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Side-by-side financial comparison of Hippo Holdings Inc. (HIPO) and PAMT CORP (PAMT). Click either name above to swap in a different company.

PAMT CORP is the larger business by last-quarter revenue ($141.3M vs $120.4M, roughly 1.2× Hippo Holdings Inc.). Hippo Holdings Inc. runs the higher net margin — 5.0% vs -20.7%, a 25.7% gap on every dollar of revenue. On growth, Hippo Holdings Inc. posted the faster year-over-year revenue change (18.2% vs -15.1%). Hippo Holdings Inc. produced more free cash flow last quarter ($9.1M vs $-25.0M). Over the past eight quarters, Hippo Holdings Inc.'s revenue compounded faster (18.9% CAGR vs -12.0%).

Hippo Valley Estate is a sugar estate found near the town of Chiredzi in Chiredzi District of southeastern Zimbabwe, on the Runde River near the border with Mozambique.

HIPO vs PAMT — Head-to-Head

Bigger by revenue
PAMT
PAMT
1.2× larger
PAMT
$141.3M
$120.4M
HIPO
Growing faster (revenue YoY)
HIPO
HIPO
+33.3% gap
HIPO
18.2%
-15.1%
PAMT
Higher net margin
HIPO
HIPO
25.7% more per $
HIPO
5.0%
-20.7%
PAMT
More free cash flow
HIPO
HIPO
$34.1M more FCF
HIPO
$9.1M
$-25.0M
PAMT
Faster 2-yr revenue CAGR
HIPO
HIPO
Annualised
HIPO
18.9%
-12.0%
PAMT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HIPO
HIPO
PAMT
PAMT
Revenue
$120.4M
$141.3M
Net Profit
$6.0M
$-29.3M
Gross Margin
Operating Margin
5.6%
-27.0%
Net Margin
5.0%
-20.7%
Revenue YoY
18.2%
-15.1%
Net Profit YoY
-86.4%
7.4%
EPS (diluted)
$0.31
$-1.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HIPO
HIPO
PAMT
PAMT
Q4 25
$120.4M
$141.3M
Q3 25
$120.6M
$150.3M
Q2 25
$117.3M
$151.1M
Q1 25
$110.3M
$155.3M
Q4 24
$101.9M
$166.5M
Q3 24
$95.5M
$182.6M
Q2 24
$89.6M
$182.9M
Q1 24
$85.1M
$182.6M
Net Profit
HIPO
HIPO
PAMT
PAMT
Q4 25
$6.0M
$-29.3M
Q3 25
$98.1M
$-5.6M
Q2 25
$1.3M
$-9.6M
Q1 25
$-47.7M
$-8.1M
Q4 24
$44.2M
$-31.6M
Q3 24
$-8.5M
$2.4M
Q2 24
$-40.5M
$-2.9M
Q1 24
$-35.7M
$281.0K
Operating Margin
HIPO
HIPO
PAMT
PAMT
Q4 25
5.6%
-27.0%
Q3 25
81.3%
-3.8%
Q2 25
3.4%
-7.3%
Q1 25
-41.3%
-5.9%
Q4 24
46.3%
-22.6%
Q3 24
-5.4%
1.3%
Q2 24
-40.7%
-0.4%
Q1 24
-38.7%
-0.4%
Net Margin
HIPO
HIPO
PAMT
PAMT
Q4 25
5.0%
-20.7%
Q3 25
81.3%
-3.7%
Q2 25
1.1%
-6.4%
Q1 25
-43.2%
-5.2%
Q4 24
43.4%
-19.0%
Q3 24
-8.9%
1.3%
Q2 24
-45.2%
-1.6%
Q1 24
-42.0%
0.2%
EPS (diluted)
HIPO
HIPO
PAMT
PAMT
Q4 25
$0.31
$-1.38
Q3 25
$3.77
$-0.27
Q2 25
$0.05
$-0.46
Q1 25
$-1.91
$-0.37
Q4 24
$1.81
$-1.44
Q3 24
$-0.34
$0.11
Q2 24
$-1.64
$-0.13
Q1 24
$-1.47
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HIPO
