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Side-by-side financial comparison of HCI Group, Inc. (HCI) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $212.2M, roughly 1.2× LiveRamp Holdings, Inc.). HCI Group, Inc. runs the higher net margin — 39.7% vs 18.8%, a 20.9% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
HCI vs RAMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $212.2M |
| Net Profit | $97.7M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | 58.5% | 18.6% |
| Net Margin | 39.7% | 18.8% |
| Revenue YoY | 52.1% | 8.6% |
| Net Profit YoY | 3679.2% | 255.7% |
| EPS (diluted) | $7.29 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $212.2M | ||
| Q3 25 | $216.3M | $199.8M | ||
| Q2 25 | $221.9M | $194.8M | ||
| Q1 25 | $216.4M | $188.7M | ||
| Q4 24 | $161.9M | $195.4M | ||
| Q3 24 | $175.3M | $185.5M | ||
| Q2 24 | $206.2M | $176.0M | ||
| Q1 24 | $206.6M | $171.9M |
| Q4 25 | $97.7M | $39.9M | ||
| Q3 25 | $65.5M | $27.4M | ||
| Q2 25 | $66.2M | $7.7M | ||
| Q1 25 | $69.7M | $-6.3M | ||
| Q4 24 | $2.6M | $11.2M | ||
| Q3 24 | $5.7M | $1.7M | ||
| Q2 24 | $54.1M | $-7.5M | ||
| Q1 24 | $47.6M | $-5.4M |
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
| Q4 25 | 58.5% | 18.6% | ||
| Q3 25 | 41.9% | 10.7% | ||
| Q2 25 | 42.5% | 3.7% | ||
| Q1 25 | 46.4% | -6.1% | ||
| Q4 24 | 3.6% | 7.5% | ||
| Q3 24 | 8.0% | 4.0% | ||
| Q2 24 | 36.9% | -3.0% | ||
| Q1 24 | 37.5% | -8.3% |
| Q4 25 | 39.7% | 18.8% | ||
| Q3 25 | 30.3% | 13.7% | ||
| Q2 25 | 29.8% | 4.0% | ||
| Q1 25 | 32.2% | -3.3% | ||
| Q4 24 | 1.6% | 5.7% | ||
| Q3 24 | 3.2% | 0.9% | ||
| Q2 24 | 26.2% | -4.3% | ||
| Q1 24 | 23.0% | -3.1% |
| Q4 25 | $7.29 | $0.62 | ||
| Q3 25 | $4.90 | $0.42 | ||
| Q2 25 | $5.18 | $0.12 | ||
| Q1 25 | $5.35 | $-0.10 | ||
| Q4 24 | $0.32 | $0.17 | ||
| Q3 24 | $0.52 | $0.03 | ||
| Q2 24 | $4.24 | $-0.11 | ||
| Q1 24 | $3.81 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $962.3M |
| Total Assets | $2.5B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $403.4M | ||
| Q3 25 | $987.9M | $376.9M | ||
| Q2 25 | $947.2M | $371.1M | ||
| Q1 25 | $754.5M | $420.8M | ||
| Q4 24 | $532.5M | $384.3M | ||
| Q3 24 | $518.8M | $348.4M | ||
| Q2 24 | $445.8M | $342.7M | ||
| Q1 24 | $655.4M | $368.9M |
| Q4 25 | $1.0B | $962.3M | ||
| Q3 25 | $821.8M | $943.8M | ||
| Q2 25 | $758.6M | $947.8M | ||
| Q1 25 | $522.7M | $948.9M | ||
| Q4 24 | $453.3M | $957.7M | ||
| Q3 24 | $455.3M | $932.1M | ||
| Q2 24 | $447.3M | $951.9M | ||
| Q1 24 | $395.7M | $949.1M |
| Q4 25 | $2.5B | $1.3B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $2.4B | $1.2B | ||
| Q1 25 | $2.3B | $1.3B | ||
| Q4 24 | $2.2B | $1.3B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B | ||
| Q1 24 | $1.8B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | — |
| Free Cash FlowOCF − Capex | $440.8M | — |
| FCF MarginFCF / Revenue | 179.0% | — |
| Capex IntensityCapex / Revenue | 1.5% | 0.1% |
| Cash ConversionOCF / Net Profit | 4.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | — | ||
| Q3 25 | $26.7M | $57.4M | ||
| Q2 25 | $145.0M | $-15.8M | ||
| Q1 25 | $162.0M | — | ||
| Q4 24 | $331.8M | $45.1M | ||
| Q3 24 | $104.1M | $55.6M | ||
| Q2 24 | $-29.0M | $-9.3M | ||
| Q1 24 | $182.0M | — |
| Q4 25 | $440.8M | — | ||
| Q3 25 | $25.9M | $56.8M | ||
| Q2 25 | $144.5M | $-16.2M | ||
| Q1 25 | $160.3M | — | ||
| Q4 24 | $327.8M | $44.8M | ||
| Q3 24 | $103.2M | $55.4M | ||
| Q2 24 | $-30.1M | $-9.6M | ||
| Q1 24 | $181.0M | — |
| Q4 25 | 179.0% | — | ||
| Q3 25 | 12.0% | 28.4% | ||
| Q2 25 | 65.1% | -8.3% | ||
| Q1 25 | 74.1% | — | ||
| Q4 24 | 202.5% | 22.9% | ||
| Q3 24 | 58.9% | 29.8% | ||
| Q2 24 | -14.6% | -5.4% | ||
| Q1 24 | 87.6% | — |
| Q4 25 | 1.5% | 0.1% | ||
| Q3 25 | 0.4% | 0.3% | ||
| Q2 25 | 0.2% | 0.2% | ||
| Q1 25 | 0.8% | 0.2% | ||
| Q4 24 | 2.5% | 0.1% | ||
| Q3 24 | 0.5% | 0.1% | ||
| Q2 24 | 0.5% | 0.1% | ||
| Q1 24 | 0.5% | 1.0% |
| Q4 25 | 4.55× | — | ||
| Q3 25 | 0.41× | 2.09× | ||
| Q2 25 | 2.19× | -2.04× | ||
| Q1 25 | 2.32× | — | ||
| Q4 24 | 128.41× | 4.02× | ||
| Q3 24 | 18.33× | 32.10× | ||
| Q2 24 | -0.54× | — | ||
| Q1 24 | 3.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
RAMP
Segment breakdown not available.
