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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and Terreno Realty Corp (TRNO). Click either name above to swap in a different company.
Terreno Realty Corp is the larger business by last-quarter revenue ($137.5M vs $71.2M, roughly 1.9× HANMI FINANCIAL CORP). Terreno Realty Corp runs the higher net margin — 115.1% vs 29.8%, a 85.2% gap on every dollar of revenue. On growth, Terreno Realty Corp posted the faster year-over-year revenue change (32.6% vs 17.1%). Over the past eight quarters, Terreno Realty Corp's revenue compounded faster (27.2% CAGR vs 10.4%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
Terreno Realty Corp is a publicly traded real estate investment trust that specializes in owning, operating, and acquiring high-quality industrial real estate assets. Its portfolio mainly includes distribution warehouses and logistics facilities located in high-demand coastal U.S. metropolitan markets, serving tenants across e-commerce, last-mile delivery, retail supply chain, and light manufacturing segments.
HAFC vs TRNO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $137.5M |
| Net Profit | $21.2M | $158.2M |
| Gross Margin | — | — |
| Operating Margin | 29.8% | — |
| Net Margin | 29.8% | 115.1% |
| Revenue YoY | 17.1% | 32.6% |
| Net Profit YoY | 20.0% | 107.9% |
| EPS (diluted) | $0.70 | $1.54 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $137.5M | ||
| Q3 25 | $71.0M | $116.2M | ||
| Q2 25 | $65.2M | $112.2M | ||
| Q1 25 | $62.8M | $110.4M | ||
| Q4 24 | $60.8M | $103.7M | ||
| Q3 24 | $58.5M | $99.6M | ||
| Q2 24 | $56.7M | $94.2M | ||
| Q1 24 | $58.4M | $85.0M |
| Q4 25 | $21.2M | $158.2M | ||
| Q3 25 | $22.1M | $103.4M | ||
| Q2 25 | $15.1M | $93.3M | ||
| Q1 25 | $17.7M | $48.1M | ||
| Q4 24 | $17.7M | $76.1M | ||
| Q3 24 | $14.9M | $36.6M | ||
| Q2 24 | $14.5M | $35.7M | ||
| Q1 24 | $15.2M | $36.1M |
| Q4 25 | 29.8% | — | ||
| Q3 25 | 31.1% | — | ||
| Q2 25 | 23.2% | — | ||
| Q1 25 | 28.1% | — | ||
| Q4 24 | 29.1% | — | ||
| Q3 24 | 25.5% | — | ||
| Q2 24 | 25.5% | — | ||
| Q1 24 | 26.0% | — |
| Q4 25 | 29.8% | 115.1% | ||
| Q3 25 | 31.1% | 88.9% | ||
| Q2 25 | 23.2% | 83.1% | ||
| Q1 25 | 28.1% | 43.6% | ||
| Q4 24 | 29.1% | 73.4% | ||
| Q3 24 | 25.5% | 36.8% | ||
| Q2 24 | 25.5% | 37.9% | ||
| Q1 24 | 26.0% | 42.4% |
| Q4 25 | $0.70 | $1.54 | ||
| Q3 25 | $0.73 | $1.00 | ||
| Q2 25 | $0.50 | $0.90 | ||
| Q1 25 | $0.58 | $0.47 | ||
| Q4 24 | $0.58 | $0.78 | ||
| Q3 24 | $0.49 | $0.37 | ||
| Q2 24 | $0.48 | $0.37 | ||
| Q1 24 | $0.50 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $25.0M |
| Total DebtLower is stronger | — | $943.3M |
| Stockholders' EquityBook value | $796.4M | $4.1B |
| Total Assets | $7.9B | $5.4B |
| Debt / EquityLower = less leverage | — | 0.23× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $25.0M | ||
| Q3 25 | — | $26.2M | ||
| Q2 25 | — | $128.4M | ||
| Q1 25 | — | $156.5M | ||
| Q4 24 | — | $18.1M | ||
| Q3 24 | — | $243.7M | ||
| Q2 24 | — | $182.0M | ||
| Q1 24 | — | $649.6M |
| Q4 25 | — | $943.3M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $742.4M | ||
| Q1 25 | — | $741.9M | ||
| Q4 24 | — | $823.4M | ||
| Q3 24 | — | $672.2M | ||
| Q2 24 | — | $772.0M | ||
| Q1 24 | — | $771.8M |
| Q4 25 | $796.4M | $4.1B | ||
| Q3 25 | $779.5M | $4.0B | ||
| Q2 25 | $762.8M | $3.9B | ||
| Q1 25 | $751.5M | $3.9B | ||
| Q4 24 | $732.2M | $3.7B | ||
| Q3 24 | $736.7M | $3.6B | ||
| Q2 24 | $707.1M | $3.4B | ||
| Q1 24 | $703.1M | $3.4B |
| Q4 25 | $7.9B | $5.4B | ||
| Q3 25 | $7.9B | $5.3B | ||
| Q2 25 | $7.9B | $5.0B | ||
| Q1 25 | $7.7B | $4.9B | ||
| Q4 24 | $7.7B | $4.8B | ||
| Q3 24 | $7.7B | $4.6B | ||
| Q2 24 | $7.6B | $4.5B | ||
| Q1 24 | $7.5B | $4.4B |
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.22× | ||
| Q1 24 | — | 0.22× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $271.9M |
| Free Cash FlowOCF − Capex | $203.7M | — |
| FCF MarginFCF / Revenue | 286.2% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | 9.70× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $271.9M | ||
| Q3 25 | $146.9M | $79.5M | ||
| Q2 25 | $-19.0M | $60.6M | ||
| Q1 25 | $25.8M | $61.4M | ||
| Q4 24 | $52.6M | $232.7M | ||
| Q3 24 | $6.7M | $70.0M | ||
| Q2 24 | $2.1M | $64.3M | ||
| Q1 24 | $30.0M | $47.0M |
| Q4 25 | $203.7M | — | ||
| Q3 25 | $146.4M | — | ||
| Q2 25 | $-19.6M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $6.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $29.2M | — |
| Q4 25 | 286.2% | — | ||
| Q3 25 | 206.3% | — | ||
| Q2 25 | -30.0% | — | ||
| Q1 25 | 40.7% | — | ||
| Q4 24 | 82.1% | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 2.3% | — | ||
| Q1 24 | 50.0% | — |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.4% | — |
| Q4 25 | 9.70× | 1.72× | ||
| Q3 25 | 6.66× | 0.77× | ||
| Q2 25 | -1.26× | 0.65× | ||
| Q1 25 | 1.46× | 1.28× | ||
| Q4 24 | 2.97× | 3.06× | ||
| Q3 24 | 0.45× | 1.91× | ||
| Q2 24 | 0.14× | 1.80× | ||
| Q1 24 | 1.98× | 1.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
TRNO
| Disposal Group Disposed Of By Sale Not Discontinued Operations | $109.5M | 80% |
| Other | $23.8M | 17% |
| At Market Equity Offering Program500Million | $4.1M | 3% |
