vs
Side-by-side financial comparison of HCI Group, Inc. (HCI) and Life360, Inc. (LIF). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $146.0M, roughly 1.7× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 39.7%, a 49.2% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 26.4%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $36.6M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
HCI vs LIF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $146.0M |
| Net Profit | $97.7M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | 58.5% | 6.1% |
| Net Margin | 39.7% | 88.8% |
| Revenue YoY | 52.1% | 26.4% |
| Net Profit YoY | 3679.2% | 1425.9% |
| EPS (diluted) | $7.29 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $146.0M | ||
| Q3 25 | $216.3M | $124.5M | ||
| Q2 25 | $221.9M | $115.4M | ||
| Q1 25 | $216.4M | $103.6M | ||
| Q4 24 | $161.9M | $115.5M | ||
| Q3 24 | $175.3M | $92.9M | ||
| Q2 24 | $206.2M | $84.9M | ||
| Q1 24 | $206.6M | $78.2M |
| Q4 25 | $97.7M | $129.7M | ||
| Q3 25 | $65.5M | $9.8M | ||
| Q2 25 | $66.2M | $7.0M | ||
| Q1 25 | $69.7M | $4.4M | ||
| Q4 24 | $2.6M | $8.5M | ||
| Q3 24 | $5.7M | $7.7M | ||
| Q2 24 | $54.1M | $-11.0M | ||
| Q1 24 | $47.6M | $-9.8M |
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% | ||
| Q1 24 | — | 76.7% |
| Q4 25 | 58.5% | 6.1% | ||
| Q3 25 | 41.9% | 4.6% | ||
| Q2 25 | 42.5% | 1.7% | ||
| Q1 25 | 46.4% | 2.1% | ||
| Q4 24 | 3.6% | 4.9% | ||
| Q3 24 | 8.0% | -5.3% | ||
| Q2 24 | 36.9% | -2.8% | ||
| Q1 24 | 37.5% | -8.2% |
| Q4 25 | 39.7% | 88.8% | ||
| Q3 25 | 30.3% | 7.9% | ||
| Q2 25 | 29.8% | 6.1% | ||
| Q1 25 | 32.2% | 4.2% | ||
| Q4 24 | 1.6% | 7.4% | ||
| Q3 24 | 3.2% | 8.3% | ||
| Q2 24 | 26.2% | -12.9% | ||
| Q1 24 | 23.0% | -12.5% |
| Q4 25 | $7.29 | $1.53 | ||
| Q3 25 | $4.90 | $0.11 | ||
| Q2 25 | $5.18 | $0.08 | ||
| Q1 25 | $5.35 | $0.05 | ||
| Q4 24 | $0.32 | $0.14 | ||
| Q3 24 | $0.52 | $0.09 | ||
| Q2 24 | $4.24 | $-0.15 | ||
| Q1 24 | $3.81 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $494.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $548.2M |
| Total Assets | $2.5B | $959.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $494.3M | ||
| Q3 25 | $987.9M | $455.7M | ||
| Q2 25 | $947.2M | $432.7M | ||
| Q1 25 | $754.5M | $168.9M | ||
| Q4 24 | $532.5M | $159.2M | ||
| Q3 24 | $518.8M | $159.0M | ||
| Q2 24 | $445.8M | $160.8M | ||
| Q1 24 | $655.4M | $73.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $5.2M |
| Q4 25 | $1.0B | $548.2M | ||
| Q3 25 | $821.8M | $391.4M | ||
| Q2 25 | $758.6M | $366.7M | ||
| Q1 25 | $522.7M | $376.3M | ||
| Q4 24 | $453.3M | $358.5M | ||
| Q3 24 | $455.3M | $339.7M | ||
| Q2 24 | $447.3M | $326.7M | ||
| Q1 24 | $395.7M | $239.8M |
| Q4 25 | $2.5B | $959.7M | ||
| Q3 25 | $2.3B | $787.5M | ||
| Q2 25 | $2.4B | $753.6M | ||
| Q1 25 | $2.3B | $455.4M | ||
| Q4 24 | $2.2B | $441.6M | ||
| Q3 24 | $2.0B | $427.4M | ||
| Q2 24 | $1.9B | $405.9M | ||
| Q1 24 | $1.8B | $318.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $36.8M |
| Free Cash FlowOCF − Capex | $440.8M | $36.6M |
| FCF MarginFCF / Revenue | 179.0% | 25.1% |
| Capex IntensityCapex / Revenue | 1.5% | 0.2% |
| Cash ConversionOCF / Net Profit | 4.55× | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $36.8M | ||
| Q3 25 | $26.7M | $26.4M | ||
| Q2 25 | $145.0M | $13.3M | ||
| Q1 25 | $162.0M | $12.1M | ||
| Q4 24 | $331.8M | $12.3M | ||
| Q3 24 | $104.1M | $6.3M | ||
| Q2 24 | $-29.0M | $3.3M | ||
| Q1 24 | $182.0M | $10.7M |
| Q4 25 | $440.8M | $36.6M | ||
| Q3 25 | $25.9M | $25.6M | ||
| Q2 25 | $144.5M | $12.7M | ||
| Q1 25 | $160.3M | $11.9M | ||
| Q4 24 | $327.8M | $11.2M | ||
| Q3 24 | $103.2M | $6.3M | ||
| Q2 24 | $-30.1M | $3.2M | ||
| Q1 24 | $181.0M | — |
| Q4 25 | 179.0% | 25.1% | ||
| Q3 25 | 12.0% | 20.6% | ||
| Q2 25 | 65.1% | 11.0% | ||
| Q1 25 | 74.1% | 11.5% | ||
| Q4 24 | 202.5% | 9.7% | ||
| Q3 24 | 58.9% | 6.8% | ||
| Q2 24 | -14.6% | 3.8% | ||
| Q1 24 | 87.6% | — |
| Q4 25 | 1.5% | 0.2% | ||
| Q3 25 | 0.4% | 0.6% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.8% | 0.1% | ||
| Q4 24 | 2.5% | 1.0% | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.5% | 0.1% | ||
| Q1 24 | 0.5% | 0.0% |
| Q4 25 | 4.55× | 0.28× | ||
| Q3 25 | 0.41× | 2.70× | ||
| Q2 25 | 2.19× | 1.90× | ||
| Q1 25 | 2.32× | 2.75× | ||
| Q4 24 | 128.41× | 1.45× | ||
| Q3 24 | 18.33× | 0.83× | ||
| Q2 24 | -0.54× | — | ||
| Q1 24 | 3.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
LIF
Segment breakdown not available.
