vs

Side-by-side financial comparison of HARTE HANKS INC (HHS) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

HARTE HANKS INC is the larger business by last-quarter revenue ($39.9M vs $22.2M, roughly 1.8× USCB FINANCIAL HOLDINGS, INC.). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs 5.5%, a 0.6% gap on every dollar of revenue. On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs -15.4%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-686.0K). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs -6.4%).

Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

HHS vs USCB — Head-to-Head

Bigger by revenue
HHS
HHS
1.8× larger
HHS
$39.9M
$22.2M
USCB
Growing faster (revenue YoY)
USCB
USCB
+30.1% gap
USCB
14.7%
-15.4%
HHS
Higher net margin
USCB
USCB
0.6% more per $
USCB
6.1%
5.5%
HHS
More free cash flow
USCB
USCB
$43.2M more FCF
USCB
$42.5M
$-686.0K
HHS
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
-6.4%
HHS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HHS
HHS
USCB
USCB
Revenue
$39.9M
$22.2M
Net Profit
$2.2M
$1.4M
Gross Margin
Operating Margin
-0.3%
14.7%
Net Margin
5.5%
6.1%
Revenue YoY
-15.4%
14.7%
Net Profit YoY
-80.3%
EPS (diluted)
$0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HHS
HHS
USCB
USCB
Q4 25
$39.9M
$22.2M
Q3 25
$39.5M
$25.0M
Q2 25
$38.6M
$24.4M
Q1 25
$41.6M
$22.8M
Q4 24
$47.1M
$23.0M
Q3 24
$47.6M
$21.5M
Q2 24
$45.0M
$20.5M
Q1 24
$45.4M
$17.6M
Net Profit
HHS
HHS
USCB
USCB
Q4 25
$2.2M
$1.4M
Q3 25
$-2.3M
$8.9M
Q2 25
$-335.0K
$8.1M
Q1 25
$-392.0K
$7.7M
Q4 24
$6.9M
Q3 24
$142.0K
$6.9M
Q2 24
$-27.8M
$6.2M
Q1 24
$-171.0K
$4.6M
Operating Margin
HHS
HHS
USCB
USCB
Q4 25
-0.3%
14.7%
Q3 25
1.3%
47.3%
Q2 25
0.1%
44.0%
Q1 25
-0.1%
44.2%
Q4 24
-3.3%
39.6%
Q3 24
4.0%
42.5%
Q2 24
3.0%
39.8%
Q1 24
0.8%
34.3%
Net Margin
HHS
HHS
USCB
USCB
Q4 25
5.5%
6.1%
Q3 25
-5.8%
35.8%
Q2 25
-0.9%
33.4%
Q1 25
-0.9%
33.5%
Q4 24
30.0%
Q3 24
0.3%
32.3%
Q2 24
-61.8%
30.3%
Q1 24
-0.4%
26.2%
EPS (diluted)
HHS
HHS
USCB
USCB
Q4 25
$0.30
Q3 25
$-0.31
$0.45
Q2 25
$-0.05
Q1 25
$-0.05
Q4 24
$-0.31
Q3 24
$0.02
$0.35
Q2 24
$-3.84
Q1 24
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HHS
HHS
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$5.6M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$20.5M
$217.2M
Total Assets
$91.8M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HHS
HHS
USCB
USCB
Q4 25
$5.6M
$38.5M
Q3 25
$6.5M
$56.8M
Q2 25
$4.8M
$54.8M
Q1 25
$9.0M
$98.0M
Q4 24
$9.8M
$77.0M
Q3 24
$5.9M
$38.5M
Q2 24
$11.0M
$77.3M
Q1 24
$11.5M
$126.5M
Stockholders' Equity
HHS
HHS
USCB
USCB
Q4 25
$20.5M
$217.2M
Q3 25
$19.9M
$209.1M
Q2 25
$22.2M
$231.6M
Q1 25
$21.4M
$225.1M
Q4 24
$21.7M
$215.4M
Q3 24
$21.0M
$213.9M
Q2 24
$20.6M
$201.0M
Q1 24
$20.0M
$195.0M
Total Assets
HHS
HHS
USCB
USCB
Q4 25
$91.8M
$2.8B
Q3 25
$92.7M
$2.8B
Q2 25
$95.0M
$2.7B
Q1 25
$100.6M
$2.7B
Q4 24
$101.8M
$2.6B
Q3 24
$108.1M
$2.5B
Q2 24
$109.7M
$2.5B
Q1 24
$113.4M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HHS
HHS
USCB
USCB
Operating Cash FlowLast quarter
$737.0K
$42.8M
Free Cash FlowOCF − Capex
$-686.0K
$42.5M
FCF MarginFCF / Revenue
-1.7%
191.4%
Capex IntensityCapex / Revenue
3.6%
1.4%
Cash ConversionOCF / Net Profit
0.33×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$-4.5M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HHS
HHS
USCB
USCB
Q4 25
$737.0K
$42.8M
Q3 25
$3.2M
$20.1M
Q2 25
$-4.8M
$18.0M
Q1 25
$-818.0K
$14.6M
Q4 24
$4.0M
$34.8M
Q3 24
$-2.9M
$11.3M
Q2 24
$1.6M
$18.3M
Q1 24
$-5.7M
$8.1M
Free Cash Flow
HHS
HHS
USCB
USCB
Q4 25
$-686.0K
$42.5M
Q3 25
$2.2M
$20.0M
Q2 25
$-5.1M
$18.0M
Q1 25
$-923.0K
$14.6M
Q4 24
$3.4M
$34.5M
Q3 24
$-4.9M
$11.2M
Q2 24
$926.0K
$18.2M
Q1 24
$-6.2M
$8.0M
FCF Margin
HHS
HHS
USCB
USCB
Q4 25
-1.7%
191.4%
Q3 25
5.5%
80.3%
Q2 25
-13.1%
73.7%
Q1 25
-2.2%
63.9%
Q4 24
7.3%
150.2%
Q3 24
-10.2%
52.2%
Q2 24
2.1%
88.8%
Q1 24
-13.7%
45.4%
Capex Intensity
HHS
HHS
USCB
USCB
Q4 25
3.6%
1.4%
Q3 25
2.5%
0.5%
Q2 25
0.6%
0.2%
Q1 25
0.3%
0.2%
Q4 24
1.3%
1.4%
Q3 24
4.0%
0.4%
Q2 24
1.5%
0.4%
Q1 24
1.2%
0.5%
Cash Conversion
HHS
HHS
USCB
USCB
Q4 25
0.33×
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
-20.76×
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HHS
HHS

Fulfillment And Logistics Services$17.3M43%
Customer Care$13.7M34%
Other$8.9M22%

USCB
USCB

Segment breakdown not available.

Related Comparisons