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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $52.7M, roughly 1.4× i3 Verticals, Inc.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 0.9%, a 28.9% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -14.6%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $13.8M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -4.7%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

HAFC vs IIIV — Head-to-Head

Bigger by revenue
HAFC
HAFC
1.4× larger
HAFC
$71.2M
$52.7M
IIIV
Growing faster (revenue YoY)
HAFC
HAFC
+31.7% gap
HAFC
17.1%
-14.6%
IIIV
Higher net margin
HAFC
HAFC
28.9% more per $
HAFC
29.8%
0.9%
IIIV
More free cash flow
HAFC
HAFC
$189.9M more FCF
HAFC
$203.7M
$13.8M
IIIV
Faster 2-yr revenue CAGR
HAFC
HAFC
Annualised
HAFC
10.4%
-4.7%
IIIV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HAFC
HAFC
IIIV
IIIV
Revenue
$71.2M
$52.7M
Net Profit
$21.2M
$484.0K
Gross Margin
Operating Margin
29.8%
3.1%
Net Margin
29.8%
0.9%
Revenue YoY
17.1%
-14.6%
Net Profit YoY
20.0%
-76.5%
EPS (diluted)
$0.70
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
IIIV
IIIV
Q4 25
$71.2M
$52.7M
Q3 25
$71.0M
$46.0M
Q2 25
$65.2M
$51.9M
Q1 25
$62.8M
$63.1M
Q4 24
$60.8M
$52.2M
Q3 24
$58.5M
$32.0M
Q2 24
$56.7M
$46.2M
Q1 24
$58.4M
$58.0M
Net Profit
HAFC
HAFC
IIIV
IIIV
Q4 25
$21.2M
$484.0K
Q3 25
$22.1M
$3.1M
Q2 25
$15.1M
$12.9M
Q1 25
$17.7M
$-154.0K
Q4 24
$17.7M
$2.1M
Q3 24
$14.9M
$117.9M
Q2 24
$14.5M
$-7.5M
Q1 24
$15.2M
$1.9M
Operating Margin
HAFC
HAFC
IIIV
IIIV
Q4 25
29.8%
3.1%
Q3 25
31.1%
3.2%
Q2 25
23.2%
-9.3%
Q1 25
28.1%
8.0%
Q4 24
29.1%
3.9%
Q3 24
25.5%
10.6%
Q2 24
25.5%
-2.8%
Q1 24
26.0%
3.4%
Net Margin
HAFC
HAFC
IIIV
IIIV
Q4 25
29.8%
0.9%
Q3 25
31.1%
6.7%
Q2 25
23.2%
24.8%
Q1 25
28.1%
-0.2%
Q4 24
29.1%
3.9%
Q3 24
25.5%
368.2%
Q2 24
25.5%
-16.3%
Q1 24
26.0%
3.2%
EPS (diluted)
HAFC
HAFC
IIIV
IIIV
Q4 25
$0.70
$0.02
Q3 25
$0.73
$0.14
Q2 25
$0.50
$0.50
Q1 25
$0.58
$0.00
Q4 24
$0.58
$0.08
Q3 24
$0.49
$4.93
Q2 24
$0.48
$-0.32
Q1 24
$0.50
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$37.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$796.4M
$358.5M
Total Assets
$7.9B
$595.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
IIIV
IIIV
Q4 25
$37.5M
Q3 25
$66.7M
Q2 25
$55.5M
Q1 25
$7.7M
Q4 24
$85.6M
Q3 24
$86.5M
Q2 24
$9.7M
Q1 24
$3.1M
Total Debt
HAFC
HAFC
IIIV
IIIV
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Q1 24
$369.6M
Stockholders' Equity
HAFC
HAFC
IIIV
IIIV
Q4 25
$796.4M
$358.5M
Q3 25
$779.5M
$389.6M
Q2 25
$762.8M
$383.3M
Q1 25
$751.5M
$385.2M
Q4 24
$732.2M
$375.0M
Q3 24
$736.7M
$379.7M
Q2 24
$707.1M
$249.7M
Q1 24
$703.1M
$249.3M
Total Assets
HAFC
HAFC
IIIV
IIIV
Q4 25
$7.9B
$595.9M
Q3 25
$7.9B
$638.4M
Q2 25
$7.9B
$623.3M
Q1 25
$7.7B
$646.4M
Q4 24
$7.7B
$726.2M
Q3 24
$7.7B
$730.7M
Q2 24
$7.6B
$861.7M
Q1 24
$7.5B
$625.8M
Debt / Equity
HAFC
HAFC
IIIV
IIIV
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
1.50×
Q1 24
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
IIIV
IIIV
Operating Cash FlowLast quarter
$206.0M
$14.1M
Free Cash FlowOCF − Capex
$203.7M
$13.8M
FCF MarginFCF / Revenue
286.2%
26.2%
Capex IntensityCapex / Revenue
3.2%
0.6%
Cash ConversionOCF / Net Profit
9.70×
29.18×
TTM Free Cash FlowTrailing 4 quarters
$356.1M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
IIIV
IIIV
Q4 25
$206.0M
$14.1M
Q3 25
$146.9M
$14.0M
Q2 25
$-19.0M
$7.4M
Q1 25
$25.8M
$-27.1M
Q4 24
$52.6M
$11.5M
Q3 24
$6.7M
$15.1M
Q2 24
$2.1M
$8.1M
Q1 24
$30.0M
$10.7M
Free Cash Flow
HAFC
HAFC
IIIV
IIIV
Q4 25
$203.7M
$13.8M
Q3 25
$146.4M
$13.5M
Q2 25
$-19.6M
$6.8M
Q1 25
$25.6M
$-27.6M
Q4 24
$49.9M
$11.0M
Q3 24
$6.5M
$14.6M
Q2 24
$1.3M
$7.2M
Q1 24
$29.2M
$9.9M
FCF Margin
HAFC
HAFC
IIIV
IIIV
Q4 25
286.2%
26.2%
Q3 25
206.3%
29.5%
Q2 25
-30.0%
13.1%
Q1 25
40.7%
-43.8%
Q4 24
82.1%
21.1%
Q3 24
11.1%
45.6%
Q2 24
2.3%
15.6%
Q1 24
50.0%
17.1%
Capex Intensity
HAFC
HAFC
IIIV
IIIV
Q4 25
3.2%
0.6%
Q3 25
0.8%
0.9%
Q2 25
0.9%
1.0%
Q1 25
0.4%
0.8%
Q4 24
4.3%
0.9%
Q3 24
0.4%
1.7%
Q2 24
1.4%
1.9%
Q1 24
1.4%
1.4%
Cash Conversion
HAFC
HAFC
IIIV
IIIV
Q4 25
9.70×
29.18×
Q3 25
6.66×
4.52×
Q2 25
-1.26×
0.57×
Q1 25
1.46×
Q4 24
2.97×
5.59×
Q3 24
0.45×
0.13×
Q2 24
0.14×
Q1 24
1.98×
5.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HAFC
HAFC

Segment breakdown not available.

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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