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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $41.8M, roughly 1.7× Neuronetics, Inc.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -17.2%, a 47.1% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 17.1%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
HAFC vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $41.8M |
| Net Profit | $21.2M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 29.8% | -12.1% |
| Net Margin | 29.8% | -17.2% |
| Revenue YoY | 17.1% | 85.7% |
| Net Profit YoY | 20.0% | 43.2% |
| EPS (diluted) | $0.70 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $41.8M | ||
| Q3 25 | $71.0M | $37.3M | ||
| Q2 25 | $65.2M | $38.1M | ||
| Q1 25 | $62.8M | $32.0M | ||
| Q4 24 | $60.8M | $22.5M | ||
| Q3 24 | $58.5M | $18.5M | ||
| Q2 24 | $56.7M | $16.4M | ||
| Q1 24 | $58.4M | $17.4M |
| Q4 25 | $21.2M | $-7.2M | ||
| Q3 25 | $22.1M | $-9.0M | ||
| Q2 25 | $15.1M | $-10.1M | ||
| Q1 25 | $17.7M | $-12.7M | ||
| Q4 24 | $17.7M | $-12.7M | ||
| Q3 24 | $14.9M | $-13.3M | ||
| Q2 24 | $14.5M | $-9.8M | ||
| Q1 24 | $15.2M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 29.8% | -12.1% | ||
| Q3 25 | 31.1% | -19.6% | ||
| Q2 25 | 23.2% | -21.1% | ||
| Q1 25 | 28.1% | -34.4% | ||
| Q4 24 | 29.1% | -51.0% | ||
| Q3 24 | 25.5% | -41.7% | ||
| Q2 24 | 25.5% | -51.7% | ||
| Q1 24 | 26.0% | -39.4% |
| Q4 25 | 29.8% | -17.2% | ||
| Q3 25 | 31.1% | -24.3% | ||
| Q2 25 | 23.2% | -26.6% | ||
| Q1 25 | 28.1% | -39.6% | ||
| Q4 24 | 29.1% | -56.4% | ||
| Q3 24 | 25.5% | -72.0% | ||
| Q2 24 | 25.5% | -59.8% | ||
| Q1 24 | 26.0% | -45.2% |
| Q4 25 | $0.70 | $-0.10 | ||
| Q3 25 | $0.73 | $-0.13 | ||
| Q2 25 | $0.50 | $-0.15 | ||
| Q1 25 | $0.58 | $-0.21 | ||
| Q4 24 | $0.58 | $-0.34 | ||
| Q3 24 | $0.49 | $-0.44 | ||
| Q2 24 | $0.48 | $-0.33 | ||
| Q1 24 | $0.50 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.1M |
| Total DebtLower is stronger | — | $65.8M |
| Stockholders' EquityBook value | $796.4M | $22.4M |
| Total Assets | $7.9B | $141.6M |
| Debt / EquityLower = less leverage | — | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M | ||
| Q1 24 | — | $47.7M |
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
| Q4 25 | $796.4M | $22.4M | ||
| Q3 25 | $779.5M | $27.4M | ||
| Q2 25 | $762.8M | $27.1M | ||
| Q1 25 | $751.5M | $35.5M | ||
| Q4 24 | $732.2M | $27.7M | ||
| Q3 24 | $736.7M | $9.4M | ||
| Q2 24 | $707.1M | $19.4M | ||
| Q1 24 | $703.1M | $27.7M |
| Q4 25 | $7.9B | $141.6M | ||
| Q3 25 | $7.9B | $145.5M | ||
| Q2 25 | $7.9B | $134.7M | ||
| Q1 25 | $7.7B | $142.0M | ||
| Q4 24 | $7.7B | $140.9M | ||
| Q3 24 | $7.7B | — | ||
| Q2 24 | $7.6B | $96.8M | ||
| Q1 24 | $7.5B | $103.8M |
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $908.0K |
| Free Cash FlowOCF − Capex | $203.7M | $692.0K |
| FCF MarginFCF / Revenue | 286.2% | 1.7% |
| Capex IntensityCapex / Revenue | 3.2% | 0.5% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $908.0K | ||
| Q3 25 | $146.9M | $-785.0K | ||
| Q2 25 | $-19.0M | $-3.5M | ||
| Q1 25 | $25.8M | $-17.0M | ||
| Q4 24 | $52.6M | $-8.6M | ||
| Q3 24 | $6.7M | $-5.4M | ||
| Q2 24 | $2.1M | $-5.0M | ||
| Q1 24 | $30.0M | $-12.0M |
| Q4 25 | $203.7M | $692.0K | ||
| Q3 25 | $146.4M | $-899.0K | ||
| Q2 25 | $-19.6M | $-3.8M | ||
| Q1 25 | $25.6M | $-17.2M | ||
| Q4 24 | $49.9M | $-8.7M | ||
| Q3 24 | $6.5M | $-5.8M | ||
| Q2 24 | $1.3M | $-5.6M | ||
| Q1 24 | $29.2M | $-12.4M |
| Q4 25 | 286.2% | 1.7% | ||
| Q3 25 | 206.3% | -2.4% | ||
| Q2 25 | -30.0% | -9.9% | ||
| Q1 25 | 40.7% | -53.8% | ||
| Q4 24 | 82.1% | -38.6% | ||
| Q3 24 | 11.1% | -31.3% | ||
| Q2 24 | 2.3% | -34.0% | ||
| Q1 24 | 50.0% | -71.1% |
| Q4 25 | 3.2% | 0.5% | ||
| Q3 25 | 0.8% | 0.3% | ||
| Q2 25 | 0.9% | 0.7% | ||
| Q1 25 | 0.4% | 0.7% | ||
| Q4 24 | 4.3% | 0.4% | ||
| Q3 24 | 0.4% | 2.1% | ||
| Q2 24 | 1.4% | 3.7% | ||
| Q1 24 | 1.4% | 2.2% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
