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Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and cbdMD, Inc. (YCBD). Click either name above to swap in a different company.

Home Federal Bancorp, Inc. of Louisiana is the larger business by last-quarter revenue ($6.0M vs $5.0M, roughly 1.2× cbdMD, Inc.). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs -5.6%, a 33.5% gap on every dollar of revenue. On growth, Home Federal Bancorp, Inc. of Louisiana posted the faster year-over-year revenue change (18.2% vs -1.9%). Over the past eight quarters, Home Federal Bancorp, Inc. of Louisiana's revenue compounded faster (10.7% CAGR vs 7.1%).

Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.

cbdMD, Inc. is a U.S.-based consumer wellness company that manufactures and distributes hemp-derived CBD products, including tinctures, topicals, gummies, pet care items, and bath products. All offerings undergo third-party quality testing, and are sold via e-commerce platforms, brick-and-mortar retail stores, and wellness partner channels primarily across the United States.

HFBL vs YCBD — Head-to-Head

Bigger by revenue
HFBL
HFBL
1.2× larger
HFBL
$6.0M
$5.0M
YCBD
Growing faster (revenue YoY)
HFBL
HFBL
+20.1% gap
HFBL
18.2%
-1.9%
YCBD
Higher net margin
HFBL
HFBL
33.5% more per $
HFBL
27.8%
-5.6%
YCBD
Faster 2-yr revenue CAGR
HFBL
HFBL
Annualised
HFBL
10.7%
7.1%
YCBD

