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Side-by-side financial comparison of HCI Group, Inc. (HCI) and Urban Edge Properties (UE). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $132.6M, roughly 1.9× Urban Edge Properties). HCI Group, Inc. runs the higher net margin — 39.7% vs 17.1%, a 22.6% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 12.2%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
HCI vs UE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $132.6M |
| Net Profit | $97.7M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | 58.5% | — |
| Net Margin | 39.7% | 17.1% |
| Revenue YoY | 52.1% | 12.2% |
| Net Profit YoY | 3679.2% | -6.7% |
| EPS (diluted) | $7.29 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $132.6M | ||
| Q4 25 | $246.2M | $119.6M | ||
| Q3 25 | $216.3M | $120.1M | ||
| Q2 25 | $221.9M | $114.1M | ||
| Q1 25 | $216.4M | $118.2M | ||
| Q4 24 | $161.9M | $116.4M | ||
| Q3 24 | $175.3M | $112.4M | ||
| Q2 24 | $206.2M | $106.5M |
| Q1 26 | — | $22.6M | ||
| Q4 25 | $97.7M | $12.4M | ||
| Q3 25 | $65.5M | $14.9M | ||
| Q2 25 | $66.2M | $58.0M | ||
| Q1 25 | $69.7M | $8.2M | ||
| Q4 24 | $2.6M | $30.1M | ||
| Q3 24 | $5.7M | $9.1M | ||
| Q2 24 | $54.1M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 58.5% | 11.3% | ||
| Q3 25 | 41.9% | 13.4% | ||
| Q2 25 | 42.5% | 53.9% | ||
| Q1 25 | 46.4% | 7.6% | ||
| Q4 24 | 3.6% | 27.6% | ||
| Q3 24 | 8.0% | 8.9% | ||
| Q2 24 | 36.9% | 30.6% |
| Q1 26 | — | 17.1% | ||
| Q4 25 | 39.7% | 10.4% | ||
| Q3 25 | 30.3% | 12.4% | ||
| Q2 25 | 29.8% | 50.8% | ||
| Q1 25 | 32.2% | 6.9% | ||
| Q4 24 | 1.6% | 25.9% | ||
| Q3 24 | 3.2% | 8.1% | ||
| Q2 24 | 26.2% | 28.9% |
| Q1 26 | — | $0.18 | ||
| Q4 25 | $7.29 | $0.09 | ||
| Q3 25 | $4.90 | $0.12 | ||
| Q2 25 | $5.18 | $0.46 | ||
| Q1 25 | $5.35 | $0.07 | ||
| Q4 24 | $0.32 | $0.25 | ||
| Q3 24 | $0.52 | $0.07 | ||
| Q2 24 | $4.24 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $50.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $1.4B |
| Total Assets | $2.5B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | $1.2B | $48.9M | ||
| Q3 25 | $987.9M | $77.8M | ||
| Q2 25 | $947.2M | $53.0M | ||
| Q1 25 | $754.5M | $48.0M | ||
| Q4 24 | $532.5M | $41.4M | ||
| Q3 24 | $518.8M | $67.9M | ||
| Q2 24 | $445.8M | $78.6M |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.0B | $1.4B | ||
| Q3 25 | $821.8M | $1.4B | ||
| Q2 25 | $758.6M | $1.4B | ||
| Q1 25 | $522.7M | $1.4B | ||
| Q4 24 | $453.3M | $1.4B | ||
| Q3 24 | $455.3M | $1.3B | ||
| Q2 24 | $447.3M | $1.3B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $2.5B | $3.3B | ||
| Q3 25 | $2.3B | $3.3B | ||
| Q2 25 | $2.4B | $3.3B | ||
| Q1 25 | $2.3B | $3.3B | ||
| Q4 24 | $2.2B | $3.3B | ||
| Q3 24 | $2.0B | $3.2B | ||
| Q2 24 | $1.9B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $39.1M |
| Free Cash FlowOCF − Capex | $440.8M | — |
| FCF MarginFCF / Revenue | 179.0% | — |
| Capex IntensityCapex / Revenue | 1.5% | 1.5% |
| Cash ConversionOCF / Net Profit | 4.55× | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $444.4M | $182.7M | ||
| Q3 25 | $26.7M | $55.7M | ||
| Q2 25 | $145.0M | $43.5M | ||
| Q1 25 | $162.0M | $32.6M | ||
| Q4 24 | $331.8M | $153.2M | ||
| Q3 24 | $104.1M | $36.6M | ||
| Q2 24 | $-29.0M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $440.8M | $81.8M | ||
| Q3 25 | $25.9M | $26.1M | ||
| Q2 25 | $144.5M | $19.6M | ||
| Q1 25 | $160.3M | $11.9M | ||
| Q4 24 | $327.8M | $42.5M | ||
| Q3 24 | $103.2M | $12.2M | ||
| Q2 24 | $-30.1M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 179.0% | 68.4% | ||
| Q3 25 | 12.0% | 21.7% | ||
| Q2 25 | 65.1% | 17.2% | ||
| Q1 25 | 74.1% | 10.0% | ||
| Q4 24 | 202.5% | 36.6% | ||
| Q3 24 | 58.9% | 10.8% | ||
| Q2 24 | -14.6% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 1.5% | 84.4% | ||
| Q3 25 | 0.4% | 24.6% | ||
| Q2 25 | 0.2% | 20.9% | ||
| Q1 25 | 0.8% | 17.5% | ||
| Q4 24 | 2.5% | 95.1% | ||
| Q3 24 | 0.5% | 21.7% | ||
| Q2 24 | 0.5% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 4.55× | 14.71× | ||
| Q3 25 | 0.41× | 3.73× | ||
| Q2 25 | 2.19× | 0.75× | ||
| Q1 25 | 2.32× | 3.97× | ||
| Q4 24 | 128.41× | 5.09× | ||
| Q3 24 | 18.33× | 4.03× | ||
| Q2 24 | -0.54× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
