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Side-by-side financial comparison of Huachen AI Parking Management Technology Holding Co., Ltd (HCAI) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $8.1M, roughly 1.2× Huachen AI Parking Management Technology Holding Co., Ltd).

Huachen AI Parking Management Technology Holding Co., Ltd. is a smart parking solution provider that uses artificial intelligence and IoT technologies to deliver integrated parking management systems, intelligent parking lot operations, and value-added services for property operators, municipal authorities and commercial complexes mainly in China, helping optimize parking space utilization, cut operational costs and improve user parking experience.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

HCAI vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.2× larger
SFBC
$9.5M
$8.1M
HCAI

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
HCAI
HCAI
SFBC
SFBC
Revenue
$8.1M
$9.5M
Net Profit
$815.9K
Gross Margin
31.5%
Operating Margin
15.7%
27.1%
Net Margin
10.0%
Revenue YoY
1.5%
Net Profit YoY
EPS (diluted)
$0.04
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCAI
HCAI
SFBC
SFBC
Q4 25
$9.5M
Q3 25
$9.8M
Q2 25
$8.1M
$10.4M
Q1 25
$9.2M
Q4 24
$9.4M
Q3 24
$9.1M
Q2 24
$8.6M
Q1 24
$8.6M
Net Profit
HCAI
HCAI
SFBC
SFBC
Q4 25
Q3 25
$1.7M
Q2 25
$815.9K
$2.1M
Q1 25
$1.2M
Q4 24
Q3 24
$1.2M
Q2 24
$795.0K
Q1 24
$770.0K
Gross Margin
HCAI
HCAI
SFBC
SFBC
Q4 25
Q3 25
Q2 25
31.5%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
HCAI
HCAI
SFBC
SFBC
Q4 25
27.1%
Q3 25
21.3%
Q2 25
15.7%
24.5%
Q1 25
15.9%
Q4 24
24.6%
Q3 24
15.6%
Q2 24
11.4%
Q1 24
10.9%
Net Margin
HCAI
HCAI
SFBC
SFBC
Q4 25
Q3 25
17.3%
Q2 25
10.0%
19.8%
Q1 25
12.7%
Q4 24
Q3 24
12.7%
Q2 24
9.2%
Q1 24
9.0%
EPS (diluted)
HCAI
HCAI
SFBC
SFBC
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.04
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCAI
HCAI
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$47.5K
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.5M
$109.4M
Total Assets
$57.6M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCAI
HCAI
SFBC
SFBC
Q4 25
$138.5M
Q3 25
$101.2M
Q2 25
$47.5K
$102.5M
Q1 25
$131.5M
Q4 24
$43.6M
Q3 24
$148.9M
Q2 24
$135.1M
Q1 24
$138.0M
Stockholders' Equity
HCAI
HCAI
SFBC
SFBC
Q4 25
$109.4M
Q3 25
$107.5M
Q2 25
$23.5M
$106.0M
Q1 25
$104.4M
Q4 24
$103.7M
Q3 24
$102.2M
Q2 24
$101.3M
Q1 24
$101.0M
Total Assets
HCAI
HCAI
SFBC
SFBC
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$57.6M
$1.1B
Q1 25
$1.1B
Q4 24
$993.6M
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCAI
HCAI
SFBC
SFBC
Operating Cash FlowLast quarter
$-5.5M
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
-6.68×
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCAI
HCAI
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$3.8M
Q2 25
$-5.5M
$-494.0K
Q1 25
$1.9M
Q4 24
$2.9M
Q3 24
$3.3M
Q2 24
$-4.0M
Q1 24
$3.5M
Free Cash Flow
HCAI
HCAI
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
HCAI
HCAI
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
HCAI
HCAI
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
HCAI
HCAI
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-6.68×
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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