HBT Financial, Inc.HBTEarnings & Financial Report
HBT Financial, Inc. is a U.S.-headquartered regional bank holding company based in Illinois. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loan products, wealth management advisory, and mortgage services, primarily serving local community residents and small to mid-sized enterprise clients in its operating areas.
HBT Q1 FY2026 Key Financial Metrics
Revenue
$67.3M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$11.2M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
16.6%
YoY Growth
N/A
EPS
$0.34
HBT Financial, Inc. Q1 FY2026 Financial Summary
HBT Financial, Inc. reported revenue of $67.3M for Q1 FY2026, with a net profit of $11.2M (down 41.3% YoY) (16.6% margin).
Key Financial Metrics
| Total Revenue | $67.3M |
|---|---|
| Net Profit | $11.2M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
HBT Financial, Inc. Q1 FY2026 revenue of $67.3M breaks down across 2 segments, led by Net Interest Income at $56.4M (83.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $56.4M | 83.7% |
| Noninterest Income | $10.9M | 16.3% |
HBT Financial, Inc. Annual Revenue by Year
HBT Financial, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $237.1M).
HBT Financial, Inc. Quarterly Revenue & Net Profit History
HBT Financial, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $67.3M | — | $11.2M | 16.6% |
| Q4 FY2025 | $60.4M | +2.4% | N/A | N/A |
| Q3 FY2025 | $59.8M | +6.0% | $19.8M | 33.0% |
| Q2 FY2025 | $58.8M | +3.8% | $19.2M | 32.7% |
| Q1 FY2025 | $58.0M | +10.9% | $19.1M | 32.9% |
| Q4 FY2024 | $59.0M | +4.9% | $20.3M | 42.8% |
| Q3 FY2024 | $56.4M | -2.3% | $18.2M | 32.2% |
| Q2 FY2024 | $56.6M | -3.7% | $18.1M | 31.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $56.6M | $56.4M | $59.0M | $58.0M | $58.8M | $59.8M | $60.4M | $67.3M |
| YoY Growth | -3.7% | -2.3% | 4.9% | 10.9% | 3.8% | 6.0% | 2.4% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.01B | $4.99B | $5.03B | $5.09B | $5.02B | $5.04B | $5.07B | $6.77B |
| Liabilities | $4.50B | $4.45B | $4.49B | $4.53B | $4.44B | $4.44B | $4.46B | $6.03B |
| Equity | $509.5M | $537.7M | $544.6M | $565.1M | $580.9M | $599.1M | $615.5M | $747.4M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $19.8M | $25.5M | $89.4M | $30.4M | $13.6M | $17.2M | $85.1M |