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Side-by-side financial comparison of HCI Group, Inc. (HCI) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($246.2M vs $220.8M, roughly 1.1× UNIVERSAL TECHNICAL INSTITUTE INC). HCI Group, Inc. runs the higher net margin — 39.7% vs 5.8%, a 33.8% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 9.6%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $-19.2M). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (9.5% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
HCI vs UTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $220.8M |
| Net Profit | $97.7M | $12.8M |
| Gross Margin | — | — |
| Operating Margin | 58.5% | 7.1% |
| Net Margin | 39.7% | 5.8% |
| Revenue YoY | 52.1% | 9.6% |
| Net Profit YoY | 3679.2% | -42.1% |
| EPS (diluted) | $7.29 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $220.8M | ||
| Q3 25 | $216.3M | $222.4M | ||
| Q2 25 | $221.9M | $204.3M | ||
| Q1 25 | $216.4M | $207.4M | ||
| Q4 24 | $161.9M | $201.4M | ||
| Q3 24 | $175.3M | $196.4M | ||
| Q2 24 | $206.2M | $177.5M | ||
| Q1 24 | $206.6M | $184.2M |
| Q4 25 | $97.7M | $12.8M | ||
| Q3 25 | $65.5M | $18.8M | ||
| Q2 25 | $66.2M | $10.7M | ||
| Q1 25 | $69.7M | $11.4M | ||
| Q4 24 | $2.6M | $22.2M | ||
| Q3 24 | $5.7M | $18.8M | ||
| Q2 24 | $54.1M | $5.0M | ||
| Q1 24 | $47.6M | $7.8M |
| Q4 25 | 58.5% | 7.1% | ||
| Q3 25 | 41.9% | 11.2% | ||
| Q2 25 | 42.5% | 6.9% | ||
| Q1 25 | 46.4% | 8.1% | ||
| Q4 24 | 3.6% | 13.6% | ||
| Q3 24 | 8.0% | 13.3% | ||
| Q2 24 | 36.9% | 4.2% | ||
| Q1 24 | 37.5% | 6.1% |
| Q4 25 | 39.7% | 5.8% | ||
| Q3 25 | 30.3% | 8.4% | ||
| Q2 25 | 29.8% | 5.2% | ||
| Q1 25 | 32.2% | 5.5% | ||
| Q4 24 | 1.6% | 11.0% | ||
| Q3 24 | 3.2% | 9.6% | ||
| Q2 24 | 26.2% | 2.8% | ||
| Q1 24 | 23.0% | 4.2% |
| Q4 25 | $7.29 | $0.23 | ||
| Q3 25 | $4.90 | $0.33 | ||
| Q2 25 | $5.18 | $0.19 | ||
| Q1 25 | $5.35 | $0.21 | ||
| Q4 24 | $0.32 | $0.40 | ||
| Q3 24 | $0.52 | $0.35 | ||
| Q2 24 | $4.24 | $0.09 | ||
| Q1 24 | $3.81 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $162.8M |
| Total DebtLower is stronger | — | $101.4M |
| Stockholders' EquityBook value | $1.0B | $335.9M |
| Total Assets | $2.5B | $834.0M |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $162.8M | ||
| Q3 25 | $987.9M | $169.1M | ||
| Q2 25 | $947.2M | $70.7M | ||
| Q1 25 | $754.5M | $96.0M | ||
| Q4 24 | $532.5M | $172.0M | ||
| Q3 24 | $518.8M | $161.9M | ||
| Q2 24 | $445.8M | $115.5M | ||
| Q1 24 | $655.4M | $116.1M |
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M | ||
| Q1 24 | — | $141.9M |
| Q4 25 | $1.0B | $335.9M | ||
| Q3 25 | $821.8M | $328.1M | ||
| Q2 25 | $758.6M | $306.8M | ||
| Q1 25 | $522.7M | $293.9M | ||
| Q4 24 | $453.3M | $280.0M | ||
| Q3 24 | $455.3M | $260.2M | ||
| Q2 24 | $447.3M | $239.4M | ||
| Q1 24 | $395.7M | $232.6M |
| Q4 25 | $2.5B | $834.0M | ||
| Q3 25 | $2.3B | $826.1M | ||
| Q2 25 | $2.4B | $740.8M | ||
| Q1 25 | $2.3B | $720.4M | ||
| Q4 24 | $2.2B | $753.8M | ||
| Q3 24 | $2.0B | $744.6M | ||
| Q2 24 | $1.9B | $706.0M | ||
| Q1 24 | $1.8B | $702.1M |
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× | ||
| Q1 24 | — | 0.61× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $3.1M |
| Free Cash FlowOCF − Capex | $440.8M | $-19.2M |
| FCF MarginFCF / Revenue | 179.0% | -8.7% |
| Capex IntensityCapex / Revenue | 1.5% | 10.1% |
| Cash ConversionOCF / Net Profit | 4.55× | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $3.1M | ||
| Q3 25 | $26.7M | $57.1M | ||
| Q2 25 | $145.0M | $18.1M | ||
| Q1 25 | $162.0M | $-789.0K | ||
| Q4 24 | $331.8M | $23.0M | ||
| Q3 24 | $104.1M | $67.5M | ||
| Q2 24 | $-29.0M | $10.0M | ||
| Q1 24 | $182.0M | $-2.5M |
| Q4 25 | $440.8M | $-19.2M | ||
| Q3 25 | $25.9M | $40.6M | ||
| Q2 25 | $144.5M | $6.8M | ||
| Q1 25 | $160.3M | $-11.7M | ||
| Q4 24 | $327.8M | $19.6M | ||
| Q3 24 | $103.2M | $60.0M | ||
| Q2 24 | $-30.1M | $3.0M | ||
| Q1 24 | $181.0M | $-8.4M |
| Q4 25 | 179.0% | -8.7% | ||
| Q3 25 | 12.0% | 18.3% | ||
| Q2 25 | 65.1% | 3.4% | ||
| Q1 25 | 74.1% | -5.7% | ||
| Q4 24 | 202.5% | 9.7% | ||
| Q3 24 | 58.9% | 30.6% | ||
| Q2 24 | -14.6% | 1.7% | ||
| Q1 24 | 87.6% | -4.6% |
| Q4 25 | 1.5% | 10.1% | ||
| Q3 25 | 0.4% | 7.4% | ||
| Q2 25 | 0.2% | 5.5% | ||
| Q1 25 | 0.8% | 5.3% | ||
| Q4 24 | 2.5% | 1.7% | ||
| Q3 24 | 0.5% | 3.8% | ||
| Q2 24 | 0.5% | 4.0% | ||
| Q1 24 | 0.5% | 3.2% |
| Q4 25 | 4.55× | 0.24× | ||
| Q3 25 | 0.41× | 3.04× | ||
| Q2 25 | 2.19× | 1.69× | ||
| Q1 25 | 2.32× | -0.07× | ||
| Q4 24 | 128.41× | 1.04× | ||
| Q3 24 | 18.33× | 3.58× | ||
| Q2 24 | -0.54× | 2.01× | ||
| Q1 24 | 3.82× | -0.32× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
