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Side-by-side financial comparison of Hippo Holdings Inc. (HIPO) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.

UNIVERSAL TECHNICAL INSTITUTE INC is the larger business by last-quarter revenue ($220.8M vs $120.4M, roughly 1.8× Hippo Holdings Inc.). UNIVERSAL TECHNICAL INSTITUTE INC runs the higher net margin — 5.8% vs 5.0%, a 0.8% gap on every dollar of revenue. On growth, Hippo Holdings Inc. posted the faster year-over-year revenue change (18.2% vs 9.6%). Hippo Holdings Inc. produced more free cash flow last quarter ($9.1M vs $-19.2M). Over the past eight quarters, Hippo Holdings Inc.'s revenue compounded faster (18.9% CAGR vs 9.5%).

Hippo Valley Estate is a sugar estate found near the town of Chiredzi in Chiredzi District of southeastern Zimbabwe, on the Runde River near the border with Mozambique.

Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.

HIPO vs UTI — Head-to-Head

Bigger by revenue
UTI
UTI
1.8× larger
UTI
$220.8M
$120.4M
HIPO
Growing faster (revenue YoY)
HIPO
HIPO
+8.5% gap
HIPO
18.2%
9.6%
UTI
Higher net margin
UTI
UTI
0.8% more per $
UTI
5.8%
5.0%
HIPO
More free cash flow
HIPO
HIPO
$28.3M more FCF
HIPO
$9.1M
$-19.2M
UTI
Faster 2-yr revenue CAGR
HIPO
HIPO
Annualised
HIPO
18.9%
9.5%
UTI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HIPO
HIPO
UTI
UTI
Revenue
$120.4M
$220.8M
Net Profit
$6.0M
$12.8M
Gross Margin
Operating Margin
5.6%
7.1%
Net Margin
5.0%
5.8%
Revenue YoY
18.2%
9.6%
Net Profit YoY
-86.4%
-42.1%
EPS (diluted)
$0.31
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HIPO
HIPO
UTI
UTI
Q4 25
$120.4M
$220.8M
Q3 25
$120.6M
$222.4M
Q2 25
$117.3M
$204.3M
Q1 25
$110.3M
$207.4M
Q4 24
$101.9M
$201.4M
Q3 24
$95.5M
$196.4M
Q2 24
$89.6M
$177.5M
Q1 24
$85.1M
$184.2M
Net Profit
HIPO
HIPO
UTI
UTI
Q4 25
$6.0M
$12.8M
Q3 25
$98.1M
$18.8M
Q2 25
$1.3M
$10.7M
Q1 25
$-47.7M
$11.4M
Q4 24
$44.2M
$22.2M
Q3 24
$-8.5M
$18.8M
Q2 24
$-40.5M
$5.0M
Q1 24
$-35.7M
$7.8M
Operating Margin
HIPO
HIPO
UTI
UTI
Q4 25
5.6%
7.1%
Q3 25
81.3%
11.2%
Q2 25
3.4%
6.9%
Q1 25
-41.3%
8.1%
Q4 24
46.3%
13.6%
Q3 24
-5.4%
13.3%
Q2 24
-40.7%
4.2%
Q1 24
-38.7%
6.1%
Net Margin
HIPO
HIPO
UTI
UTI
Q4 25
5.0%
5.8%
Q3 25
81.3%
8.4%
Q2 25
1.1%
5.2%
Q1 25
-43.2%
5.5%
Q4 24
43.4%
11.0%
Q3 24
-8.9%
9.6%
Q2 24
-45.2%
2.8%
Q1 24
-42.0%
4.2%
EPS (diluted)
HIPO
HIPO
UTI
UTI
Q4 25
$0.31
$0.23
Q3 25
$3.77
$0.33
Q2 25
$0.05
$0.19
Q1 25
$-1.91
$0.21
Q4 24
$1.81
$0.40
Q3 24
$-0.34
$0.35
Q2 24
$-1.64
$0.09
Q1 24
$-1.47
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HIPO
HIPO
