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Side-by-side financial comparison of Healthcare Triangle, Inc. (HCTI) and Marathon Bancorp, Inc. (MBBC). Click either name above to swap in a different company.

Healthcare Triangle, Inc. is the larger business by last-quarter revenue ($3.1M vs $2.2M, roughly 1.4× Marathon Bancorp, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -143.4%, a 165.7% gap on every dollar of revenue. On growth, Healthcare Triangle, Inc. posted the faster year-over-year revenue change (43.4% vs 41.7%). Over the past eight quarters, Marathon Bancorp, Inc.'s revenue compounded faster (20.3% CAGR vs -12.6%).

Healthcare Triangle, Inc. is a healthcare technology firm that delivers cloud-native data management platforms, AI-powered clinical analytics, and digital workflow solutions. It serves U.S. healthcare providers, payers, and life science organizations, supporting clinical decision-making, care coordination, and operational efficiency across the care continuum.

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

HCTI vs MBBC — Head-to-Head

Bigger by revenue
HCTI
HCTI
1.4× larger
HCTI
$3.1M
$2.2M
MBBC
Growing faster (revenue YoY)
HCTI
HCTI
+1.7% gap
HCTI
43.4%
41.7%
MBBC
Higher net margin
MBBC
MBBC
165.7% more per $
MBBC
22.3%
-143.4%
HCTI
Faster 2-yr revenue CAGR
MBBC
MBBC
Annualised
MBBC
20.3%
-12.6%
HCTI

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
HCTI
HCTI
MBBC
MBBC
Revenue
$3.1M
$2.2M
Net Profit
$-4.5M
$501.4K
Gross Margin
Operating Margin
-141.4%
26.2%
Net Margin
-143.4%
22.3%
Revenue YoY
43.4%
41.7%
Net Profit YoY
-234.0%
880.7%
EPS (diluted)
$-151.13
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCTI
HCTI
MBBC
MBBC
Q4 25
$3.1M
$2.2M
Q3 25
$3.5M
$2.1M
Q2 25
$3.6M
$1.9M
Q1 25
$3.7M
$1.7M
Q4 24
$2.2M
$1.6M
Q3 24
$2.4M
$1.6M
Q2 24
$3.0M
$1.6M
Q1 24
$4.1M
$1.6M
Net Profit
HCTI
HCTI
MBBC
MBBC
Q4 25
$-4.5M
$501.4K
Q3 25
$-1.9M
$444.3K
Q2 25
$-1.4M
$-332.0K
Q1 25
$-1.7M
$148.4K
Q4 24
$-1.3M
$51.1K
Q3 24
$-1.2M
$174.9K
Q2 24
$-1.5M
$85.8K
Q1 24
$-1.9M
$-631.1K
Operating Margin
HCTI
HCTI
MBBC
MBBC
Q4 25
-141.4%
26.2%
Q3 25
-74.3%
25.5%
Q2 25
-38.2%
-25.7%
Q1 25
-37.7%
11.6%
Q4 24
-22.5%
3.3%
Q3 24
-48.4%
13.4%
Q2 24
-46.2%
4.1%
Q1 24
-41.7%
-53.7%
Net Margin
HCTI
HCTI
MBBC
MBBC
Q4 25
-143.4%
22.3%
Q3 25
-54.6%
20.7%
Q2 25
-38.4%
-18.9%
Q1 25
-45.9%
8.9%
Q4 24
-61.6%
3.2%
Q3 24
-51.8%
10.8%
Q2 24
-50.6%
6.2%
Q1 24
-45.3%
-40.7%
EPS (diluted)
HCTI
HCTI
MBBC
MBBC
Q4 25
$-151.13
$0.19
Q3 25
$-0.42
$0.17
Q2 25
$-0.58
$-0.13
Q1 25
$-0.17
$0.07
Q4 24
$-16783.38
$0.02
Q3 24
$-54.78
$0.06
Q2 24
$-70.72
$0.07
Q1 24
$-0.42
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCTI
HCTI
MBBC
MBBC
Cash + ST InvestmentsLiquidity on hand
$7.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$9.9M
$46.9M
Total Assets
$22.7M
$248.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCTI
HCTI
MBBC
MBBC
Q4 25
$7.6M
Q3 25
$1.6M
Q2 25
Q1 25
$6.8M
Q4 24
$20.0K
Q3 24
$28.0K
Q2 24
$29.0K
Q1 24
$301.0K
Total Debt
HCTI
HCTI
MBBC
MBBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$888.0K
Stockholders' Equity
HCTI
HCTI
MBBC
MBBC
Q4 25
$9.9M
$46.9M
Q3 25
$8.7M
$46.3M
Q2 25
$10.2M
$45.7M
Q1 25
$8.6M
$32.0M
Q4 24
$-5.1M
$31.7M
Q3 24
$-1.8M
$31.6M
Q2 24
$-646.0K
$31.3M
Q1 24
$-511.0K
$31.4M
Total Assets
HCTI
HCTI
MBBC
MBBC
Q4 25
$22.7M
$248.0M
Q3 25
$13.8M
$246.0M
Q2 25
$14.6M
$238.8M
Q1 25
$11.8M
$236.8M
Q4 24
$2.0M
$217.9M
Q3 24
$4.8M
$216.5M
Q2 24
$6.0M
$219.3M
Q1 24
$6.9M
$225.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCTI
HCTI
MBBC
MBBC
Operating Cash FlowLast quarter
$-6.8M
$1.4M
Free Cash FlowOCF − Capex
$1.4M
FCF MarginFCF / Revenue
62.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$3.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCTI
HCTI
MBBC
MBBC
Q4 25
$-6.8M
$1.4M
Q3 25
$-1.5M
$464.0K
Q2 25
$-2.6M
$1.4M
Q1 25
$-5.6M
$849.0K
Q4 24
$-811.0K
$113.6K
Q3 24
$715.0K
$945.2K
Q2 24
$-935.0K
$416.6K
Q1 24
$-50.0K
$-802.1K
Free Cash Flow
HCTI
HCTI
MBBC
MBBC
Q4 25
$1.4M
Q3 25
$-1.5M
$456.6K
Q2 25
$1.3M
Q1 25
$773.2K
Q4 24
$105.0K
Q3 24
$921.6K
Q2 24
$-1.8M
Q1 24
$-1.1M
FCF Margin
HCTI
HCTI
MBBC
MBBC
Q4 25
62.3%
Q3 25
-43.0%
21.3%
Q2 25
66.0%
Q1 25
46.3%
Q4 24
6.6%
Q3 24
57.1%
Q2 24
-118.5%
Q1 24
-67.9%
Capex Intensity
HCTI
HCTI
MBBC
MBBC
Q4 25
0.6%
Q3 25
0.1%
0.3%
Q2 25
9.3%
Q1 25
4.5%
Q4 24
0.5%
Q3 24
1.5%
Q2 24
145.2%
Q1 24
16.2%
Cash Conversion
HCTI
HCTI
MBBC
MBBC
Q4 25
2.82×
Q3 25
1.04×
Q2 25
Q1 25
5.72×
Q4 24
2.22×
Q3 24
5.40×
Q2 24
4.85×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCTI
HCTI

Software Services$2.4M78%
Managed Services And Support$609.0K19%
Other$88.0K3%

MBBC
MBBC

Segment breakdown not available.

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