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Side-by-side financial comparison of Hayward Holdings, Inc. (HAYW) and OFG BANCORP (OFG). Click either name above to swap in a different company.

Hayward Holdings, Inc. is the larger business by last-quarter revenue ($255.2M vs $184.3M, roughly 1.4× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 9.2%, a 21.2% gap on every dollar of revenue. On growth, Hayward Holdings, Inc. posted the faster year-over-year revenue change (11.5% vs 0.9%). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -5.3%).

Bartlett-Hayward Company was an American metalworking company with large foundry, fabrication, and construction business lines, located in Baltimore, Maryland. Founded in the 1830s, it was independent until 1925 and since 1927 was owned by Koppers, of which it remained a division long afterward.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

HAYW vs OFG — Head-to-Head

Bigger by revenue
HAYW
HAYW
1.4× larger
HAYW
$255.2M
$184.3M
OFG
Growing faster (revenue YoY)
HAYW
HAYW
+10.6% gap
HAYW
11.5%
0.9%
OFG
Higher net margin
OFG
OFG
21.2% more per $
OFG
30.3%
9.2%
HAYW
Faster 2-yr revenue CAGR
OFG
OFG
Annualised
OFG
2.8%
-5.3%
HAYW

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HAYW
HAYW
OFG
OFG
Revenue
$255.2M
$184.3M
Net Profit
$23.4M
$55.9M
Gross Margin
46.5%
Operating Margin
16.6%
25.7%
Net Margin
9.2%
30.3%
Revenue YoY
11.5%
0.9%
Net Profit YoY
63.0%
11.0%
EPS (diluted)
$0.11
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAYW
HAYW
OFG
OFG
Q1 26
$255.2M
Q4 25
$349.4M
$184.3M
Q3 25
$244.3M
$186.2M
Q2 25
$299.6M
$182.4M
Q1 25
$228.8M
$178.6M
Q4 24
$327.1M
$182.7M
Q3 24
$227.6M
$174.7M
Q2 24
$284.4M
$179.8M
Net Profit
HAYW
HAYW
OFG
OFG
Q1 26
$23.4M
Q4 25
$68.4M
$55.9M
Q3 25
$24.0M
$51.8M
Q2 25
$44.8M
$51.8M
Q1 25
$14.3M
$45.6M
Q4 24
$54.7M
$50.3M
Q3 24
$16.5M
$47.0M
Q2 24
$37.6M
$51.1M
Gross Margin
HAYW
HAYW
OFG
OFG
Q1 26
46.5%
Q4 25
40.7%
Q3 25
51.2%
Q2 25
52.7%
Q1 25
49.5%
Q4 24
51.4%
Q3 24
49.7%
Q2 24
51.0%
Operating Margin
HAYW
HAYW
OFG
OFG
Q1 26
16.6%
Q4 25
25.0%
25.7%
Q3 25
16.8%
33.0%
Q2 25
23.8%
36.1%
Q1 25
14.6%
33.3%
Q4 24
23.4%
28.9%
Q3 24
14.7%
35.4%
Q2 24
23.9%
39.6%
Net Margin
HAYW
HAYW
OFG
OFG
Q1 26
9.2%
Q4 25
19.6%
30.3%
Q3 25
9.8%
27.8%
Q2 25
15.0%
28.4%
Q1 25
6.3%
25.5%
Q4 24
16.7%
27.6%
Q3 24
7.3%
26.9%
Q2 24
13.2%
28.4%
EPS (diluted)
HAYW
HAYW
OFG
OFG
Q1 26
$0.11
Q4 25
$0.31
$1.27
Q3 25
$0.11
$1.16
Q2 25
