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Side-by-side financial comparison of HCI Group, Inc. (HCI) and STONERIDGE INC (SRI). Click either name above to swap in a different company.

HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $205.2M, roughly 1.2× STONERIDGE INC). On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs -6.0%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $2.6M). Over the past eight quarters, HCI Group, Inc.'s revenue compounded faster (9.2% CAGR vs -7.4%).

HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.

Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.

HCI vs SRI — Head-to-Head

Bigger by revenue
HCI
HCI
1.2× larger
HCI
$246.2M
$205.2M
SRI
Growing faster (revenue YoY)
HCI
HCI
+58.1% gap
HCI
52.1%
-6.0%
SRI
More free cash flow
HCI
HCI
$438.2M more FCF
HCI
$440.8M
$2.6M
SRI
Faster 2-yr revenue CAGR
HCI
HCI
Annualised
HCI
9.2%
-7.4%
SRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HCI
HCI
SRI
SRI
Revenue
$246.2M
$205.2M
Net Profit
$97.7M
Gross Margin
16.2%
Operating Margin
58.5%
-14.4%
Net Margin
39.7%
Revenue YoY
52.1%
-6.0%
Net Profit YoY
3679.2%
EPS (diluted)
$7.29
$-2.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCI
HCI
SRI
SRI
Q4 25
$246.2M
$205.2M
Q3 25
$216.3M
$210.3M
Q2 25
$221.9M
$228.0M
Q1 25
$216.4M
$217.9M
Q4 24
$161.9M
$218.2M
Q3 24
$175.3M
$213.8M
Q2 24
$206.2M
$237.1M
Q1 24
$206.6M
$239.2M
Net Profit
HCI
HCI
SRI
SRI
Q4 25
$97.7M
Q3 25
$65.5M
$-9.4M
Q2 25
$66.2M
$-9.4M
Q1 25
$69.7M
$-7.2M
Q4 24
$2.6M
Q3 24
$5.7M
$-7.1M
Q2 24
$54.1M
$2.8M
Q1 24
$47.6M
$-6.1M
Gross Margin
HCI
HCI
SRI
SRI
Q4 25
16.2%
Q3 25
20.3%
Q2 25
21.5%
Q1 25
21.2%
Q4 24
19.5%
Q3 24
20.8%
Q2 24
22.7%
Q1 24
20.2%
Operating Margin
HCI
HCI
SRI
SRI
Q4 25
58.5%
-14.4%
Q3 25
41.9%
-1.6%
Q2 25
42.5%
-1.1%
Q1 25
46.4%
-1.5%
Q4 24
3.6%
-2.0%
Q3 24
8.0%
0.1%
Q2 24
36.9%
1.4%
Q1 24
37.5%
0.1%
Net Margin
HCI
HCI
SRI
SRI
Q4 25
39.7%
Q3 25
30.3%
-4.5%
Q2 25
29.8%
-4.1%
Q1 25
32.2%
-3.3%
Q4 24
1.6%
Q3 24
3.2%
-3.3%
Q2 24
26.2%
1.2%
Q1 24
23.0%
-2.6%
EPS (diluted)
HCI
HCI
SRI
SRI
Q4 25
$7.29
$-2.76
Q3 25
$4.90
$-0.34
Q2 25
$5.18
$-0.34
Q1 25
$5.35
$-0.26
Q4 24
$0.32
$-0.22
Q3 24
$0.52
$-0.26
Q2 24
$4.24
$0.10
Q1 24
$3.81
$-0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCI
HCI
SRI
SRI
Cash + ST InvestmentsLiquidity on hand
$1.2B
$66.3M
Total DebtLower is stronger
$180.9M
Stockholders' EquityBook value
$1.0B
$179.8M
