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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Nine Energy Service, Inc. (NINE). Click either name above to swap in a different company.

HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $41.6M, roughly 1.7× Nine Energy Service, Inc.). Nine Energy Service, Inc. runs the higher net margin — 259.3% vs 29.8%, a 229.5% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -68.5%). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -43.9%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

Xcel Energy Inc. is a U.S. regulated electric utility and natural gas delivery company based in Minneapolis, Minnesota, serving approximately 3.9 million electricity customers and 2.2 million natural gas customers across parts of eight states as of mid-2025. It consists of four operating subsidiaries: Northern States Power-Minnesota, Northern States Power-Wisconsin, Public Service Company of Colorado, and Southwestern Public Service Co.

HAFC vs NINE — Head-to-Head

Bigger by revenue
HAFC
HAFC
1.7× larger
HAFC
$71.2M
$41.6M
NINE
Growing faster (revenue YoY)
HAFC
HAFC
+85.6% gap
HAFC
17.1%
-68.5%
NINE
Higher net margin
NINE
NINE
229.5% more per $
NINE
259.3%
29.8%
HAFC
Faster 2-yr revenue CAGR
HAFC
HAFC
Annualised
HAFC
10.4%
-43.9%
NINE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HAFC
HAFC
NINE
NINE
Revenue
$71.2M
$41.6M
Net Profit
$21.2M
$107.9M
Gross Margin
9.1%
Operating Margin
29.8%
Net Margin
29.8%
259.3%
Revenue YoY
17.1%
-68.5%
Net Profit YoY
20.0%
EPS (diluted)
$0.70
$2.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
NINE
NINE
Q1 26
$41.6M
Q4 25
$71.2M
$132.2M
Q3 25
$71.0M
$132.0M
Q2 25
$65.2M
$147.3M
Q1 25
$62.8M
$150.5M
Q4 24
$60.8M
$141.4M
Q3 24
$58.5M
$138.2M
Q2 24
$56.7M
$132.4M
Net Profit
HAFC
HAFC
NINE
NINE
Q1 26
$107.9M
Q4 25
$21.2M
$-19.2M
Q3 25
$22.1M
$-14.6M
Q2 25
$15.1M
$-10.4M
Q1 25
$17.7M
$-7.1M
Q4 24
$17.7M
$-8.8M
Q3 24
$14.9M
$-10.1M
Q2 24
$14.5M
$-14.0M
Gross Margin
HAFC
HAFC
NINE
NINE
Q1 26
9.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
29.8%
-4.2%
Q3 25
31.1%
-0.9%
Q2 25
23.2%
2.3%
Q1 25
28.1%
3.7%
Q4 24
29.1%
2.5%
Q3 24
25.5%
1.8%
Q2 24
25.5%
-1.1%
Net Margin
HAFC
HAFC
NINE
NINE
Q1 26
259.3%
Q4 25
29.8%
-14.5%
Q3 25
31.1%
-11.1%
Q2 25
23.2%
-7.1%
Q1 25
28.1%
-4.7%
Q4 24
29.1%
-6.3%
Q3 24
25.5%
-7.3%
Q2 24
25.5%
-10.6%
EPS (diluted)
HAFC
HAFC
NINE
NINE
Q1 26
$2.65
Q4 25
$0.70
$-0.47
Q3 25
$0.73
$-0.35
Q2 25
$0.50
$-0.25
Q1 25
$0.58
$-0.18
Q4 24
$0.58
$-0.21
Q3 24
$0.49
$-0.26
Q2 24
$0.48
$-0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
NINE
NINE
Cash + ST InvestmentsLiquidity on hand
$11.2M
Total DebtLower is stronger
$94.4M
Stockholders' EquityBook value
$796.4M
Total Assets
$7.9B
$326.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
NINE
NINE
Q1 26
$11.2M
Q4 25
$18.4M
Q3 25
$14.4M
Q2 25
$14.2M
Q1 25
$17.3M
Q4 24
$27.9M
Q3 24
$15.7M
Q2 24
$26.0M
Total Debt
HAFC
HAFC
NINE
NINE
Q1 26
$94.4M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
$796.4M
$-115.0M
Q3 25
$779.5M
$-95.9M
Q2 25
$762.8M
$-81.7M
Q1 25
$751.5M
$-72.1M
Q4 24
$732.2M
$-66.1M
Q3 24
$736.7M
$-57.6M
Q2 24
$707.1M
$-49.7M
Total Assets
HAFC
HAFC
NINE
NINE
Q1 26
$326.0M
Q4 25
$7.9B
$339.5M
Q3 25
$7.9B
$340.7M
Q2 25
$7.9B
$361.2M
Q1 25
$7.7B
$359.2M
Q4 24
$7.7B
$360.1M
Q3 24
$7.7B
$353.2M
Q2 24
$7.6B
$381.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
NINE
NINE
Operating Cash FlowLast quarter
$206.0M
Free Cash FlowOCF − Capex
$203.7M
FCF MarginFCF / Revenue
286.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
9.70×
TTM Free Cash FlowTrailing 4 quarters
$356.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
$206.0M
$-2.2M
Q3 25
$146.9M
$-9.9M
Q2 25
$-19.0M
$10.1M
Q1 25
$25.8M
$-5.3M
Q4 24
$52.6M
$15.0M
Q3 24
$6.7M
$-5.8M
Q2 24
$2.1M
$12.9M
Free Cash Flow
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
$203.7M
$-4.8M
Q3 25
$146.4M
$-13.4M
Q2 25
$-19.6M
$4.2M
Q1 25
$25.6M
$-9.3M
Q4 24
$49.9M
$11.8M
Q3 24
$6.5M
$-9.3M
Q2 24
$1.3M
$10.3M
FCF Margin
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
286.2%
-3.6%
Q3 25
206.3%
-10.2%
Q2 25
-30.0%
2.9%
Q1 25
40.7%
-6.2%
Q4 24
82.1%
8.3%
Q3 24
11.1%
-6.7%
Q2 24
2.3%
7.7%
Capex Intensity
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
3.2%
2.0%
Q3 25
0.8%
2.6%
Q2 25
0.9%
4.0%
Q1 25
0.4%
2.6%
Q4 24
4.3%
2.3%
Q3 24
0.4%
2.5%
Q2 24
1.4%
2.0%
Cash Conversion
HAFC
HAFC
NINE
NINE
Q1 26
Q4 25
9.70×
Q3 25
6.66×
Q2 25
-1.26×
Q1 25
1.46×
Q4 24
2.97×
Q3 24
0.45×
Q2 24
0.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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