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Side-by-side financial comparison of HELEN OF TROY LTD (HELE) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

HELEN OF TROY LTD is the larger business by last-quarter revenue ($512.8M vs $365.8M, roughly 1.4× UNITED FIRE GROUP INC). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs -3.4%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs 2.4%).

Helen of Troy Limited is an American publicly traded designer, developer and worldwide marketer of consumer brand-name housewares, health and home, and beauty products under owned and licensed brands. It is the parent corporation of OXO International Ltd., Kaz, Inc., Steel Technology, LLC, and Idelle Labs, Ltd, among others. The company is headquartered in Hamilton, Bermuda, with U.S. operations headquartered in El Paso, Texas. The company is named after the mythic figure Helen of Troy.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

HELE vs UFCS — Head-to-Head

Bigger by revenue
HELE
HELE
1.4× larger
HELE
$512.8M
$365.8M
UFCS
Growing faster (revenue YoY)
UFCS
UFCS
+13.2% gap
UFCS
9.8%
-3.4%
HELE
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
2.4%
HELE

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
HELE
HELE
UFCS
UFCS
Revenue
$512.8M
$365.8M
Net Profit
$-84.1M
Gross Margin
46.9%
Operating Margin
-1.6%
13.2%
Net Margin
-16.4%
Revenue YoY
-3.4%
9.8%
Net Profit YoY
-269.4%
EPS (diluted)
$-3.65
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HELE
HELE
UFCS
UFCS
Q4 25
$512.8M
$365.8M
Q3 25
$431.8M
$354.0M
Q2 25
$371.7M
$335.5M
Q1 25
$485.9M
$331.1M
Q4 24
$530.7M
$333.2M
Q3 24
$474.2M
$323.0M
Q2 24
$416.8M
$301.2M
Q1 24
$489.2M
$296.0M
Net Profit
HELE
HELE
UFCS
UFCS
Q4 25
$-84.1M
Q3 25
$-308.6M
$39.2M
Q2 25
$-450.7M
$22.9M
Q1 25
$50.9M
$17.7M
Q4 24
$49.6M
Q3 24
$17.0M
$19.7M
Q2 24
$6.2M
$-2.7M
Q1 24
$42.7M
$13.5M
Gross Margin
HELE
HELE
UFCS
UFCS
Q4 25
46.9%
Q3 25
44.2%
Q2 25
47.1%
Q1 25
48.6%
Q4 24
48.9%
Q3 24
45.6%
Q2 24
48.7%
Q1 24
49.0%
Operating Margin
HELE
HELE
UFCS
UFCS
Q4 25
-1.6%
13.2%
Q3 25
-73.1%
13.7%
Q2 25
-109.5%
8.7%
Q1 25
0.4%
6.6%
Q4 24
14.2%
11.9%
Q3 24
7.3%
7.7%
Q2 24
7.4%
-1.3%
Q1 24
13.5%
5.5%
Net Margin
HELE
HELE
UFCS
UFCS
Q4 25
-16.4%
Q3 25
-71.5%
11.1%
Q2 25
-121.3%
6.8%
Q1 25
10.5%
5.3%
Q4 24
9.3%
Q3 24
3.6%
6.1%
Q2 24
1.5%
-0.9%
Q1 24
8.7%
4.6%
EPS (diluted)
HELE
HELE
UFCS
UFCS
Q4 25
$-3.65
$1.45
Q3 25
$-13.44
$1.49
Q2 25
$-19.65
$0.87
Q1 25
$2.20
$0.67
Q4 24
$2.17
$1.22
Q3 24
$0.74
$0.76
Q2 24
$0.26
$-0.11
Q1 24
$1.76
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HELE
HELE
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$27.1M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$852.3M
$941.2M
Total Assets
$2.3B
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HELE
HELE
UFCS
UFCS
Q4 25
$27.1M
$156.3M
Q3 25
$22.4M
$233.7M
Q2 25
$22.7M
$202.1M
Q1 25
$18.9M
$183.7M
Q4 24
$40.8M
$200.9M
Q3 24
$20.1M
$197.4M
Q2 24
$16.1M
$153.4M
Q1 24
$18.5M
$217.8M
Total Debt
HELE
HELE
UFCS
UFCS
Q4 25
Q3 25
Q2 25
Q1 25
$921.9M
Q4 24
Q3 24
Q2 24
Q1 24
$672.0M
Stockholders' Equity
HELE
HELE
UFCS
UFCS
Q4 25
$852.3M
$941.2M
Q3 25
$926.3M
$898.7M
Q2 25
$1.2B
$845.7M
Q1 25
$1.7B
$817.7M
Q4 24
$1.6B
$781.5M
Q3 24
$1.6B
$785.8M
Q2 24
$1.5B
$726.6M
Q1 24
$1.6B
$736.8M
Total Assets
HELE
HELE
UFCS
UFCS
Q4 25
$2.3B
$3.8B
Q3 25
$2.4B
$3.8B
Q2 25
$2.7B
$3.7B
Q1 25
$3.1B
$3.5B
Q4 24
$3.0B
$3.5B
Q3 24
$2.9B
$3.5B
Q2 24
$2.8B
$3.4B
Q1 24
$2.8B
$3.2B
Debt / Equity
HELE
HELE
UFCS
UFCS
Q4 25
Q3 25
Q2 25
Q1 25
0.55×
Q4 24
Q3 24
Q2 24
Q1 24
0.41×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HELE
HELE
UFCS
UFCS
Operating Cash FlowLast quarter
$11.9M
$269.7M
Free Cash FlowOCF − Capex
$5.8M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$55.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HELE
HELE
UFCS
UFCS
Q4 25
$11.9M
$269.7M
Q3 25
$-10.5M
$60.8M
Q2 25
$58.3M
$53.4M
Q1 25
$35.0M
$35.7M
Q4 24
$8.3M
$340.3M
Q3 24
$44.6M
$56.5M
Q2 24
$25.3M
$91.3M
Q1 24
$73.6M
$36.2M
Free Cash Flow
HELE
HELE
UFCS
UFCS
Q4 25
$5.8M
Q3 25
$-21.9M
Q2 25
$45.0M
Q1 25
$27.1M
Q4 24
$191.0K
Q3 24
$39.7M
Q2 24
$16.2M
Q1 24
$66.6M
FCF Margin
HELE
HELE
UFCS
UFCS
Q4 25
1.1%
Q3 25
-5.1%
Q2 25
12.1%
Q1 25
5.6%
Q4 24
0.0%
Q3 24
8.4%
Q2 24
3.9%
Q1 24
13.6%
Capex Intensity
HELE
HELE
UFCS
UFCS
Q4 25
1.2%
Q3 25
2.7%
Q2 25
3.6%
Q1 25
1.6%
Q4 24
1.5%
Q3 24
1.0%
Q2 24
2.2%
Q1 24
1.4%
Cash Conversion
HELE
HELE
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
0.69×
2.02×
Q4 24
0.17×
Q3 24
2.62×
2.86×
Q2 24
4.08×
Q1 24
1.72×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HELE
HELE

Beauty Wellness$283.2M55%
Home Outdoor$229.6M45%

UFCS
UFCS

Segment breakdown not available.

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