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Side-by-side financial comparison of HCI Group, Inc. (HCI) and INTERFACE INC (TILE). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $246.2M, roughly 1.4× HCI Group, Inc.). HCI Group, Inc. runs the higher net margin — 39.7% vs 7.0%, a 32.7% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 4.3%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $28.6M). Over the past eight quarters, INTERFACE INC's revenue compounded faster (9.8% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
HCI vs TILE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $349.4M |
| Net Profit | $97.7M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | 58.5% | 10.1% |
| Net Margin | 39.7% | 7.0% |
| Revenue YoY | 52.1% | 4.3% |
| Net Profit YoY | 3679.2% | 12.1% |
| EPS (diluted) | $7.29 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $349.4M | ||
| Q3 25 | $216.3M | $364.5M | ||
| Q2 25 | $221.9M | $375.5M | ||
| Q1 25 | $216.4M | $297.4M | ||
| Q4 24 | $161.9M | $335.0M | ||
| Q3 24 | $175.3M | $344.3M | ||
| Q2 24 | $206.2M | $346.6M | ||
| Q1 24 | $206.6M | $289.7M |
| Q4 25 | $97.7M | $24.4M | ||
| Q3 25 | $65.5M | $46.1M | ||
| Q2 25 | $66.2M | $32.6M | ||
| Q1 25 | $69.7M | $13.0M | ||
| Q4 24 | $2.6M | $21.8M | ||
| Q3 24 | $5.7M | $28.4M | ||
| Q2 24 | $54.1M | $22.6M | ||
| Q1 24 | $47.6M | $14.2M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% | ||
| Q1 24 | — | 38.1% |
| Q4 25 | 58.5% | 10.1% | ||
| Q3 25 | 41.9% | 14.6% | ||
| Q2 25 | 42.5% | 13.9% | ||
| Q1 25 | 46.4% | 7.8% | ||
| Q4 24 | 3.6% | 8.8% | ||
| Q3 24 | 8.0% | 12.3% | ||
| Q2 24 | 36.9% | 11.0% | ||
| Q1 24 | 37.5% | 8.4% |
| Q4 25 | 39.7% | 7.0% | ||
| Q3 25 | 30.3% | 12.7% | ||
| Q2 25 | 29.8% | 8.7% | ||
| Q1 25 | 32.2% | 4.4% | ||
| Q4 24 | 1.6% | 6.5% | ||
| Q3 24 | 3.2% | 8.3% | ||
| Q2 24 | 26.2% | 6.5% | ||
| Q1 24 | 23.0% | 4.9% |
| Q4 25 | $7.29 | $0.41 | ||
| Q3 25 | $4.90 | $0.78 | ||
| Q2 25 | $5.18 | $0.55 | ||
| Q1 25 | $5.35 | $0.22 | ||
| Q4 24 | $0.32 | $0.38 | ||
| Q3 24 | $0.52 | $0.48 | ||
| Q2 24 | $4.24 | $0.38 | ||
| Q1 24 | $3.81 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $71.3M |
| Total DebtLower is stronger | — | $181.6M |
| Stockholders' EquityBook value | $1.0B | $640.7M |
| Total Assets | $2.5B | $1.2B |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $71.3M | ||
| Q3 25 | $987.9M | $187.4M | ||
| Q2 25 | $947.2M | $121.7M | ||
| Q1 25 | $754.5M | $97.8M | ||
| Q4 24 | $532.5M | $99.2M | ||
| Q3 24 | $518.8M | $115.6M | ||
| Q2 24 | $445.8M | $94.2M | ||
| Q1 24 | $655.4M | $89.8M |
| Q4 25 | — | $181.6M | ||
| Q3 25 | — | $307.8M | ||
| Q2 25 | — | $304.4M | ||
| Q1 25 | — | $302.9M | ||
| Q4 24 | — | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M | ||
| Q1 24 | — | $391.8M |
| Q4 25 | $1.0B | $640.7M | ||
| Q3 25 | $821.8M | $621.0M | ||
| Q2 25 | $758.6M | $575.0M | ||
| Q1 25 | $522.7M | $513.1M | ||
| Q4 24 | $453.3M | $489.1M | ||
| Q3 24 | $455.3M | $501.6M | ||
| Q2 24 | $447.3M | $451.2M | ||
| Q1 24 | $395.7M | $428.5M |
| Q4 25 | $2.5B | $1.2B | ||
| Q3 25 | $2.3B | $1.3B | ||
| Q2 25 | $2.4B | $1.3B | ||
| Q1 25 | $2.3B | $1.2B | ||
| Q4 24 | $2.2B | $1.2B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $1.9B | $1.2B | ||
| Q1 24 | $1.8B | $1.2B |
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | — | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | 0.91× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $49.3M |
| Free Cash FlowOCF − Capex | $440.8M | $28.6M |
| FCF MarginFCF / Revenue | 179.0% | 8.2% |
| Capex IntensityCapex / Revenue | 1.5% | 5.9% |
| Cash ConversionOCF / Net Profit | 4.55× | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $49.3M | ||
| Q3 25 | $26.7M | $76.7M | ||
| Q2 25 | $145.0M | $30.1M | ||
| Q1 25 | $162.0M | $11.7M | ||
| Q4 24 | $331.8M | $38.0M | ||
| Q3 24 | $104.1M | $76.2M | ||
| Q2 24 | $-29.0M | $21.5M | ||
| Q1 24 | $182.0M | $12.6M |
| Q4 25 | $440.8M | $28.6M | ||
| Q3 25 | $25.9M | $66.1M | ||
| Q2 25 | $144.5M | $22.8M | ||
| Q1 25 | $160.3M | $4.3M | ||
| Q4 24 | $327.8M | $24.4M | ||
| Q3 24 | $103.2M | $69.7M | ||
| Q2 24 | $-30.1M | $12.0M | ||
| Q1 24 | $181.0M | $8.6M |
| Q4 25 | 179.0% | 8.2% | ||
| Q3 25 | 12.0% | 18.1% | ||
| Q2 25 | 65.1% | 6.1% | ||
| Q1 25 | 74.1% | 1.4% | ||
| Q4 24 | 202.5% | 7.3% | ||
| Q3 24 | 58.9% | 20.3% | ||
| Q2 24 | -14.6% | 3.5% | ||
| Q1 24 | 87.6% | 3.0% |
| Q4 25 | 1.5% | 5.9% | ||
| Q3 25 | 0.4% | 2.9% | ||
| Q2 25 | 0.2% | 2.0% | ||
| Q1 25 | 0.8% | 2.5% | ||
| Q4 24 | 2.5% | 4.1% | ||
| Q3 24 | 0.5% | 1.9% | ||
| Q2 24 | 0.5% | 2.8% | ||
| Q1 24 | 0.5% | 1.4% |
| Q4 25 | 4.55× | 2.02× | ||
| Q3 25 | 0.41× | 1.66× | ||
| Q2 25 | 2.19× | 0.93× | ||
| Q1 25 | 2.32× | 0.90× | ||
| Q4 24 | 128.41× | 1.75× | ||
| Q3 24 | 18.33× | 2.68× | ||
| Q2 24 | -0.54× | 0.95× | ||
| Q1 24 | 3.82× | 0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
