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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $71.2M, roughly 1.7× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -3.9%, a 33.7% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 17.1%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
HAFC vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $121.1M |
| Net Profit | $21.2M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 29.8% | 34.7% |
| Net Margin | 29.8% | -3.9% |
| Revenue YoY | 17.1% | 100.0% |
| Net Profit YoY | 20.0% | 2.0% |
| EPS (diluted) | $0.70 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $71.2M | $112.3M | ||
| Q3 25 | $71.0M | $115.1M | ||
| Q2 25 | $65.2M | $107.0M | ||
| Q1 25 | $62.8M | $84.5M | ||
| Q4 24 | $60.8M | $75.3M | ||
| Q3 24 | $58.5M | $77.7M | ||
| Q2 24 | $56.7M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $21.2M | $-3.5M | ||
| Q3 25 | $22.1M | $-10.9M | ||
| Q2 25 | $15.1M | $2.6M | ||
| Q1 25 | $17.7M | $8.4M | ||
| Q4 24 | $17.7M | $30.5M | ||
| Q3 24 | $14.9M | $14.4M | ||
| Q2 24 | $14.5M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 29.8% | 14.7% | ||
| Q3 25 | 31.1% | 14.2% | ||
| Q2 25 | 23.2% | 4.7% | ||
| Q1 25 | 28.1% | -1.5% | ||
| Q4 24 | 29.1% | 33.3% | ||
| Q3 24 | 25.5% | -3.2% | ||
| Q2 24 | 25.5% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 29.8% | -3.1% | ||
| Q3 25 | 31.1% | -9.4% | ||
| Q2 25 | 23.2% | 2.4% | ||
| Q1 25 | 28.1% | 9.9% | ||
| Q4 24 | 29.1% | 40.5% | ||
| Q3 24 | 25.5% | 18.5% | ||
| Q2 24 | 25.5% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.70 | $0.00 | ||
| Q3 25 | $0.73 | $-0.10 | ||
| Q2 25 | $0.50 | $0.00 | ||
| Q1 25 | $0.58 | $0.07 | ||
| Q4 24 | $0.58 | $0.34 | ||
| Q3 24 | $0.49 | $0.12 | ||
| Q2 24 | $0.48 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $796.4M | $26.3M |
| Total Assets | $7.9B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $796.4M | $-24.6M | ||
| Q3 25 | $779.5M | $-27.9M | ||
| Q2 25 | $762.8M | $-29.3M | ||
| Q1 25 | $751.5M | $-52.4M | ||
| Q4 24 | $732.2M | $-43.2M | ||
| Q3 24 | $736.7M | $-77.0M | ||
| Q2 24 | $707.1M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $7.9B | $797.4M | ||
| Q3 25 | $7.9B | $787.7M | ||
| Q2 25 | $7.9B | $770.7M | ||
| Q1 25 | $7.7B | $802.3M | ||
| Q4 24 | $7.7B | $814.0M | ||
| Q3 24 | $7.7B | $867.3M | ||
| Q2 24 | $7.6B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | — |
| Free Cash FlowOCF − Capex | $203.7M | — |
| FCF MarginFCF / Revenue | 286.2% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.0M | $1.2M | ||
| Q3 25 | $146.9M | $40.8M | ||
| Q2 25 | $-19.0M | $35.6M | ||
| Q1 25 | $25.8M | $-11.2M | ||
| Q4 24 | $52.6M | $-26.6M | ||
| Q3 24 | $6.7M | $12.4M | ||
| Q2 24 | $2.1M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $203.7M | $1.1M | ||
| Q3 25 | $146.4M | $40.7M | ||
| Q2 25 | $-19.6M | $35.4M | ||
| Q1 25 | $25.6M | $-11.2M | ||
| Q4 24 | $49.9M | $-26.8M | ||
| Q3 24 | $6.5M | $12.2M | ||
| Q2 24 | $1.3M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 286.2% | 1.0% | ||
| Q3 25 | 206.3% | 35.4% | ||
| Q2 25 | -30.0% | 33.0% | ||
| Q1 25 | 40.7% | -13.3% | ||
| Q4 24 | 82.1% | -35.6% | ||
| Q3 24 | 11.1% | 15.7% | ||
| Q2 24 | 2.3% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 0.1% | ||
| Q3 25 | 0.8% | 0.1% | ||
| Q2 25 | 0.9% | 0.2% | ||
| Q1 25 | 0.4% | 0.1% | ||
| Q4 24 | 4.3% | 0.3% | ||
| Q3 24 | 0.4% | 0.3% | ||
| Q2 24 | 1.4% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | 13.79× | ||
| Q1 25 | 1.46× | -1.33× | ||
| Q4 24 | 2.97× | -0.87× | ||
| Q3 24 | 0.45× | 0.86× | ||
| Q2 24 | 0.14× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