$0.20
$1.15
Q1 25
$0.06
$1.00
Q4 24
$0.26
$1.10
Q3 24
$0.07
$1.00
Q2 24
$0.17
$1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAYW
HAYW
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$230.7M
$1.0B
Total DebtLower is stronger
$11.1M
Stockholders' EquityBook value
$1.6B
$1.4B
Total Assets
$3.1B
$12.5B
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAYW
HAYW
OFG
OFG
Q1 26
$230.7M
Q4 25
$399.1M
$1.0B
Q3 25
$448.3M
$740.3M
Q2 25
$365.1M
$851.8M
Q1 25
$181.3M
$710.6M
Q4 24
$196.6M
$591.1M
Q3 24
$274.2M
$680.6M
Q2 24
$215.1M
$740.4M
Total Debt
HAYW
HAYW
OFG
OFG
Q1 26
$11.1M
Q4 25
$943.5M
Q3 25
$947.7M
Q2 25
$949.1M
Q1 25
$950.4M
Q4 24
$950.6M
Q3 24
$959.9M
Q2 24
$959.8M
Stockholders' Equity
HAYW
HAYW
OFG
OFG
Q1 26
$1.6B
Q4 25
$1.6B
$1.4B
Q3 25
$1.5B
$1.4B
Q2 25
$1.5B
$1.3B
Q1 25
$1.4B
$1.3B
Q4 24
$1.4B
$1.3B
Q3 24
$1.4B
$1.3B
Q2 24
$1.4B
$1.2B
Total Assets
HAYW
HAYW
OFG
OFG
Q1 26
$3.1B
Q4 25
$3.2B
$12.5B
Q3 25
$3.0B
$12.2B
Q2 25
$3.0B
$12.2B
Q1 25
$3.0B
$11.7B
Q4 24
$3.0B
$11.5B
Q3 24
$2.9B
$11.5B
Q2 24
$2.9B
$11.3B
Debt / Equity
HAYW
HAYW
OFG
OFG
Q1 26
0.01×
Q4 25
0.59×
Q3 25
0.62×
Q2 25
0.63×
Q1 25
0.66×
Q4 24
0.67×
Q3 24
0.70×
Q2 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAYW
HAYW
OFG
OFG
Operating Cash FlowLast quarter
$-150.6M
$217.7M
Free Cash FlowOCF − Capex
$199.3M
FCF MarginFCF / Revenue
108.1%
Capex IntensityCapex / Revenue
10.0%
Cash ConversionOCF / Net Profit
-6.45×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAYW
HAYW
OFG
OFG
Q1 26
$-150.6M
Q4 25
$-26.9M
$217.7M
Q3 25
$94.6M
$39.5M
Q2 25
$194.2M
$35.9M
Q1 25
$-5.8M
$83.1M
Q4 24
$-63.7M
$252.5M
Q3 24
$65.9M
$58.1M
Q2 24
$287.0M
$95.1M
Free Cash Flow
HAYW
HAYW
OFG
OFG
Q1 26
Q4 25
$-35.8M
$199.3M
Q3 25
$87.2M
$35.5M
Q2 25
$187.3M
$31.8M
Q1 25
$-11.4M
$78.7M
Q4 24
$-70.4M
$231.2M
Q3 24
$59.1M
$51.8M
Q2 24
$282.3M
$90.4M
FCF Margin
HAYW
HAYW
OFG
OFG
Q1 26
Q4 25
-10.3%
108.1%
Q3 25
35.7%
19.1%
Q2 25
62.5%
17.4%
Q1 25
-5.0%
44.1%
Q4 24
-21.5%
126.5%
Q3 24
26.0%
29.6%
Q2 24
99.3%
50.3%
Capex Intensity
HAYW
HAYW
OFG
OFG
Q1 26
Q4 25
2.5%
10.0%
Q3 25
3.0%
2.1%
Q2 25
2.3%
2.3%
Q1 25
2.4%
2.4%
Q4 24
2.1%
11.7%
Q3 24
3.0%
3.6%
Q2 24
1.7%
2.6%
Cash Conversion
HAYW
HAYW
OFG
OFG
Q1 26
-6.45×
Q4 25
-0.39×
3.90×
Q3 25
3.94×
0.76×
Q2 25
4.34×
0.69×
Q1 25
-0.41×
1.82×
Q4 24
-1.16×
5.02×
Q3 24
4.00×
1.24×
Q2 24
7.64×
1.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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