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Side-by-side financial comparison of Hyatt Hotels Corp (H) and KEMPER Corp (KMPR). Click either name above to swap in a different company.

Hyatt Hotels Corp is the larger business by last-quarter revenue ($1.8B vs $1.1B, roughly 1.6× KEMPER Corp). KEMPER Corp runs the higher net margin — -0.7% vs -1.1%, a 0.4% gap on every dollar of revenue. On growth, Hyatt Hotels Corp posted the faster year-over-year revenue change (11.7% vs -4.7%). Hyatt Hotels Corp produced more free cash flow last quarter ($236.0M vs $166.2M). Over the past eight quarters, Hyatt Hotels Corp's revenue compounded faster (2.2% CAGR vs -0.5%).

Hyatt Hotels Corporation, commonly known as Hyatt Hotels & Resorts, is an American multinational hospitality company headquartered in the Riverside Plaza area of Chicago that manages and franchises luxury and business hotels, resorts, and vacation properties. Hyatt Hotels & Resorts is one of the businesses managed by the Pritzker family. Hyatt has more than 1350 hotels and all-inclusive properties in 69 countries, across North America, South America, Europe, Asia, Africa and Australia.

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

H vs KMPR — Head-to-Head

Bigger by revenue
H
H
1.6× larger
H
$1.8B
$1.1B
KMPR
Growing faster (revenue YoY)
H
H
+16.3% gap
H
11.7%
-4.7%
KMPR
Higher net margin
KMPR
KMPR
0.4% more per $
KMPR
-0.7%
-1.1%
H
More free cash flow
H
H
$69.8M more FCF
H
$236.0M
$166.2M
KMPR
Faster 2-yr revenue CAGR
H
H
Annualised
H
2.2%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
H
H
KMPR
KMPR
Revenue
$1.8B
$1.1B
Net Profit
$-20.0M
$-8.0M
Gross Margin
Operating Margin
0.4%
Net Margin
-1.1%
-0.7%
Revenue YoY
11.7%
-4.7%
Net Profit YoY
64.3%
-108.2%
EPS (diluted)
$-0.20
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
H
H
KMPR
KMPR
Q4 25
$1.8B
$1.1B
Q3 25
$1.8B
$1.2B
Q2 25
$1.8B
$1.2B
Q1 25
$1.7B
$1.2B
Q4 24
$1.6B
$1.2B
Q3 24
$1.6B
$1.2B
Q2 24
$1.7B
$1.1B
Q1 24
$1.7B
$1.1B
Net Profit
H
H
KMPR
KMPR
Q4 25
$-20.0M
$-8.0M
Q3 25
$-49.0M
$-21.0M
Q2 25
$-3.0M
$72.6M
Q1 25
$20.0M
$99.7M
Q4 24
$-56.0M
$97.4M
Q3 24
$471.0M
$73.7M
Q2 24
$359.0M
$75.4M
Q1 24
$522.0M
$71.3M
Operating Margin
H
H
KMPR
KMPR
Q4 25
0.4%
Q3 25
-1.0%
Q2 25
2.1%
Q1 25
3.0%
Q4 24
-3.0%
Q3 24
37.3%
11.2%
Q2 24
27.1%
10.1%
Q1 24
31.6%
7.6%
Net Margin
H
H
KMPR
KMPR
Q4 25
-1.1%
-0.7%
Q3 25
-2.7%
-1.7%
Q2 25
-0.2%
5.9%
Q1 25
1.2%
8.4%
Q4 24
-3.5%
8.2%
Q3 24
28.9%
6.3%
Q2 24
21.1%
6.7%
Q1 24
30.5%
6.2%
EPS (diluted)
H
H
KMPR
KMPR
Q4 25
$-0.20
$-0.03
Q3 25
$-0.51
$-0.34
Q2 25
$-0.03
$1.12
Q1 25
$0.19
$1.54
Q4 24
$-0.37
$1.51
Q3 24
$4.63
$1.14
Q2 24
$3.46
$1.16
Q1 24
$4.93
$1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
H
H
KMPR
