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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $41.3M, roughly 1.4× Northfield Bancorp, Inc.). Hour Loop, Inc runs the higher net margin — -1.2% vs -1545.5%, a 1544.3% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs 3.0%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 15.0%).
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
HOUR vs NFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.1M | $41.3M |
| Net Profit | $-657.3K | $-27.4M |
| Gross Margin | 49.6% | — |
| Operating Margin | -1.5% | -1263.3% |
| Net Margin | -1.2% | -1545.5% |
| Revenue YoY | 3.0% | 12.7% |
| Net Profit YoY | 57.0% | -343.6% |
| EPS (diluted) | $-0.02 | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.1M | $41.3M | ||
| Q3 25 | $33.4M | $39.2M | ||
| Q2 25 | $27.1M | $38.9M | ||
| Q1 25 | $25.8M | $34.8M | ||
| Q4 24 | $54.4M | $36.7M | ||
| Q3 24 | $31.1M | $31.8M | ||
| Q2 24 | $28.1M | $31.5M | ||
| Q1 24 | $24.7M | $31.3M |
| Q4 25 | $-657.3K | $-27.4M | ||
| Q3 25 | $530.6K | $10.8M | ||
| Q2 25 | $1.2M | $9.6M | ||
| Q1 25 | $654.5K | $7.9M | ||
| Q4 24 | $-1.5M | $11.3M | ||
| Q3 24 | $469.6K | $6.5M | ||
| Q2 24 | $649.1K | $6.0M | ||
| Q1 24 | $1.1M | $6.2M |
| Q4 25 | 49.6% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 57.2% | — | ||
| Q1 25 | 54.7% | — | ||
| Q4 24 | 45.7% | — | ||
| Q3 24 | 54.8% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.6% | — |
| Q4 25 | -1.5% | -1263.3% | ||
| Q3 25 | 2.2% | 37.7% | ||
| Q2 25 | 6.0% | 35.6% | ||
| Q1 25 | 3.6% | 31.0% | ||
| Q4 24 | -4.5% | 38.0% | ||
| Q3 24 | 2.3% | 27.9% | ||
| Q2 24 | 3.3% | 29.1% | ||
| Q1 24 | 6.2% | 27.2% |
| Q4 25 | -1.2% | -1545.5% | ||
| Q3 25 | 1.6% | 27.4% | ||
| Q2 25 | 4.3% | 24.6% | ||
| Q1 25 | 2.5% | 22.6% | ||
| Q4 24 | -2.8% | 30.7% | ||
| Q3 24 | 1.5% | 20.5% | ||
| Q2 24 | 2.3% | 18.9% | ||
| Q1 24 | 4.3% | 19.9% |
| Q4 25 | $-0.02 | $-0.68 | ||
| Q3 25 | $0.01 | $0.27 | ||
| Q2 25 | $0.04 | $0.24 | ||
| Q1 25 | $0.02 | $0.19 | ||
| Q4 24 | $-0.04 | $0.27 | ||
| Q3 24 | $0.01 | $0.16 | ||
| Q2 24 | $0.02 | $0.14 | ||
| Q1 24 | $0.03 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $164.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $7.0M | $690.1M |
| Total Assets | $23.8M | $5.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $164.0M | ||
| Q3 25 | — | $131.7M | ||
| Q2 25 | — | $97.6M | ||
| Q1 25 | — | $101.7M | ||
| Q4 24 | — | $167.7M | ||
| Q3 24 | — | $232.9M | ||
| Q2 24 | — | $153.5M | ||
| Q1 24 | $2.9M | $238.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.0M | $690.1M | ||
| Q3 25 | $7.7M | $719.6M | ||
| Q2 25 | $7.2M | $710.3M | ||
| Q1 25 | $5.8M | $711.1M | ||
| Q4 24 | $5.2M | $704.7M | ||
| Q3 24 | $6.7M | $699.6M | ||
| Q2 24 | $6.2M | $693.0M | ||
| Q1 24 | $5.5M | $698.4M |
| Q4 25 | $23.8M | $5.8B | ||
| Q3 25 | $31.6M | $5.7B | ||
| Q2 25 | $23.0M | $5.7B | ||
| Q1 25 | $19.1M | $5.7B | ||
| Q4 24 | $20.0M | $5.7B | ||
| Q3 24 | $32.4M | $5.7B | ||
| Q2 24 | $20.2M | $5.7B | ||
| Q1 24 | $16.7M | $5.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0M | $53.7M |
| Free Cash FlowOCF − Capex | $3.0M | $52.5M |
| FCF MarginFCF / Revenue | 5.3% | 127.1% |
| Capex IntensityCapex / Revenue | 0.0% | 2.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.5M | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $53.7M | ||
| Q3 25 | $500.4K | $13.9M | ||
| Q2 25 | $-901.5K | $14.1M | ||
| Q1 25 | $-23.9K | $9.4M | ||
| Q4 24 | $1.5M | $31.1M | ||
| Q3 24 | $-2.2M | $14.0M | ||
| Q2 24 | $456.2K | $6.9M | ||
| Q1 24 | $492.9K | $4.2M |
| Q4 25 | $3.0M | $52.5M | ||
| Q3 25 | $449.3K | $13.6M | ||
| Q2 25 | $-901.6K | $13.9M | ||
| Q1 25 | $-24.6K | $9.2M | ||
| Q4 24 | $1.5M | $30.0M | ||
| Q3 24 | $-2.2M | $13.7M | ||
| Q2 24 | $439.4K | $6.7M | ||
| Q1 24 | $475.1K | $3.8M |
| Q4 25 | 5.3% | 127.1% | ||
| Q3 25 | 1.3% | 34.6% | ||
| Q2 25 | -3.3% | 35.7% | ||
| Q1 25 | -0.1% | 26.3% | ||
| Q4 24 | 2.8% | 81.6% | ||
| Q3 24 | -7.0% | 43.2% | ||
| Q2 24 | 1.6% | 21.1% | ||
| Q1 24 | 1.9% | 12.1% |
| Q4 25 | 0.0% | 2.8% | ||
| Q3 25 | 0.2% | 0.8% | ||
| Q2 25 | 0.0% | 0.6% | ||
| Q1 25 | 0.0% | 0.7% | ||
| Q4 24 | 0.0% | 3.1% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.1% | 0.8% | ||
| Q1 24 | 0.1% | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | 0.94× | 1.29× | ||
| Q2 25 | -0.77× | 1.48× | ||
| Q1 25 | -0.04× | 1.20× | ||
| Q4 24 | — | 2.76× | ||
| Q3 24 | -4.64× | 2.14× | ||
| Q2 24 | 0.70× | 1.16× | ||
| Q1 24 | 0.46× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