Total Assets
$2.5B
$551.2M
Debt / EquityLower = less leverage
1.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCI
HCI
SRI
SRI
Q4 25
$1.2B
$66.3M
Q3 25
$987.9M
$54.0M
Q2 25
$947.2M
$49.8M
Q1 25
$754.5M
$79.1M
Q4 24
$532.5M
$71.8M
Q3 24
$518.8M
$54.1M
Q2 24
$445.8M
$42.1M
Q1 24
$655.4M
$48.4M
Total Debt
HCI
HCI
SRI
SRI
Q4 25
$180.9M
Q3 25
Q2 25
Q1 25
Q4 24
$201.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HCI
HCI
SRI
SRI
Q4 25
$1.0B
$179.8M
Q3 25
$821.8M
$251.2M
Q2 25
$758.6M
$260.5M
Q1 25
$522.7M
$253.1M
Q4 24
$453.3M
$245.3M
Q3 24
$455.3M
$271.4M
Q2 24
$447.3M
$270.5M
Q1 24
$395.7M
$277.3M
Total Assets
HCI
HCI
SRI
SRI
Q4 25
$2.5B
$551.2M
Q3 25
$2.3B
$632.1M
Q2 25
$2.4B
$639.4M
Q1 25
$2.3B
$657.4M
Q4 24
$2.2B
$621.6M
Q3 24
$2.0B
$662.5M
Q2 24
$1.9B
$666.7M
Q1 24
$1.8B
$675.4M
Debt / Equity
HCI
HCI
SRI
SRI
Q4 25
1.01×
Q3 25
Q2 25
Q1 25
Q4 24
0.82×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCI
HCI
SRI
SRI
Operating Cash FlowLast quarter
$444.4M
$8.8M
Free Cash FlowOCF − Capex
$440.8M
$2.6M
FCF MarginFCF / Revenue
179.0%
1.3%
Capex IntensityCapex / Revenue
1.5%
3.0%
Cash ConversionOCF / Net Profit
4.55×
TTM Free Cash FlowTrailing 4 quarters
$771.4M
$12.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCI
HCI
SRI
SRI
Q4 25
$444.4M
$8.8M
Q3 25
$26.7M
$3.6M
Q2 25
$145.0M
$10.7M
Q1 25
$162.0M
$10.9M
Q4 24
$331.8M
$19.2M
Q3 24
$104.1M
$10.8M
Q2 24
$-29.0M
$8.7M
Q1 24
$182.0M
$9.1M
Free Cash Flow
HCI
HCI
SRI
SRI
Q4 25
$440.8M
$2.6M
Q3 25
$25.9M
$-2.7M
Q2 25
$144.5M
$7.4M
Q1 25
$160.3M
$4.8M
Q4 24
$327.8M
$14.0M
Q3 24
$103.2M
$4.6M
Q2 24
$-30.1M
$1.5M
Q1 24
$181.0M
$3.3M
FCF Margin
HCI
HCI
SRI
SRI
Q4 25
179.0%
1.3%
Q3 25
12.0%
-1.3%
Q2 25
65.1%
3.3%
Q1 25
74.1%
2.2%
Q4 24
202.5%
6.4%
Q3 24
58.9%
2.2%
Q2 24
-14.6%
0.6%
Q1 24
87.6%
1.4%
Capex Intensity
HCI
HCI
SRI
SRI
Q4 25
1.5%
3.0%
Q3 25
0.4%
3.0%
Q2 25
0.2%
1.4%
Q1 25
0.8%
2.8%
Q4 24
2.5%
2.4%
Q3 24
0.5%
2.9%
Q2 24
0.5%
3.0%
Q1 24
0.5%
2.4%
Cash Conversion
HCI
HCI
SRI
SRI
Q4 25
4.55×
Q3 25
0.41×
Q2 25
2.19×
Q1 25
2.32×
Q4 24
128.41×
Q3 24
18.33×
Q2 24
-0.54×
3.11×
Q1 24
3.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCI
HCI

Insurance Operation$218.3M89%
Reciprocal Exchange Operation$27.0M11%

SRI
SRI

Control Devices$51.7M25%
Electronics$38.0M19%
EE$34.2M17%
SE$28.6M14%
NL$24.5M12%
Stoneridge Brazil$14.1M7%
Asia Pacific$13.1M6%

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