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Side-by-side financial comparison of Guidewire Software, Inc. (GWRE) and SS&C Technologies Holdings Inc (SSNC). Click either name above to swap in a different company.
SS&C Technologies Holdings Inc is the larger business by last-quarter revenue ($1.6B vs $332.6M, roughly 5.0× Guidewire Software, Inc.). SS&C Technologies Holdings Inc runs the higher net margin — 13.7% vs 9.4%, a 4.3% gap on every dollar of revenue. On growth, Guidewire Software, Inc. posted the faster year-over-year revenue change (26.5% vs 8.8%). Over the past eight quarters, Guidewire Software, Inc.'s revenue compounded faster (17.5% CAGR vs 6.5%).
Guidewire Software, Inc., commonly Guidewire, is an American software company based in San Mateo, California. It offers an industry platform for property and casualty (P&C) insurance carriers in the U.S. and worldwide.
SS&C Technologies Holdings, Inc. is an American multinational holding company headquartered in Windsor, Connecticut, that sells software and software as a service to the financial services industry. The company has offices in the Americas, Europe, Asia, Africa and Australia.
GWRE vs SSNC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $332.6M | $1.6B |
| Net Profit | $31.3M | $226.1M |
| Gross Margin | 63.0% | 48.7% |
| Operating Margin | 5.6% | 24.2% |
| Net Margin | 9.4% | 13.7% |
| Revenue YoY | 26.5% | 8.8% |
| Net Profit YoY | 242.6% | 6.2% |
| EPS (diluted) | $0.36 | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.6B | ||
| Q4 25 | $332.6M | $1.7B | ||
| Q3 25 | $356.6M | $1.6B | ||
| Q2 25 | $293.5M | $1.5B | ||
| Q1 25 | $289.5M | $1.5B | ||
| Q4 24 | $262.9M | $1.5B | ||
| Q3 24 | $291.5M | $1.5B | ||
| Q2 24 | $240.7M | $1.5B |
| Q1 26 | — | $226.1M | ||
| Q4 25 | $31.3M | $193.1M | ||
| Q3 25 | $52.0M | $210.0M | ||
| Q2 25 | $46.0M | $180.8M | ||
| Q1 25 | $-37.3M | $213.0M | ||
| Q4 24 | $9.1M | $248.2M | ||
| Q3 24 | $16.8M | $164.4M | ||
| Q2 24 | $-5.5M | $190.3M |
| Q1 26 | — | 48.7% | ||
| Q4 25 | 63.0% | 47.8% | ||
| Q3 25 | 65.0% | 47.7% | ||
| Q2 25 | 62.2% | 48.0% | ||
| Q1 25 | 61.9% | 49.3% | ||
| Q4 24 | 60.2% | 49.3% | ||
| Q3 24 | 64.0% | 48.0% | ||
| Q2 24 | 59.1% | 48.1% |
| Q1 26 | — | 24.2% | ||
| Q4 25 | 5.6% | 22.3% | ||
| Q3 25 | 8.3% | 23.3% | ||
| Q2 25 | 1.5% | 22.4% | ||
| Q1 25 | 4.0% | 23.6% | ||
| Q4 24 | -1.8% | 23.4% | ||
| Q3 24 | 3.5% | 22.2% | ||
| Q2 24 | -6.9% | 22.6% |
| Q1 26 | — | 13.7% | ||
| Q4 25 | 9.4% | 11.7% | ||
| Q3 25 | 14.6% | 13.4% | ||
| Q2 25 | 15.7% | 11.8% | ||
| Q1 25 | -12.9% | 14.1% | ||
| Q4 24 | 3.5% | 16.2% | ||
| Q3 24 | 5.7% | 11.2% | ||
| Q2 24 | -2.3% | 13.1% |
| Q1 26 | — | $0.91 | ||
| Q4 25 | $0.36 | $0.76 | ||
| Q3 25 | $0.61 | $0.83 | ||
| Q2 25 | $0.54 | $0.72 | ||
| Q1 25 | $-0.45 | $0.84 | ||
| Q4 24 | $0.11 | $0.98 | ||
| Q3 24 | $0.21 | $0.65 | ||
