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Side-by-side financial comparison of Hamilton Insurance Group, Ltd. (HG) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.

Hamilton Insurance Group, Ltd. is the larger business by last-quarter revenue ($758.9M vs $570.0M, roughly 1.3× TTEC Holdings, Inc.). Hamilton Insurance Group, Ltd. runs the higher net margin — 17.6% vs -29.9%, a 47.5% gap on every dollar of revenue. On growth, TTEC Holdings, Inc. posted the faster year-over-year revenue change (0.4% vs -1.3%). Over the past eight quarters, Hamilton Insurance Group, Ltd.'s revenue compounded faster (13.6% CAGR vs -0.6%).

White Mountains Insurance Group is a diversified insurance and related financial services holding company based in Hamilton, Bermuda. Redomiciled from Delaware, United States, on October 25, 1999, the company conducts most of its business through its insurance subsidiaries and other affiliates.

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

HG vs TTEC — Head-to-Head

Bigger by revenue
HG
HG
1.3× larger
HG
$758.9M
$570.0M
TTEC
Growing faster (revenue YoY)
TTEC
TTEC
+1.7% gap
TTEC
0.4%
-1.3%
HG
Higher net margin
HG
HG
47.5% more per $
HG
17.6%
-29.9%
TTEC
Faster 2-yr revenue CAGR
HG
HG
Annualised
HG
13.6%
-0.6%
TTEC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HG
HG
TTEC
TTEC
Revenue
$758.9M
$570.0M
Net Profit
$133.5M
$-170.5M
Gross Margin
Operating Margin
-30.3%
Net Margin
17.6%
-29.9%
Revenue YoY
-1.3%
0.4%
Net Profit YoY
19.7%
-3791.9%
EPS (diluted)
$1.31
$-3.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HG
HG
TTEC
TTEC
Q1 26
$758.9M
Q4 25
$728.3M
$570.0M
Q3 25
$667.6M
$519.1M
Q2 25
$740.8M
$513.6M
Q1 25
$768.8M
$534.2M
Q4 24
$570.5M
$567.4M
Q3 24
$512.8M
$529.4M
Q2 24
$587.9M
$534.1M
Net Profit
HG
HG
TTEC
TTEC
Q1 26
$133.5M
Q4 25
$214.6M
$-170.5M
Q3 25
$176.4M
$-13.4M
Q2 25
$267.8M
$-8.0M
Q1 25
$181.3M
$1.4M
Q4 24
$74.4M
$4.6M
Q3 24
$61.0M
$-21.1M
Q2 24
$200.4M
$-299.5M
Operating Margin
HG
HG
TTEC
TTEC
Q1 26
Q4 25
26.0%
-30.3%
Q3 25
27.0%
2.4%
Q2 25
36.5%
3.7%
Q1 25
24.0%
4.5%
Q4 24
13.4%
2.7%
Q3 24
12.5%
2.4%
Q2 24
34.5%
-42.0%
Net Margin
HG
HG
TTEC
TTEC
Q1 26
17.6%
Q4 25
29.5%
-29.9%
Q3 25
26.4%
-2.6%
Q2 25
36.1%
-1.6%
Q1 25
23.6%
0.3%
Q4 24
13.0%
0.8%
Q3 24
11.9%
-4.0%
Q2 24
34.1%
-56.1%
EPS (diluted)
HG
HG
TTEC
TTEC
Q1 26
$1.31
Q4 25
$1.67
$-3.57
Q3 25
$1.32
$-0.28
Q2 25
$1.79
$-0.17
Q1 25
$0.77
$0.03
Q4 24
$0.35
$0.05
Q3 24
$0.74
$-0.44
Q2 24
$1.20
$-6.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HG
HG
TTEC
TTEC
Cash + ST InvestmentsLiquidity on hand
$842.5M
$82.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.7B
$112.9M
Total Assets
$9.9B
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HG
HG
TTEC
TTEC
Q1 26
$842.5M
Q4 25
$1.1B
$82.9M
Q3 25
$955.1M
$73.5M
Q2 25
$985.6M
$82.6M
Q1 25
$838.5M
$85.1M
Q4 24
$996.5M
$85.0M
Q3 24
$957.4M
$96.9M
Q2 24
$1.0B
$79.8M
Total Debt
HG
HG
TTEC
TTEC
Q1 26
Q4 25
$149.7M
Q3 25
$149.7M
Q2 25
$149.7M
Q1 25
$150.0M
Q4 24
$149.9M
Q3 24
$149.9M
Q2 24
$149.9M
Stockholders' Equity
HG
HG
TTEC
TTEC
Q1 26
$2.7B
Q4 25
$2.8B
$112.9M
Q3 25
$2.7B
$280.8M
Q2 25
$2.6B
$295.2M
Q1 25
$2.4B
$281.5M
Q4 24
$2.3B
$268.1M
Q3 24
$2.3B
$295.1M
Q2 24
$2.2B
$304.2M
Total Assets
HG
HG
TTEC
TTEC
Q1 26
$9.9B
Q4 25
$9.6B
$1.5B
Q3 25
$9.2B
$1.7B
Q2 25
$8.9B
$1.7B
Q1 25
$8.3B
$1.7B
Q4 24
$7.8B
$1.8B
Q3 24
$7.8B
$1.8B
Q2 24
$7.6B
$1.8B
Debt / Equity
HG
HG
TTEC
TTEC
Q1 26
Q4 25
0.05×
Q3 25
0.06×
Q2 25
0.06×
Q1 25
0.06×
Q4 24
0.06×
Q3 24
0.06×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HG
HG
TTEC
TTEC
Operating Cash FlowLast quarter
$2.6M
Free Cash FlowOCF − Capex
$-9.2M
FCF MarginFCF / Revenue
-1.6%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$83.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HG
HG
TTEC
TTEC
Q1 26
Q4 25
$293.4M
$2.6M
Q3 25
$295.6M
$4.2M
Q2 25
$218.4M
$92.7M
Q1 25
$34.9M
$21.6M
Q4 24
$284.1M
$-1.1M
Q3 24
$160.6M
$-91.4M
Q2 24
$156.4M
$49.3M
Free Cash Flow
HG
HG
TTEC
TTEC
Q1 26
Q4 25
$-9.2M
Q3 25
$-9.6M
Q2 25
$85.5M
Q1 25
$16.2M
Q4 24
$-9.8M
Q3 24
$-100.2M
Q2 24
$35.1M
FCF Margin
HG
HG
TTEC
TTEC
Q1 26
Q4 25
-1.6%
Q3 25
-1.8%
Q2 25
16.7%
Q1 25
3.0%
Q4 24
-1.7%
Q3 24
-18.9%
Q2 24
6.6%
Capex Intensity
HG
HG
TTEC
TTEC
Q1 26
Q4 25
2.1%
Q3 25
2.7%
Q2 25
1.4%
Q1 25
1.0%
Q4 24
1.5%
Q3 24
1.7%
Q2 24
2.7%
Cash Conversion
HG
HG
TTEC
TTEC
Q1 26
Q4 25
1.37×
Q3 25
1.68×
Q2 25
0.82×
Q1 25
0.19×
15.60×
Q4 24
3.82×
-0.24×
Q3 24
2.63×
Q2 24
0.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HG
HG

Segment breakdown not available.

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

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