KMPR
Cash + ST InvestmentsLiquidity on hand
$813.0M
Total DebtLower is stronger
$943.5M
Stockholders' EquityBook value
$3.3B
$2.7B
Total Assets
$14.0B
$12.5B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
H
H
KMPR
KMPR
Q4 25
$813.0M
Q3 25
$749.0M
$371.2M
Q2 25
$912.0M
$407.6M
Q1 25
$1.8B
$545.3M
Q4 24
$1.4B
$1.0B
Q3 24
$1.1B
$696.9M
Q2 24
$2.0B
$539.1M
Q1 24
$794.0M
$520.7M
Total Debt
H
H
KMPR
KMPR
Q4 25
$943.5M
Q3 25
$6.0B
$943.1M
Q2 25
$6.0B
$942.6M
Q1 25
$4.3B
$942.1M
Q4 24
$3.8B
$1.4B
Q3 24
$3.1B
$1.4B
Q2 24
$3.9B
$1.4B
Q1 24
$3.1B
$1.4B
Stockholders' Equity
H
H
KMPR
KMPR
Q4 25
$3.3B
$2.7B
Q3 25
$3.5B
$2.7B
Q2 25
$3.6B
$370.0M
Q1 25
$3.5B
$366.0M
Q4 24
$3.5B
$2.8B
Q3 24
$3.7B
$2.8B
Q2 24
$3.9B
$358.0M
Q1 24
$3.7B
$2.6B
Total Assets
H
H
KMPR
KMPR
Q4 25
$14.0B
$12.5B
Q3 25
$15.7B
$12.4B
Q2 25
$15.9B
$12.6B
Q1 25
$14.0B
$12.5B
Q4 24
$13.3B
$12.6B
Q3 24
$11.9B
$12.6B
Q2 24
$12.8B
$12.6B
Q1 24
$11.7B
$12.6B
Debt / Equity
H
H
KMPR
KMPR
Q4 25
0.35×
Q3 25
1.73×
0.35×
Q2 25
1.69×
2.55×
Q1 25
1.25×
2.57×
Q4 24
1.07×
0.50×
Q3 24
0.85×
0.50×
Q2 24
1.01×
3.88×
Q1 24
0.84×
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
H
H
KMPR
KMPR
Operating Cash FlowLast quarter
$313.0M
$175.0M
Free Cash FlowOCF − Capex
$236.0M
$166.2M
FCF MarginFCF / Revenue
13.2%
14.7%
Capex IntensityCapex / Revenue
4.3%
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$159.0M
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
H
H
KMPR
KMPR
Q4 25
$313.0M
$175.0M
Q3 25
$-20.0M
$139.9M
Q2 25
$-67.0M
$89.6M
Q1 25
$153.0M
$180.0M
Q4 24
$235.0M
$175.1M
Q3 24
$-21.0M
$141.9M
Q2 24
$177.0M
$22.9M
Q1 24
$242.0M
$43.0M
Free Cash Flow
H
H
KMPR
KMPR
Q4 25
$236.0M
$166.2M
Q3 25
$-89.0M
$133.4M
Q2 25
$-111.0M
$82.0M
Q1 25
$123.0M
$172.3M
Q4 24
$184.0M
$165.4M
Q3 24
$-64.0M
$131.4M
Q2 24
$135.0M
$5.2M
Q1 24
$208.0M
$27.7M
FCF Margin
H
H
KMPR
KMPR
Q4 25
13.2%
14.7%
Q3 25
-5.0%
10.8%
Q2 25
-6.1%
6.7%
Q1 25
7.2%
14.4%
Q4 24
11.5%
13.9%
Q3 24
-3.9%
11.1%
Q2 24
7.9%
0.5%
Q1 24
12.1%
2.4%
Capex Intensity
H
H
KMPR
KMPR
Q4 25
4.3%
0.8%
Q3 25
3.9%
0.5%
Q2 25
2.4%
0.6%
Q1 25
1.7%
0.6%
Q4 24
3.2%
0.8%
Q3 24
2.6%
0.9%
Q2 24
2.5%
1.6%
Q1 24
2.0%
1.3%
Cash Conversion
H
H
KMPR
KMPR
Q4 25
Q3 25
Q2 25
1.23×
Q1 25
7.65×
1.81×
Q4 24
1.80×
Q3 24
-0.04×
1.93×
Q2 24
0.49×
0.30×
Q1 24
0.46×
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

H
H

Other$627.0M35%
Rooms Revenue$326.0M18%
Net Fees$290.0M16%
Distribution Segment$177.0M10%
Franchise And Other Fees$114.0M6%
Base Management Fees$112.0M6%
Incentive Management Fees$81.0M5%
Other Owned And Leased Hotel Revenue$41.0M2%
Contra Revenue$17.0M1%
Other Revenues$4.0M0%

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

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