UTI
UTI
Cash + ST InvestmentsLiquidity on hand
$218.3M
$162.8M
Total DebtLower is stronger
$101.4M
Stockholders' EquityBook value
$436.1M
$335.9M
Total Assets
$1.9B
$834.0M
Debt / EquityLower = less leverage
0.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HIPO
HIPO
UTI
UTI
Q4 25
$218.3M
$162.8M
Q3 25
$247.7M
$169.1M
Q2 25
$198.9M
$70.7M
Q1 25
$140.9M
$96.0M
Q4 24
$197.6M
$172.0M
Q3 24
$191.2M
$161.9M
Q2 24
$175.9M
$115.5M
Q1 24
$223.4M
$116.1M
Total Debt
HIPO
HIPO
UTI
UTI
Q4 25
$101.4M
Q3 25
$87.1M
Q2 25
$73.8M
Q1 25
$94.4M
Q4 24
$120.1M
Q3 24
$125.7M
Q2 24
$137.3M
Q1 24
$141.9M
Stockholders' Equity
HIPO
HIPO
UTI
UTI
Q4 25
$436.1M
$335.9M
Q3 25
$421.5M
$328.1M
Q2 25
$332.5M
$306.8M
Q1 25
$322.8M
$293.9M
Q4 24
$362.1M
$280.0M
Q3 24
$326.4M
$260.2M
Q2 24
$322.6M
$239.4M
Q1 24
$351.2M
$232.6M
Total Assets
HIPO
HIPO
UTI
UTI
Q4 25
$1.9B
$834.0M
Q3 25
$1.9B
$826.1M
Q2 25
$1.7B
$740.8M
Q1 25
$1.5B
$720.4M
Q4 24
$1.5B
$753.8M
Q3 24
$1.5B
$744.6M
Q2 24
$1.5B
$706.0M
Q1 24
$1.5B
$702.1M
Debt / Equity
HIPO
HIPO
UTI
UTI
Q4 25
0.30×
Q3 25
0.27×
Q2 25
0.24×
Q1 25
0.32×
Q4 24
0.43×
Q3 24
0.48×
Q2 24
0.57×
Q1 24
0.61×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HIPO
HIPO
UTI
UTI
Operating Cash FlowLast quarter
$9.2M
$3.1M
Free Cash FlowOCF − Capex
$9.1M
$-19.2M
FCF MarginFCF / Revenue
7.6%
-8.7%
Capex IntensityCapex / Revenue
0.1%
10.1%
Cash ConversionOCF / Net Profit
1.53×
0.24×
TTM Free Cash FlowTrailing 4 quarters
$14.8M
$16.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HIPO
HIPO
UTI
UTI
Q4 25
$9.2M
$3.1M
Q3 25
$16.9M
$57.1M
Q2 25
$24.7M
$18.1M
Q1 25
$-35.6M
$-789.0K
Q4 24
$47.5M
$23.0M
Q3 24
$46.8M
$67.5M
Q2 24
$-10.6M
$10.0M
Q1 24
$17.7M
$-2.5M
Free Cash Flow
HIPO
HIPO
UTI
UTI
Q4 25
$9.1M
$-19.2M
Q3 25
$16.8M
$40.6M
Q2 25
$24.6M
$6.8M
Q1 25
$-35.7M
$-11.7M
Q4 24
$47.2M
$19.6M
Q3 24
$60.0M
Q2 24
$-10.7M
$3.0M
Q1 24
$17.6M
$-8.4M
FCF Margin
HIPO
HIPO
UTI
UTI
Q4 25
7.6%
-8.7%
Q3 25
13.9%
18.3%
Q2 25
21.0%
3.4%
Q1 25
-32.4%
-5.7%
Q4 24
46.3%
9.7%
Q3 24
30.6%
Q2 24
-11.9%
1.7%
Q1 24
20.7%
-4.6%
Capex Intensity
HIPO
HIPO
UTI
UTI
Q4 25
0.1%
10.1%
Q3 25
0.1%
7.4%
Q2 25
0.1%
5.5%
Q1 25
0.1%
5.3%
Q4 24
0.3%
1.7%
Q3 24
0.0%
3.8%
Q2 24
0.1%
4.0%
Q1 24
0.1%
3.2%
Cash Conversion
HIPO
HIPO
UTI
UTI
Q4 25
1.53×
0.24×
Q3 25
0.17×
3.04×
Q2 25
19.00×
1.69×
Q1 25
-0.07×
Q4 24
1.07×
1.04×
Q3 24
3.58×
Q2 24
2.01×
Q1 24
-0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HIPO
HIPO

Segment breakdown not available.

UTI
UTI

UTI$142.8M65%
Concorde$78.0M35%

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