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
HFBL
HFBL
YCBD
YCBD
Revenue
$6.0M
$5.0M
Net Profit
$1.7M
$-283.1K
Gross Margin
59.8%
Operating Margin
35.1%
-5.7%
Net Margin
27.8%
-5.6%
Revenue YoY
18.2%
-1.9%
Net Profit YoY
64.2%
-1975.7%
EPS (diluted)
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HFBL
HFBL
YCBD
YCBD
Q4 25
$6.0M
$5.0M
Q3 25
$5.9M
$4.7M
Q2 25
$5.6M
$4.6M
Q1 25
$5.2M
$4.7M
Q4 24
$5.1M
$5.1M
Q3 24
$4.7M
$4.6M
Q2 24
$4.9M
$5.2M
Q1 24
$4.9M
$4.4M
Net Profit
HFBL
HFBL
YCBD
YCBD
Q4 25
$1.7M
$-283.1K
Q3 25
$1.6M
$-680.0K
Q2 25
$1.2M
$-895.3K
Q1 25
$748.0K
$-480.8K
Q4 24
$1.0M
$15.1K
Q3 24
$941.0K
$-152.8K
Q2 24
$638.0K
$459.7K
Q1 24
$732.0K
$-3.0M
Gross Margin
HFBL
HFBL
YCBD
YCBD
Q4 25
59.8%
Q3 25
58.8%
Q2 25
61.5%
Q1 25
62.3%
Q4 24
66.5%
Q3 24
53.9%
Q2 24
65.8%
Q1 24
59.0%
Operating Margin
HFBL
HFBL
YCBD
YCBD
Q4 25
35.1%
-5.7%
Q3 25
34.1%
-14.5%
Q2 25
27.5%
-19.6%
Q1 25
18.3%
-10.2%
Q4 24
23.7%
-1.7%
Q3 24
19.9%
-6.9%
Q2 24
16.9%
-7.4%
Q1 24
18.5%
-35.4%
Net Margin
HFBL
HFBL
YCBD
YCBD
Q4 25
27.8%
-5.6%
Q3 25
27.1%
-14.4%
Q2 25
20.9%
-19.4%
Q1 25
14.4%
-10.1%
Q4 24
20.0%
0.3%
Q3 24
19.9%
-3.4%
Q2 24
13.1%
8.9%
Q1 24
14.9%
-68.8%
EPS (diluted)
HFBL
HFBL
YCBD
YCBD
Q4 25
$0.54
Q3 25
$0.52
Q2 25
$0.38
Q1 25
$0.24
Q4 24
$0.33
Q3 24
$0.31
Q2 24
$0.21
$-0.15
Q1 24
$0.24
$-1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HFBL
HFBL
YCBD
YCBD
Cash + ST InvestmentsLiquidity on hand
$3.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$57.7M
$9.0M
Total Assets
$621.4M
$11.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HFBL
HFBL
YCBD
YCBD
Q4 25
$3.4M
Q3 25
$2.3M
Q2 25
$1.1M
Q1 25
$1.8M
Q4 24
$2.0M
Q3 24
$2.5M
Q2 24
$2.4M
Q1 24
$2.1M
Stockholders' Equity
HFBL
HFBL
YCBD
YCBD
Q4 25
$57.7M
$9.0M
Q3 25
$56.6M
$7.2M
Q2 25
$55.2M
$6.1M
Q1 25
$54.7M
$665.8K
Q4 24
$53.9M
$1.8M
Q3 24
$54.3M
$2.0M
Q2 24
$52.8M
$3.0M
Q1 24
$52.5M
$3.1M
Total Assets
HFBL
HFBL
YCBD
YCBD
Q4 25
$621.4M
$11.8M
Q3 25
$622.6M
$10.4M
Q2 25
$609.5M
$9.9M
Q1 25
$619.6M
$10.9M
Q4 24
$607.8M
$11.5M
Q3 24
$628.4M
$10.6M
Q2 24
$637.5M
$13.8M
Q1 24
$643.0M
$14.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HFBL
HFBL
YCBD
YCBD
Operating Cash FlowLast quarter
$2.9M
$-812.5K
Free Cash FlowOCF − Capex
$-977.3K
FCF MarginFCF / Revenue
-19.5%
Capex IntensityCapex / Revenue
3.3%
Cash ConversionOCF / Net Profit
1.70×
TTM Free Cash FlowTrailing 4 quarters
$-2.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HFBL
HFBL
YCBD
YCBD
Q4 25
$2.9M
$-812.5K
Q3 25
$2.8M
$-240.7K
Q2 25
$5.5M
$-704.2K
Q1 25
$991.0K
$-189.5K
Q4 24
$2.6M
$-317.9K
Q3 24
$871.0K
$167.4K
Q2 24
$2.3M
$289.8K
Q1 24
$650.0K
$-704.1K
Free Cash Flow
HFBL
HFBL
YCBD
YCBD
Q4 25
$-977.3K
Q3 25
$-243.6K
Q2 25
$-705.7K
Q1 25
$-205.0K
Q4 24
$-482.3K
Q3 24
$843.0K
$157.4K
Q2 24
$2.3M
Q1 24
$-708.7K
FCF Margin
HFBL
HFBL
YCBD
YCBD
Q4 25
-19.5%
Q3 25
-5.2%
Q2 25
-15.3%
Q1 25
-4.3%
Q4 24
-9.4%
Q3 24
17.8%
3.5%
Q2 24
46.8%
Q1 24
-16.2%
Capex Intensity
HFBL
HFBL
YCBD
YCBD
Q4 25
3.3%
Q3 25
0.1%
Q2 25
0.0%
Q1 25
0.3%
Q4 24
3.2%
Q3 24
0.6%
0.2%
Q2 24
0.8%
0.0%
Q1 24
0.1%
Cash Conversion
HFBL
HFBL
YCBD
YCBD
Q4 25
1.70×
Q3 25
1.74×
Q2 25
4.64×
Q1 25
1.32×
Q4 24
2.54×
-21.06×
Q3 24
0.93×
Q2 24
3.63×
0.63×
Q1 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HFBL
HFBL

Segment breakdown not available.

YCBD
YCBD

Sales Channel Directly To Consumer$3.6M72%
Sales Channel Through Intermediary$1.4M28%

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