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Side-by-side financial comparison of HCI Group, Inc. (HCI) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($242.9M vs $135.5M, roughly 1.8× Sezzle Inc.). Sezzle Inc. runs the higher net margin — 37.9% vs 35.0%, a 2.8% gap on every dollar of revenue. On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs 12.2%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs 8.5%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
HCI vs SEZL — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $242.9M | $135.5M |
| Net Profit | $85.0M | $51.3M |
| Gross Margin | — | — |
| Operating Margin | — | 50.9% |
| Net Margin | 35.0% | 37.9% |
| Revenue YoY | 12.2% | 29.2% |
| Net Profit YoY | 14.6% | 41.9% |
| EPS (diluted) | $5.45 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $242.9M | $135.5M | ||
| Q4 25 | $246.2M | $78.2M | ||
| Q3 25 | $216.3M | $57.5M | ||
| Q2 25 | $221.9M | $52.0M | ||
| Q1 25 | $216.4M | $48.2M | ||
| Q4 24 | $161.9M | $48.4M | ||
| Q3 24 | $175.3M | $35.6M | ||
| Q2 24 | $206.2M | $30.2M |
| Q1 26 | $85.0M | $51.3M | ||
| Q4 25 | $97.7M | $42.7M | ||
| Q3 25 | $65.5M | $26.7M | ||
| Q2 25 | $66.2M | $27.6M | ||
| Q1 25 | $69.7M | $36.2M | ||
| Q4 24 | $2.6M | $25.4M | ||
| Q3 24 | $5.7M | $15.4M | ||
| Q2 24 | $54.1M | $29.7M |
| Q1 26 | — | 50.9% | ||
| Q4 25 | 58.5% | 70.6% | ||
| Q3 25 | 41.9% | 61.9% | ||
| Q2 25 | 42.5% | 69.4% | ||
| Q1 25 | 46.4% | — | ||
| Q4 24 | 3.6% | 63.8% | ||
| Q3 24 | 8.0% | 58.6% | ||
| Q2 24 | 36.9% | 55.3% |
| Q1 26 | 35.0% | 37.9% | ||
| Q4 25 | 39.7% | 54.6% | ||
| Q3 25 | 30.3% | 46.4% | ||
| Q2 25 | 29.8% | 53.1% | ||
| Q1 25 | 32.2% | 75.1% | ||
| Q4 24 | 1.6% | 52.4% | ||
| Q3 24 | 3.2% | 43.4% | ||
| Q2 24 | 26.2% | 98.4% |
| Q1 26 | $5.45 | — | ||
| Q4 25 | $7.29 | $1.19 | ||
| Q3 25 | $4.90 | $0.75 | ||
| Q2 25 | $5.18 | $0.78 | ||
| Q1 25 | $5.35 | $1.00 | ||
| Q4 24 | $0.32 | $0.71 | ||
| Q3 24 | $0.52 | $0.44 | ||
| Q2 24 | $4.24 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | — |
| Total DebtLower is stronger | $31.7M | — |
| Stockholders' EquityBook value | $1.1B | $196.7M |
| Total Assets | $2.6B | $454.3M |
| Debt / EquityLower = less leverage | 0.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $64.1M | ||
| Q3 25 | $987.9M | $104.1M | ||
| Q2 25 | $947.2M | $88.9M | ||
| Q1 25 | $754.5M | $88.9M | ||
| Q4 24 | $532.5M | $73.2M | ||
| Q3 24 | $518.8M | $80.1M | ||
| Q2 24 | $445.8M | $58.0M |
| Q1 26 | $31.7M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.1B | $196.7M | ||
| Q4 25 | $1.0B | $169.8M | ||
| Q3 25 | $821.8M | $155.3M | ||
| Q2 25 | $758.6M | $130.4M | ||
| Q1 25 | $522.7M | $125.8M | ||
| Q4 24 | $453.3M | $87.8M | ||
| Q3 24 | $455.3M | $61.1M | ||
| Q2 24 | $447.3M | $50.3M |
| Q1 26 | $2.6B | $454.3M | ||
| Q4 25 | $2.5B | $400.2M | ||
| Q3 25 | $2.3B | $367.0M | ||
| Q2 25 | $2.4B | $350.6M | ||
| Q1 25 | $2.3B | $298.1M | ||
| Q4 24 | $2.2B | $298.4M | ||
| Q3 24 | $2.0B | $252.9M | ||
| Q2 24 | $1.9B | $212.1M |
| Q1 26 | 0.03× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
