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Side-by-side financial comparison of HOME BANCORP, INC. (HBCP) and Ouster, Inc. (OUST). Click either name above to swap in a different company.

Ouster, Inc. is the larger business by last-quarter revenue ($62.2M vs $38.2M, roughly 1.6× HOME BANCORP, INC.). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (54.8% CAGR vs 7.4%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.

HBCP vs OUST — Head-to-Head

Bigger by revenue
OUST
OUST
1.6× larger
OUST
$62.2M
$38.2M
HBCP
Faster 2-yr revenue CAGR
OUST
OUST
Annualised
OUST
54.8%
7.4%
HBCP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HBCP
HBCP
OUST
OUST
Revenue
$38.2M
$62.2M
Net Profit
$11.4M
Gross Margin
60.2%
Operating Margin
1.5%
Net Margin
29.7%
Revenue YoY
106.6%
Net Profit YoY
EPS (diluted)
$1.45
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HBCP
HBCP
OUST
OUST
Q1 26
$38.2M
Q4 25
$38.0M
$62.2M
Q3 25
$37.8M
$39.5M
Q2 25
$37.1M
$35.0M
Q1 25
$35.8M
$32.6M
Q4 24
$35.2M
$30.1M
Q3 24
$34.1M
$28.1M
Q2 24
$33.1M
$27.0M
Net Profit
HBCP
HBCP
OUST
OUST
Q1 26
$11.4M
Q4 25
$11.4M
Q3 25
$12.4M
$-21.7M
Q2 25
$11.3M
$-20.6M
Q1 25
$11.0M
$-22.0M
Q4 24
$9.7M
Q3 24
$9.4M
$-25.6M
Q2 24
$8.1M
$-23.9M
Gross Margin
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
60.2%
Q3 25
42.1%
Q2 25
45.2%
Q1 25
41.3%
Q4 24
43.8%
Q3 24
38.3%
Q2 24
33.7%
Operating Margin
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
38.2%
1.5%
Q3 25
41.1%
-61.4%
Q2 25
38.2%
-76.5%
Q1 25
38.6%
-73.0%
Q4 24
34.0%
-85.1%
Q3 24
34.3%
-98.0%
Q2 24
30.4%
-93.6%
Net Margin
HBCP
HBCP
OUST
OUST
Q1 26
29.7%
Q4 25
30.0%
Q3 25
32.7%
-55.0%
Q2 25
30.6%
-58.8%
Q1 25
30.7%
-67.5%
Q4 24
27.5%
Q3 24
27.7%
-91.1%
Q2 24
24.5%
-88.4%
EPS (diluted)
HBCP
HBCP
OUST
OUST
Q1 26
$1.45
Q4 25
$1.46
$0.10
Q3 25
$1.59
$-0.37
Q2 25
$1.45
$-0.38
Q1 25
$1.37
$-0.42
Q4 24
$1.21
$-0.46
Q3 24
$1.18
$-0.54
Q2 24
$1.02
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HBCP
HBCP
OUST
OUST
Cash + ST InvestmentsLiquidity on hand
$223.5M
$208.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$444.4M
$261.7M
Total Assets
$3.6B
$349.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HBCP
HBCP
OUST
OUST
Q1 26
$223.5M
Q4 25
$208.6M
Q3 25
$244.5M
Q2 25
$226.5M
Q1 25
$168.2M
Q4 24
$172.0M
Q3 24
$151.4M
Q2 24
$184.2M
Stockholders' Equity
HBCP
HBCP
OUST
OUST
Q1 26
$444.4M
Q4 25
$435.1M
$261.7M
Q3 25
$423.0M
$247.4M
Q2 25
$408.8M
$221.0M
Q1 25
$402.8M
$167.9M
Q4 24
$396.1M
$180.9M
Q3 24
$393.5M
$171.7M
Q2 24
$375.8M
$170.6M
Total Assets
HBCP
HBCP
OUST
OUST
Q1 26
$3.6B
Q4 25
$3.5B
$349.5M
Q3 25
$3.5B
$353.8M
Q2 25
$3.5B
$321.8M
Q1 25
$3.5B
$268.6M
Q4 24
$3.4B
$276.1M
Q3 24
$3.4B
$255.2M
Q2 24
$3.4B
$309.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HBCP
HBCP
OUST
OUST
Operating Cash FlowLast quarter
$-15.4M
Free Cash FlowOCF − Capex
$-37.2M
FCF MarginFCF / Revenue
-59.8%
Capex IntensityCapex / Revenue
35.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-64.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
$54.5M
$-15.4M
Q3 25
$21.5M
$-18.3M
Q2 25
$8.7M
$-1.3M
Q1 25
$12.6M
$-4.9M
Q4 24
$48.7M
$-2.6M
Q3 24
$17.6M
$-3.8M
Q2 24
$15.0M
$-21.6M
Free Cash Flow
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
$44.3M
$-37.2M
Q3 25
$20.7M
$-20.0M
Q2 25
$7.9M
$-2.2M
Q1 25
$8.7M
$-5.4M
Q4 24
$44.7M
$-4.0M
Q3 24
$17.0M
$-4.3M
Q2 24
$13.4M
$-22.0M
FCF Margin
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
116.5%
-59.8%
Q3 25
54.6%
-50.7%
Q2 25
21.3%
-6.3%
Q1 25
24.3%
-16.6%
Q4 24
126.9%
-13.3%
Q3 24
49.8%
-15.4%
Q2 24
40.3%
-81.5%
Capex Intensity
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
26.7%
35.0%
Q3 25
2.2%
4.3%
Q2 25
2.3%
2.5%
Q1 25
10.8%
1.7%
Q4 24
11.5%
4.8%
Q3 24
1.9%
2.0%
Q2 24
4.9%
1.3%
Cash Conversion
HBCP
HBCP
OUST
OUST
Q1 26
Q4 25
4.78×
Q3 25
1.74×
Q2 25
0.77×
Q1 25
1.15×
Q4 24
5.04×
Q3 24
1.87×
Q2 24
1.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HBCP
HBCP

Net Interest Income$34.5M90%
Noninterest Income$3.7M10%

OUST
OUST

Segment breakdown not available.

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