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Side-by-side financial comparison of Hippo Holdings Inc. (HIPO) and Vroom, Inc. (VRM). Click either name above to swap in a different company.
Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $120.4M, roughly 2.0× Hippo Holdings Inc.). Hippo Holdings Inc. runs the higher net margin — 5.0% vs -59.8%, a 64.8% gap on every dollar of revenue. On growth, Hippo Holdings Inc. posted the faster year-over-year revenue change (18.2% vs 12.9%). Hippo Holdings Inc. produced more free cash flow last quarter ($9.1M vs $-108.8M). Over the past eight quarters, Hippo Holdings Inc.'s revenue compounded faster (18.9% CAGR vs -49.5%).
Hippo Valley Estate is a sugar estate found near the town of Chiredzi in Chiredzi District of southeastern Zimbabwe, on the Runde River near the border with Mozambique.
Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.
HIPO vs VRM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2023
| Metric | | |
|---|---|---|
| Revenue | $120.4M | $235.9M |
| Net Profit | $6.0M | $-141.1M |
| Gross Margin | — | 12.3% |
| Operating Margin | 5.6% | -11.5% |
| Net Margin | 5.0% | -59.8% |
| Revenue YoY | 18.2% | 12.9% |
| Net Profit YoY | -86.4% | -669.8% |
| EPS (diluted) | $0.31 | $-80.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $120.4M | — | ||
| Q3 25 | $120.6M | — | ||
| Q2 25 | $117.3M | — | ||
| Q1 25 | $110.3M | — | ||
| Q4 24 | $101.9M | — | ||
| Q3 24 | $95.5M | — | ||
| Q2 24 | $89.6M | — | ||
| Q1 24 | $85.1M | — |
| Q4 25 | $6.0M | — | ||
| Q3 25 | $98.1M | — | ||
| Q2 25 | $1.3M | — | ||
| Q1 25 | $-47.7M | — | ||
| Q4 24 | $44.2M | — | ||
| Q3 24 | $-8.5M | — | ||
| Q2 24 | $-40.5M | — | ||
| Q1 24 | $-35.7M | — |
| Q4 25 | 5.6% | — | ||
| Q3 25 | 81.3% | — | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | -41.3% | — | ||
| Q4 24 | 46.3% | — | ||
| Q3 24 | -5.4% | — | ||
| Q2 24 | -40.7% | — | ||
| Q1 24 | -38.7% | — |
| Q4 25 | 5.0% | — | ||
| Q3 25 | 81.3% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | -43.2% | — | ||
| Q4 24 | 43.4% | — | ||
| Q3 24 | -8.9% | — | ||
| Q2 24 | -45.2% | — | ||
| Q1 24 | -42.0% | — |
| Q4 25 | $0.31 | — | ||
| Q3 25 | $3.77 | — | ||
| Q2 25 | $0.05 | — | ||
| Q1 25 | $-1.91 | — | ||
| Q4 24 | $1.81 | — | ||
| Q3 24 | $-0.34 | — | ||
| Q2 24 | $-1.64 | — | ||
| Q1 24 | $-1.47 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $218.3M | $135.6M |
| Total DebtLower is stronger | — | $454.2M |
| Stockholders' EquityBook value | $436.1M | $127.7M |
| Total Assets | $1.9B | $1.5B |
| Debt / EquityLower = less leverage | — | 3.56× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $218.3M | — | ||
| Q3 25 | $247.7M | — | ||
| Q2 25 | $198.9M | — | ||
| Q1 25 | $140.9M | — | ||
| Q4 24 | $197.6M | — | ||
| Q3 24 | $191.2M | — | ||
| Q2 24 | $175.9M | — | ||
| Q1 24 | $223.4M | — |
| Q4 25 | $436.1M | — | ||
| Q3 25 | $421.5M | — | ||
| Q2 25 | $332.5M | — | ||
| Q1 25 | $322.8M | — | ||
| Q4 24 | $362.1M | — | ||
| Q3 24 | $326.4M | — | ||
| Q2 24 | $322.6M | — | ||
| Q1 24 | $351.2M | — |
| Q4 25 | $1.9B | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-108.1M |
| Free Cash FlowOCF − Capex | $9.1M | $-108.8M |
| FCF MarginFCF / Revenue | 7.6% | -46.1% |
| Capex IntensityCapex / Revenue | 0.1% | 0.3% |
| Cash ConversionOCF / Net Profit | 1.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.8M | $-536.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | — | ||
| Q3 25 | $16.9M | — | ||
| Q2 25 | $24.7M | — | ||
| Q1 25 | $-35.6M | — | ||
| Q4 24 | $47.5M | — | ||
| Q3 24 | $46.8M | — | ||
| Q2 24 | $-10.6M | — | ||
| Q1 24 | $17.7M | — |
| Q4 25 | $9.1M | — | ||
| Q3 25 | $16.8M | — | ||
| Q2 25 | $24.6M | — | ||
| Q1 25 | $-35.7M | — | ||
| Q4 24 | $47.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $-10.7M | — | ||
| Q1 24 | $17.6M | — |
| Q4 25 | 7.6% | — | ||
| Q3 25 | 13.9% | — | ||
| Q2 25 | 21.0% | — | ||
| Q1 25 | -32.4% | — | ||
| Q4 24 | 46.3% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -11.9% | — | ||
| Q1 24 | 20.7% | — |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
| Q4 25 | 1.53× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 19.00× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.07× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
