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Side-by-side financial comparison of HCI Group, Inc. (HCI) and TripAdvisor, Inc. (TRIP). Click either name above to swap in a different company.
TripAdvisor, Inc. is the larger business by last-quarter revenue ($411.0M vs $246.2M, roughly 1.7× HCI Group, Inc.). HCI Group, Inc. runs the higher net margin — 39.7% vs -9.2%, a 48.9% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 0.0%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $-122.0M). Over the past eight quarters, HCI Group, Inc.'s revenue compounded faster (9.2% CAGR vs 2.0%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Tripadvisor is an American company that operates online travel agencies, comparison shopping websites, and mobile apps with user-generated content.
HCI vs TRIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $411.0M |
| Net Profit | $97.7M | $-38.0M |
| Gross Margin | — | 91.5% |
| Operating Margin | 58.5% | -8.3% |
| Net Margin | 39.7% | -9.2% |
| Revenue YoY | 52.1% | 0.0% |
| Net Profit YoY | 3679.2% | -3900.0% |
| EPS (diluted) | $7.29 | $-0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $411.0M | ||
| Q3 25 | $216.3M | $553.0M | ||
| Q2 25 | $221.9M | $529.0M | ||
| Q1 25 | $216.4M | $398.0M | ||
| Q4 24 | $161.9M | $411.0M | ||
| Q3 24 | $175.3M | $532.0M | ||
| Q2 24 | $206.2M | $497.0M | ||
| Q1 24 | $206.6M | $395.0M |
| Q4 25 | $97.7M | $-38.0M | ||
| Q3 25 | $65.5M | $53.0M | ||
| Q2 25 | $66.2M | $36.0M | ||
| Q1 25 | $69.7M | $-11.0M | ||
| Q4 24 | $2.6M | $1.0M | ||
| Q3 24 | $5.7M | $39.0M | ||
| Q2 24 | $54.1M | $24.0M | ||
| Q1 24 | $47.6M | $-59.0M |
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 92.6% | ||
| Q2 25 | — | 92.1% | ||
| Q1 25 | — | 93.2% | ||
| Q4 24 | — | 93.4% | ||
| Q3 24 | — | 92.5% | ||
| Q2 24 | — | 92.8% | ||
| Q1 24 | — | 93.7% |
| Q4 25 | 58.5% | -8.3% | ||
| Q3 25 | 41.9% | 12.7% | ||
| Q2 25 | 42.5% | 11.2% | ||
| Q1 25 | 46.4% | -3.8% | ||
| Q4 24 | 3.6% | 0.2% | ||
| Q3 24 | 8.0% | 13.2% | ||
| Q2 24 | 36.9% | 7.2% | ||
| Q1 24 | 37.5% | -3.8% |
| Q4 25 | 39.7% | -9.2% | ||
| Q3 25 | 30.3% | 9.6% | ||
| Q2 25 | 29.8% | 6.8% | ||
| Q1 25 | 32.2% | -2.8% | ||
| Q4 24 | 1.6% | 0.2% | ||
| Q3 24 | 3.2% | 7.3% | ||
| Q2 24 | 26.2% | 4.8% | ||
| Q1 24 | 23.0% | -14.9% |
| Q4 25 | $7.29 | $-0.32 | ||
| Q3 25 | $4.90 | $0.43 | ||
| Q2 25 | $5.18 | $0.28 | ||
| Q1 25 | $5.35 | $-0.08 | ||
| Q4 24 | $0.32 | $0.03 | ||
| Q3 24 | $0.52 | $0.27 | ||
| Q2 24 | $4.24 | $0.17 | ||
| Q1 24 | $3.81 | $-0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $1.0B |
| Total DebtLower is stronger | — | $819.0M |
| Stockholders' EquityBook value | $1.0B | $645.0M |
| Total Assets | $2.5B | $2.6B |