HIPO
PAMT
PAMT
Cash + ST InvestmentsLiquidity on hand
$218.3M
$83.7M
Total DebtLower is stronger
$333.9M
Stockholders' EquityBook value
$436.1M
$210.5M
Total Assets
$1.9B
$697.9M
Debt / EquityLower = less leverage
1.59×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HIPO
HIPO
PAMT
PAMT
Q4 25
$218.3M
$83.7M
Q3 25
$247.7M
$115.6M
Q2 25
$198.9M
$117.3M
Q1 25
$140.9M
$102.7M
Q4 24
$197.6M
$110.7M
Q3 24
$191.2M
$92.3M
Q2 24
$175.9M
$114.0M
Q1 24
$223.4M
$125.8M
Total Debt
HIPO
HIPO
PAMT
PAMT
Q4 25
$333.9M
Q3 25
Q2 25
Q1 25
Q4 24
$325.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HIPO
HIPO
PAMT
PAMT
Q4 25
$436.1M
$210.5M
Q3 25
$421.5M
$239.5M
Q2 25
$332.5M
$244.9M
Q1 25
$322.8M
$269.6M
Q4 24
$362.1M
$277.5M
Q3 24
$326.4M
$308.9M
Q2 24
$322.6M
$306.7M
Q1 24
$351.2M
$314.6M
Total Assets
HIPO
HIPO
PAMT
PAMT
Q4 25
$1.9B
$697.9M
Q3 25
$1.9B
$715.2M
Q2 25
$1.7B
$707.9M
Q1 25
$1.5B
$712.6M
Q4 24
$1.5B
$741.7M
Q3 24
$1.5B
$756.7M
Q2 24
$1.5B
$733.5M
Q1 24
$1.5B
$746.4M
Debt / Equity
HIPO
HIPO
PAMT
PAMT
Q4 25
1.59×
Q3 25
Q2 25
Q1 25
Q4 24
1.17×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HIPO
HIPO
PAMT
PAMT
Operating Cash FlowLast quarter
$9.2M
$-5.8M
Free Cash FlowOCF − Capex
$9.1M
$-25.0M
FCF MarginFCF / Revenue
7.6%
-17.7%
Capex IntensityCapex / Revenue
0.1%
13.6%
Cash ConversionOCF / Net Profit
1.53×
TTM Free Cash FlowTrailing 4 quarters
$14.8M
$-23.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HIPO
HIPO
PAMT
PAMT
Q4 25
$9.2M
$-5.8M
Q3 25
$16.9M
$5.9M
Q2 25
$24.7M
$12.2M
Q1 25
$-35.6M
$5.0M
Q4 24
$47.5M
$15.2M
Q3 24
$46.8M
$15.5M
Q2 24
$-10.6M
$18.7M
Q1 24
$17.7M
$9.6M
Free Cash Flow
HIPO
HIPO
PAMT
PAMT
Q4 25
$9.1M
$-25.0M
Q3 25
$16.8M
$2.5M
Q2 25
$24.6M
$5.9M
Q1 25
$-35.7M
$-6.8M
Q4 24
$47.2M
$-39.9M
Q3 24
$-33.6M
Q2 24
$-10.7M
$4.1M
Q1 24
$17.6M
$-12.2M
FCF Margin
HIPO
HIPO
PAMT
PAMT
Q4 25
7.6%
-17.7%
Q3 25
13.9%
1.7%
Q2 25
21.0%
3.9%
Q1 25
-32.4%
-4.4%
Q4 24
46.3%
-24.0%
Q3 24
-18.4%
Q2 24
-11.9%
2.2%
Q1 24
20.7%
-6.7%
Capex Intensity
HIPO
HIPO
PAMT
PAMT
Q4 25
0.1%
13.6%
Q3 25
0.1%
2.3%
Q2 25
0.1%
4.2%
Q1 25
0.1%
7.6%
Q4 24
0.3%
33.1%
Q3 24
0.0%
26.9%
Q2 24
0.1%
8.0%
Q1 24
0.1%
12.0%
Cash Conversion
HIPO
HIPO
PAMT
PAMT
Q4 25
1.53×
Q3 25
0.17×
Q2 25
19.00×
Q1 25
Q4 24
1.07×
Q3 24
6.44×
Q2 24
Q1 24
34.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HIPO
HIPO

Segment breakdown not available.

PAMT
PAMT

Freight Transportation Service$123.1M87%
Fuel Surcharge$18.2M13%

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