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Side-by-side financial comparison of HBT Financial, Inc. (HBT) and OR Royalties Inc. (OR). Click either name above to swap in a different company.
HBT Financial, Inc. is the larger business by last-quarter revenue ($67.3M vs $46.7M, roughly 1.4× OR Royalties Inc.).
HBT Financial, Inc. is a U.S.-headquartered regional bank holding company based in Illinois. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loan products, wealth management advisory, and mortgage services, primarily serving local community residents and small to mid-sized enterprise clients in its operating areas.
OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.
HBT vs OR — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2022
| Metric | | |
|---|---|---|
| Revenue | $67.3M | $46.7M |
| Net Profit | $11.2M | — |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 16.6% | — |
| Revenue YoY | — | — |
| Net Profit YoY | -40.9% | — |
| EPS (diluted) | $0.34 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $67.3M | — | ||
| Q4 25 | $60.4M | — | ||
| Q3 25 | $59.8M | — | ||
| Q2 25 | $58.8M | — | ||
| Q1 25 | $58.0M | — | ||
| Q4 24 | $59.0M | — | ||
| Q3 24 | $56.4M | — | ||
| Q2 24 | $56.6M | — |
| Q1 26 | $11.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $19.8M | — | ||
| Q2 25 | $19.2M | — | ||
| Q1 25 | $19.1M | — | ||
| Q4 24 | $20.3M | — | ||
| Q3 24 | $18.2M | — | ||
| Q2 24 | $18.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 42.9% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 44.8% | — | ||
| Q1 25 | 44.0% | — | ||
| Q4 24 | 46.4% | — | ||
| Q3 24 | 43.4% | — | ||
| Q2 24 | 44.1% | — |
| Q1 26 | 16.6% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 33.0% | — | ||
| Q2 25 | 32.7% | — | ||
| Q1 25 | 32.9% | — | ||
| Q4 24 | 42.8% | — | ||
| Q3 24 | 32.2% | — | ||
| Q2 24 | 31.9% | — |
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.60 | — | ||
| Q3 25 | $0.63 | — | ||
| Q2 25 | $0.61 | — | ||
| Q1 25 | $0.60 | — | ||
| Q4 24 | $0.64 | — | ||
| Q3 24 | $0.57 | — | ||
| Q2 24 | $0.57 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $287.7M | — |
| Total DebtLower is stronger | — | $222.8M |
| Stockholders' EquityBook value | $747.4M | $1.3B |
| Total Assets | $6.8B | — |
| Debt / EquityLower = less leverage | — | 0.17× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $287.7M | — | ||
| Q4 25 | $122.3M | — | ||
| Q3 25 | $155.1M | — | ||
| Q2 25 | $195.7M | — | ||
| Q1 25 | $211.6M | — | ||
| Q4 24 | $137.7M | — | ||
| Q3 24 | $179.7M | — | ||
| Q2 24 | $195.2M | — |
| Q1 26 | $747.4M | — | ||
| Q4 25 | $615.5M | — | ||
| Q3 25 | $599.1M | — | ||
| Q2 25 | $580.9M | — | ||
| Q1 25 | $565.1M | — | ||
| Q4 24 | $544.6M | — | ||
| Q3 24 | $537.7M | — | ||
| Q2 24 | $509.5M | — |
| Q1 26 | $6.8B | — | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.0B | — | ||
| Q2 25 | $5.0B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $5.0B | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HBT
| Net Interest Income | $56.4M | 84% |
| Noninterest Income | $10.9M | 16% |
OR
Segment breakdown not available.