| Debt / EquityLower = less leverage | — | 1.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $1.0B | ||
| Q3 25 | $987.9M | $1.2B | ||
| Q2 25 | $947.2M | $1.2B | ||
| Q1 25 | $754.5M | $1.2B | ||
| Q4 24 | $532.5M | $1.1B | ||
| Q3 24 | $518.8M | $1.1B | ||
| Q2 24 | $445.8M | $1.2B | ||
| Q1 24 | $655.4M | $1.2B |
| Q4 25 | — | $819.0M | ||
| Q3 25 | — | $821.0M | ||
| Q2 25 | — | $822.0M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $831.0M | ||
| Q3 24 | — | $832.0M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.0B | $645.0M | ||
| Q3 25 | $821.8M | $707.0M | ||
| Q2 25 | $758.6M | $627.0M | ||
| Q1 25 | $522.7M | $643.0M | ||
| Q4 24 | $453.3M | $943.0M | ||
| Q3 24 | $455.3M | $944.0M | ||
| Q2 24 | $447.3M | $857.0M | ||
| Q1 24 | $395.7M | $825.0M |
| Q4 25 | $2.5B | $2.6B | ||
| Q3 25 | $2.3B | $2.8B | ||
| Q2 25 | $2.4B | $2.9B | ||
| Q1 25 | $2.3B | $2.8B | ||
| Q4 24 | $2.2B | $2.6B | ||
| Q3 24 | $2.0B | $2.7B | ||
| Q2 24 | $1.9B | $2.8B | ||
| Q1 24 | $1.8B | $2.7B |
| Q4 25 | — | 1.27× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 1.31× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $-103.0M |
| Free Cash FlowOCF − Capex | $440.8M | $-122.0M |
| FCF MarginFCF / Revenue | 179.0% | -29.7% |
| Capex IntensityCapex / Revenue | 1.5% | 4.6% |
| Cash ConversionOCF / Net Profit | 4.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $163.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $-103.0M | ||
| Q3 25 | $26.7M | $44.0M | ||
| Q2 25 | $145.0M | $202.0M | ||
| Q1 25 | $162.0M | $102.0M | ||
| Q4 24 | $331.8M | $-3.0M | ||
| Q3 24 | $104.1M | $-43.0M | ||
| Q2 24 | $-29.0M | $51.0M | ||
| Q1 24 | $182.0M | $139.0M |
| Q4 25 | $440.8M | $-122.0M | ||
| Q3 25 | $25.9M | $25.0M | ||
| Q2 25 | $144.5M | $177.0M | ||
| Q1 25 | $160.3M | $83.0M | ||
| Q4 24 | $327.8M | $-26.0M | ||
| Q3 24 | $103.2M | $-63.0M | ||
| Q2 24 | $-30.1M | $36.0M | ||
| Q1 24 | $181.0M | $123.0M |
| Q4 25 | 179.0% | -29.7% | ||
| Q3 25 | 12.0% | 4.5% | ||
| Q2 25 | 65.1% | 33.5% | ||
| Q1 25 | 74.1% | 20.9% | ||
| Q4 24 | 202.5% | -6.3% | ||
| Q3 24 | 58.9% | -11.8% | ||
| Q2 24 | -14.6% | 7.2% | ||
| Q1 24 | 87.6% | 31.1% |
| Q4 25 | 1.5% | 4.6% | ||
| Q3 25 | 0.4% | 3.4% | ||
| Q2 25 | 0.2% | 4.7% | ||
| Q1 25 | 0.8% | 4.8% | ||
| Q4 24 | 2.5% | 5.6% | ||
| Q3 24 | 0.5% | 3.8% | ||
| Q2 24 | 0.5% | 3.0% | ||
| Q1 24 | 0.5% | 4.1% |
| Q4 25 | 4.55× | — | ||
| Q3 25 | 0.41× | 0.83× | ||
| Q2 25 | 2.19× | 5.61× | ||
| Q1 25 | 2.32× | — | ||
| Q4 24 | 128.41× | -3.00× | ||
| Q3 24 | 18.33× | -1.10× | ||
| Q2 24 | -0.54× | 2.13× | ||
| Q1 24 | 3.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
TRIP
| Third Party | $327.0M | 80% |
| The Fork | $58.0M | 14% |
| Other | $26.0M | 6% |
