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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $56.1M, roughly 1.3× Hour Loop, Inc). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -1.2%, a 31.0% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 3.0%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
HAFC vs HOUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $56.1M |
| Net Profit | $21.2M | $-657.3K |
| Gross Margin | — | 49.6% |
| Operating Margin | 29.8% | -1.5% |
| Net Margin | 29.8% | -1.2% |
| Revenue YoY | 17.1% | 3.0% |
| Net Profit YoY | 20.0% | 57.0% |
| EPS (diluted) | $0.70 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $56.1M | ||
| Q3 25 | $71.0M | $33.4M | ||
| Q2 25 | $65.2M | $27.1M | ||
| Q1 25 | $62.8M | $25.8M | ||
| Q4 24 | $60.8M | $54.4M | ||
| Q3 24 | $58.5M | $31.1M | ||
| Q2 24 | $56.7M | $28.1M | ||
| Q1 24 | $58.4M | $24.7M |
| Q4 25 | $21.2M | $-657.3K | ||
| Q3 25 | $22.1M | $530.6K | ||
| Q2 25 | $15.1M | $1.2M | ||
| Q1 25 | $17.7M | $654.5K | ||
| Q4 24 | $17.7M | $-1.5M | ||
| Q3 24 | $14.9M | $469.6K | ||
| Q2 24 | $14.5M | $649.1K | ||
| Q1 24 | $15.2M | $1.1M |
| Q4 25 | — | 49.6% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 54.7% | ||
| Q4 24 | — | 45.7% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 58.6% |
| Q4 25 | 29.8% | -1.5% | ||
| Q3 25 | 31.1% | 2.2% | ||
| Q2 25 | 23.2% | 6.0% | ||
| Q1 25 | 28.1% | 3.6% | ||
| Q4 24 | 29.1% | -4.5% | ||
| Q3 24 | 25.5% | 2.3% | ||
| Q2 24 | 25.5% | 3.3% | ||
| Q1 24 | 26.0% | 6.2% |
| Q4 25 | 29.8% | -1.2% | ||
| Q3 25 | 31.1% | 1.6% | ||
| Q2 25 | 23.2% | 4.3% | ||
| Q1 25 | 28.1% | 2.5% | ||
| Q4 24 | 29.1% | -2.8% | ||
| Q3 24 | 25.5% | 1.5% | ||
| Q2 24 | 25.5% | 2.3% | ||
| Q1 24 | 26.0% | 4.3% |
| Q4 25 | $0.70 | $-0.02 | ||
| Q3 25 | $0.73 | $0.01 | ||
| Q2 25 | $0.50 | $0.04 | ||
| Q1 25 | $0.58 | $0.02 | ||
| Q4 24 | $0.58 | $-0.04 | ||
| Q3 24 | $0.49 | $0.01 | ||
| Q2 24 | $0.48 | $0.02 | ||
| Q1 24 | $0.50 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $796.4M | $7.0M |
| Total Assets | $7.9B | $23.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $2.9M |
| Q4 25 | $796.4M | $7.0M | ||
| Q3 25 | $779.5M | $7.7M | ||
| Q2 25 | $762.8M | $7.2M | ||
| Q1 25 | $751.5M | $5.8M | ||
| Q4 24 | $732.2M | $5.2M | ||
| Q3 24 | $736.7M | $6.7M | ||
| Q2 24 | $707.1M | $6.2M | ||
| Q1 24 | $703.1M | $5.5M |
| Q4 25 | $7.9B | $23.8M | ||
| Q3 25 | $7.9B | $31.6M | ||
| Q2 25 | $7.9B | $23.0M | ||
| Q1 25 | $7.7B | $19.1M | ||
| Q4 24 | $7.7B | $20.0M | ||
| Q3 24 | $7.7B | $32.4M | ||
| Q2 24 | $7.6B | $20.2M | ||
| Q1 24 | $7.5B | $16.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $3.0M |
| Free Cash FlowOCF − Capex | $203.7M | $3.0M |
| FCF MarginFCF / Revenue | 286.2% | 5.3% |
| Capex IntensityCapex / Revenue | 3.2% | 0.0% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $2.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $3.0M | ||
| Q3 25 | $146.9M | $500.4K | ||
| Q2 25 | $-19.0M | $-901.5K | ||
| Q1 25 | $25.8M | $-23.9K | ||
| Q4 24 | $52.6M | $1.5M | ||
| Q3 24 | $6.7M | $-2.2M | ||
| Q2 24 | $2.1M | $456.2K | ||
| Q1 24 | $30.0M | $492.9K |
| Q4 25 | $203.7M | $3.0M | ||
| Q3 25 | $146.4M | $449.3K | ||
| Q2 25 | $-19.6M | $-901.6K | ||
| Q1 25 | $25.6M | $-24.6K | ||
| Q4 24 | $49.9M | $1.5M | ||
| Q3 24 | $6.5M | $-2.2M | ||
| Q2 24 | $1.3M | $439.4K | ||
| Q1 24 | $29.2M | $475.1K |
| Q4 25 | 286.2% | 5.3% | ||
| Q3 25 | 206.3% | 1.3% | ||
| Q2 25 | -30.0% | -3.3% | ||
| Q1 25 | 40.7% | -0.1% | ||
| Q4 24 | 82.1% | 2.8% | ||
| Q3 24 | 11.1% | -7.0% | ||
| Q2 24 | 2.3% | 1.6% | ||
| Q1 24 | 50.0% | 1.9% |
| Q4 25 | 3.2% | 0.0% | ||
| Q3 25 | 0.8% | 0.2% | ||
| Q2 25 | 0.9% | 0.0% | ||
| Q1 25 | 0.4% | 0.0% | ||
| Q4 24 | 4.3% | 0.0% | ||
| Q3 24 | 0.4% | 0.0% | ||
| Q2 24 | 1.4% | 0.1% | ||
| Q1 24 | 1.4% | 0.1% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | 0.94× | ||
| Q2 25 | -1.26× | -0.77× | ||
| Q1 25 | 1.46× | -0.04× | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | -4.64× | ||
| Q2 24 | 0.14× | 0.70× | ||
| Q1 24 | 1.98× | 0.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