| Q2 24 | $-0.07 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $420.9M |
| Total DebtLower is stronger | — | $7.4B |
| Stockholders' EquityBook value | $1.5B | $6.9B |
| Total Assets | $2.6B | $20.3B |
| Debt / EquityLower = less leverage | — | 1.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $420.9M | ||
| Q4 25 | $1.0B | $462.1M | ||
| Q3 25 | $1.1B | $388.3M | ||
| Q2 25 | $920.4M | $480.3M | ||
| Q1 25 | $1.2B | $515.0M | ||
| Q4 24 | $1.3B | $567.1M | ||
| Q3 24 | $1.0B | $694.7M | ||
| Q2 24 | $782.3M | $462.7M |
| Q1 26 | — | $7.4B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $398.9M | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $6.9B | ||
| Q4 25 | $1.5B | $6.9B | ||
| Q3 25 | $1.5B | $6.9B | ||
| Q2 25 | $1.4B | $6.9B | ||
| Q1 25 | $1.3B | $6.8B | ||
| Q4 24 | $1.3B | $6.5B | ||
| Q3 24 | $1.3B | $6.8B | ||
| Q2 24 | $1.3B | $6.4B |
| Q1 26 | — | $20.3B | ||
| Q4 25 | $2.6B | $20.7B | ||
| Q3 25 | $2.7B | $19.5B | ||
| Q2 25 | $2.5B | $19.0B | ||
| Q1 25 | $2.5B | $20.4B | ||
| Q4 24 | $2.6B | $19.0B | ||
| Q3 24 | $2.2B | $18.4B | ||
| Q2 24 | $2.0B | $16.9B |
| Q1 26 | — | 1.08× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-67.4M | $299.7M |
| Free Cash FlowOCF − Capex | $-72.3M | — |
| FCF MarginFCF / Revenue | -21.7% | — |
| Capex IntensityCapex / Revenue | 1.5% | 0.0% |
| Cash ConversionOCF / Net Profit | -2.15× | 1.33× |
| TTM Free Cash FlowTrailing 4 quarters | $286.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $299.7M | ||
| Q4 25 | $-67.4M | $643.5M | ||
| Q3 25 | $244.8M | $456.2M | ||
| Q2 25 | $32.4M | $372.9M | ||
| Q1 25 | $86.0M | $272.2M | ||
| Q4 24 | $-62.3M | $486.6M | ||
| Q3 24 | $193.8M | $336.6M | ||
| Q2 24 | $4.8M | $384.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-72.3M | $633.0M | ||
| Q3 25 | $241.4M | $421.5M | ||
| Q2 25 | $31.6M | $350.0M | ||
| Q1 25 | $85.2M | $259.5M | ||
| Q4 24 | $-63.1M | $466.9M | ||
| Q3 24 | $192.1M | $310.7M | ||
| Q2 24 | $4.1M | $374.9M |
| Q1 26 | — | — | ||
| Q4 25 | -21.7% | 38.3% | ||
| Q3 25 | 67.7% | 26.9% | ||
| Q2 25 | 10.8% | 22.8% | ||
| Q1 25 | 29.4% | 17.1% | ||
| Q4 24 | -24.0% | 30.5% | ||
| Q3 24 | 65.9% | 21.2% | ||
| Q2 24 | 1.7% | 25.8% |
| Q1 26 | — | 0.0% | ||
| Q4 25 | 1.5% | 0.6% | ||
| Q3 25 | 1.0% | 2.2% | ||
| Q2 25 | 0.2% | 1.5% | ||
| Q1 25 | 0.3% | 0.8% | ||
| Q4 24 | 0.3% | 1.3% | ||
| Q3 24 | 0.6% | 1.8% | ||
| Q2 24 | 0.3% | 0.7% |
| Q1 26 | — | 1.33× | ||
| Q4 25 | -2.15× | 3.33× | ||
| Q3 25 | 4.71× | 2.17× | ||
| Q2 25 | 0.70× | 2.06× | ||
| Q1 25 | — | 1.28× | ||
| Q4 24 | -6.82× | 1.96× | ||
| Q3 24 | 11.56× | 2.05× | ||
| Q2 24 | — | 2.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GWRE
| Subscription | $222.7M | 67% |
| Services | $62.4M | 19% |
| Other | $33.1M | 10% |
| Support | $14.5M | 4% |
SSNC
| Technology-enabled services | $1.4B | 85% |
| License, maintenance and related | $239.8M | 15% |
