ||
| Q2 24 | $240.7M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $31.3M | $139.9M | ||
| Q3 25 | $52.0M | $137.6M | ||
| Q2 25 | $46.0M | $135.2M | ||
| Q1 25 | $-37.3M | $130.2M | ||
| Q4 24 | $9.1M | $130.1M | ||
| Q3 24 | $16.8M | $127.3M | ||
| Q2 24 | $-5.5M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 63.0% | — | ||
| Q3 25 | 65.0% | — | ||
| Q2 25 | 62.2% | — | ||
| Q1 25 | 61.9% | — | ||
| Q4 24 | 60.2% | — | ||
| Q3 24 | 64.0% | — | ||
| Q2 24 | 59.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | 65.1% | ||
| Q3 25 | 8.3% | 64.4% | ||
| Q2 25 | 1.5% | 64.3% | ||
| Q1 25 | 4.0% | 62.7% | ||
| Q4 24 | -1.8% | 62.0% | ||
| Q3 24 | 3.5% | 62.1% | ||
| Q2 24 | -6.9% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 9.4% | 50.9% | ||
| Q3 25 | 14.6% | 50.3% | ||
| Q2 25 | 15.7% | 50.5% | ||
| Q1 25 | -12.9% | 49.1% | ||
| Q4 24 | 3.5% | 48.6% | ||
| Q3 24 | 5.7% | 48.6% | ||
| Q2 24 | -2.3% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.36 | $1.48 | ||
| Q3 25 | $0.61 | $1.45 | ||
| Q2 25 | $0.54 | $1.42 | ||
| Q1 25 | $-0.45 | $1.37 | ||
| Q4 24 | $0.11 | $1.36 | ||
| Q3 24 | $0.21 | $1.34 | ||
| Q2 24 | $-0.07 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $8.2B |
| Total Assets | $2.6B | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $920.4M | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $782.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $398.9M | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.5B | $7.6B | ||
| Q3 25 | $1.5B | $7.7B | ||
| Q2 25 | $1.4B | $7.6B | ||
| Q1 25 | $1.3B | $7.5B | ||
| Q4 24 | $1.3B | $7.4B | ||
| Q3 24 | $1.3B | $7.4B | ||
| Q2 24 | $1.3B | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $2.6B | $38.5B | ||
| Q3 25 | $2.7B | $38.3B | ||
| Q2 25 | $2.5B | $38.4B | ||
| Q1 25 | $2.5B | $38.8B | ||
| Q4 24 | $2.6B | $39.6B | ||
| Q3 24 | $2.2B | $40.1B | ||
| Q2 24 | $2.0B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-67.4M | — |
| Free Cash FlowOCF − Capex | $-72.3M | — |
| FCF MarginFCF / Revenue | -21.7% | — |
| Capex IntensityCapex / Revenue | 1.5% | — |
| Cash ConversionOCF / Net Profit | -2.15× | — |
| TTM Free Cash FlowTrailing 4 quarters | $286.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-67.4M | $78.3M | ||
| Q3 25 | $244.8M | $194.8M | ||
| Q2 25 | $32.4M | $98.2M | ||
| Q1 25 | $86.0M | $178.2M | ||
| Q4 24 | $-62.3M | $-205.8M | ||
| Q3 24 | $193.8M | $274.6M | ||
| Q2 24 | $4.8M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-72.3M | $68.5M | ||
| Q3 25 | $241.4M | $185.7M | ||
| Q2 25 | $31.6M | $91.8M | ||
| Q1 25 | $85.2M | $171.1M | ||
| Q4 24 | $-63.1M | $-210.7M | ||
| Q3 24 | $192.1M | $270.2M | ||
| Q2 24 | $4.1M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | -21.7% | 24.9% | ||
| Q3 25 | 67.7% | 67.9% | ||
| Q2 25 | 10.8% | 34.3% | ||
| Q1 25 | 29.4% | 64.5% | ||
| Q4 24 | -24.0% | -78.7% | ||
| Q3 24 | 65.9% | 103.3% | ||
| Q2 24 | 1.7% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.5% | 3.6% | ||
| Q3 25 | 1.0% | 3.3% | ||
| Q2 25 | 0.2% | 2.4% | ||
| Q1 25 | 0.3% | 2.7% | ||
| Q4 24 | 0.3% | 1.8% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 0.3% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | -2.15× | 0.56× | ||
| Q3 25 | 4.71× | 1.42× | ||
| Q2 25 | 0.70× | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | -6.82× | -1.58× | ||
| Q3 24 | 11.56× | 2.16× | ||
| Q2 24 | — | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GWRE
| Subscription | $222.7M | 67% |
| Services | $62.4M | 19% |
| Other | $33.1M | 10% |
| Support | $14.5M | 4% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
