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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $71.2M, roughly 1.9× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 9.5%, a 20.3% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 17.1%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
HAFC vs LOAR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $131.8M |
| Net Profit | $21.2M | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | 29.8% | 18.0% |
| Net Margin | 29.8% | 9.5% |
| Revenue YoY | 17.1% | 19.3% |
| Net Profit YoY | 20.0% | 239.5% |
| EPS (diluted) | $0.70 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $131.8M | ||
| Q3 25 | $71.0M | $126.8M | ||
| Q2 25 | $65.2M | $123.1M | ||
| Q1 25 | $62.8M | $114.7M | ||
| Q4 24 | $60.8M | $110.4M | ||
| Q3 24 | $58.5M | $103.5M | ||
| Q2 24 | $56.7M | $97.0M | ||
| Q1 24 | $58.4M | $91.8M |
| Q4 25 | $21.2M | $12.5M | ||
| Q3 25 | $22.1M | $27.6M | ||
| Q2 25 | $15.1M | $16.7M | ||
| Q1 25 | $17.7M | $15.3M | ||
| Q4 24 | $17.7M | $3.7M | ||
| Q3 24 | $14.9M | $8.7M | ||
| Q2 24 | $14.5M | $7.6M | ||
| Q1 24 | $15.2M | $2.2M |
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% | ||
| Q1 24 | — | 48.4% |
| Q4 25 | 29.8% | 18.0% | ||
| Q3 25 | 31.1% | 22.9% | ||
| Q2 25 | 23.2% | 22.2% | ||
| Q1 25 | 28.1% | 22.8% | ||
| Q4 24 | 29.1% | 19.2% | ||
| Q3 24 | 25.5% | 22.1% | ||
| Q2 24 | 25.5% | 22.9% | ||
| Q1 24 | 26.0% | 23.3% |
| Q4 25 | 29.8% | 9.5% | ||
| Q3 25 | 31.1% | 21.8% | ||
| Q2 25 | 23.2% | 13.6% | ||
| Q1 25 | 28.1% | 13.4% | ||
| Q4 24 | 29.1% | 3.3% | ||
| Q3 24 | 25.5% | 8.4% | ||
| Q2 24 | 25.5% | 7.9% | ||
| Q1 24 | 26.0% | 2.4% |
| Q4 25 | $0.70 | $0.13 | ||
| Q3 25 | $0.73 | $0.29 | ||
| Q2 25 | $0.50 | $0.17 | ||
| Q1 25 | $0.58 | $0.16 | ||
| Q4 24 | $0.58 | $-11023.48 | ||
| Q3 24 | $0.49 | $0.09 | ||
| Q2 24 | $0.48 | $0.09 | ||
| Q1 24 | $0.50 | $11023.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $84.8M |
| Total DebtLower is stronger | — | $715.7M |
| Stockholders' EquityBook value | $796.4M | $1.2B |
| Total Assets | $7.9B | $2.0B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $84.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $103.3M | ||
| Q1 25 | — | $80.5M | ||
| Q4 24 | — | $54.1M | ||
| Q3 24 | — | $55.2M | ||
| Q2 24 | — | $73.2M | ||
| Q1 24 | — | $28.2M |
| Q4 25 | — | $715.7M | ||
| Q3 25 | — | $279.4M | ||
| Q2 25 | — | $277.7M | ||
| Q1 25 | — | $277.5M | ||
| Q4 24 | — | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M | ||
| Q1 24 | — | $534.2M |
| Q4 25 | $796.4M | $1.2B | ||
| Q3 25 | $779.5M | $1.2B | ||
| Q2 25 | $762.8M | $1.1B | ||
| Q1 25 | $751.5M | $1.1B | ||
| Q4 24 | $732.2M | $1.1B | ||
| Q3 24 | $736.7M | $769.8M | ||
| Q2 24 | $707.1M | $758.4M | ||
| Q1 24 | $703.1M | $420.6M |
| Q4 25 | $7.9B | $2.0B | ||
| Q3 25 | $7.9B | $1.5B | ||
| Q2 25 | $7.9B | $1.5B | ||
| Q1 25 | $7.7B | $1.5B | ||
| Q4 24 | $7.7B | $1.5B | ||
| Q3 24 | $7.7B | $1.5B | ||
| Q2 24 | $7.6B | $1.1B | ||
| Q1 24 | $7.5B | $1.1B |
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 1.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $30.4M |
| Free Cash FlowOCF − Capex | $203.7M | — |
| FCF MarginFCF / Revenue | 286.2% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | 9.70× | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $30.4M | ||
| Q3 25 | $146.9M | $29.7M | ||
| Q2 25 | $-19.0M | $23.8M | ||
| Q1 25 | $25.8M | $28.4M | ||
| Q4 24 | $52.6M | $20.7M | ||
| Q3 24 | $6.7M | $16.3M | ||
| Q2 24 | $2.1M | $7.1M | ||
| Q1 24 | $30.0M | $10.8M |
| Q4 25 | $203.7M | — | ||
| Q3 25 | $146.4M | — | ||
| Q2 25 | $-19.6M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $6.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $29.2M | — |
| Q4 25 | 286.2% | — | ||
| Q3 25 | 206.3% | — | ||
| Q2 25 | -30.0% | — | ||
| Q1 25 | 40.7% | — | ||
| Q4 24 | 82.1% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 2.3% | — | ||
| Q1 24 | 50.0% | — |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.4% | — |
| Q4 25 | 9.70× | 2.43× | ||
| Q3 25 | 6.66× | 1.08× | ||
| Q2 25 | -1.26× | 1.42× | ||
| Q1 25 | 1.46× | 1.85× | ||
| Q4 24 | 2.97× | 5.62× | ||
| Q3 24 | 0.45× | 1.89× | ||
| Q2 24 | 0.14× | 0.93× | ||
| Q1 24 | 1.98× | 4.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
