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Side-by-side financial comparison of H&R BLOCK INC (HRB) and SFL Corp Ltd. (SFL). Click either name above to swap in a different company.

SFL Corp Ltd. is the larger business by last-quarter revenue ($353.7M vs $198.9M, roughly 1.8× H&R BLOCK INC). SFL Corp Ltd. runs the higher net margin — 1.1% vs -121.8%, a 122.9% gap on every dollar of revenue. On growth, H&R BLOCK INC posted the faster year-over-year revenue change (11.1% vs -27.0%).

H&R Block, Inc., or H&R Block, is an American tax preparation company operating in Canada, the United States, and Australia. The company was founded in 1955 in Kansas City, Missouri, by brothers Henry W. Bloch and Richard Bloch.

SFL Corp Ltd is a global maritime transportation and vessel owning enterprise with a diversified fleet including container ships, oil tankers, dry bulk carriers and offshore support vessels. It serves international logistics, energy and bulk commodity sectors, offering long-term and spot charter services to clients across major global trade routes.

HRB vs SFL — Head-to-Head

Bigger by revenue
SFL
SFL
1.8× larger
SFL
$353.7M
$198.9M
HRB
Growing faster (revenue YoY)
HRB
HRB
+38.0% gap
HRB
11.1%
-27.0%
SFL
Higher net margin
SFL
SFL
122.9% more per $
SFL
1.1%
-121.8%
HRB

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
HRB
HRB
SFL
SFL
Revenue
$198.9M
$353.7M
Net Profit
$-242.2M
$4.0M
Gross Margin
Operating Margin
-160.5%
22.8%
Net Margin
-121.8%
1.1%
Revenue YoY
11.1%
-27.0%
Net Profit YoY
0.5%
-93.9%
EPS (diluted)
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HRB
HRB
SFL
SFL
Q4 25
$198.9M
$353.7M
Q3 25
$203.6M
Q2 25
$1.1B
Q1 25
$2.3B
Q4 24
$179.1M
$484.4M
Q3 24
$193.8M
Q2 24
$1.1B
Q1 24
$2.2B
Net Profit
HRB
HRB
SFL
SFL
Q4 25
$-242.2M
$4.0M
Q3 25
$-165.8M
Q2 25
$299.4M
Q1 25
$722.3M
Q4 24
$-243.4M
$64.7M
Q3 24
$-172.6M
Q2 24
$257.8M
Q1 24
$690.7M
Gross Margin
HRB
HRB
SFL
SFL
Q4 25
Q3 25
Q2 25
Q1 25
57.4%
Q4 24
Q3 24
Q2 24
Q1 24
57.6%
Operating Margin
HRB
HRB
SFL
SFL
Q4 25
-160.5%
22.8%
Q3 25
-106.3%
Q2 25
33.1%
Q1 25
42.1%
Q4 24
-174.4%
32.8%
Q3 24
-119.8%
Q2 24
33.0%
Q1 24
41.5%
Net Margin
HRB
HRB
SFL
SFL
Q4 25
-121.8%
1.1%
Q3 25
-81.5%
Q2 25
27.0%
Q1 25
31.7%
Q4 24
-135.9%
13.4%
Q3 24
-89.0%
Q2 24
24.3%
Q1 24
31.6%
EPS (diluted)
HRB
HRB
SFL
SFL
Q4 25
$0.03
Q3 25
Q2 25
Q1 25
$5.31
Q4 24
$0.49
Q3 24
Q2 24
Q1 24
$4.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HRB
HRB
SFL
SFL
Cash + ST InvestmentsLiquidity on hand
$349.2M
$150.8M
Total DebtLower is stronger
$2.4B
$2.6B
Stockholders' EquityBook value
$-823.1M
$960.9M
Total Assets
$2.9B
$3.6B
Debt / EquityLower = less leverage
2.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HRB
HRB
SFL
SFL
Q4 25
$349.2M
$150.8M
Q3 25
$376.4M
Q2 25
$983.3M
Q1 25
$772.9M
Q4 24
$320.1M
$134.6M
Q3 24
$415.9M
Q2 24
$1.1B
Q1 24
$794.6M
Total Debt
HRB
HRB
SFL
SFL
Q4 25
$2.4B
$2.6B
Q3 25
$1.7B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.9B
$2.9B
Q3 24
$1.5B
Q2 24
$1.5B
Q1 24
$1.5B
Stockholders' Equity
HRB
HRB
SFL
SFL
Q4 25
$-823.1M
$960.9M
Q3 25
$-550.9M
Q2 25
$88.9M
Q1 25
$-192.8M
Q4 24
$-872.5M
$1.1B
Q3 24
$-368.1M
Q2 24
$90.6M
Q1 24
$-129.8M
Total Assets
HRB
HRB
SFL
SFL
Q4 25
$2.9B
$3.6B
Q3 25
$2.6B
Q2 25
$3.3B
Q1 25
$3.2B
Q4 24
$2.7B
$4.1B
Q3 24
$2.5B
Q2 24
$3.2B
Q1 24
$3.2B
Debt / Equity
HRB
HRB
SFL
SFL
Q4 25
2.69×
Q3 25
Q2 25
12.86×
Q1 25
Q4 24
2.54×
Q3 24
Q2 24
16.46×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HRB
HRB
SFL
SFL
Operating Cash FlowLast quarter
$-614.0M
$118.4M
Free Cash FlowOCF − Capex
$-649.5M
FCF MarginFCF / Revenue
-326.6%
Capex IntensityCapex / Revenue
17.9%
Cash ConversionOCF / Net Profit
29.75×
TTM Free Cash FlowTrailing 4 quarters
$524.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HRB
HRB
SFL
SFL
Q4 25
$-614.0M
$118.4M
Q3 25
$-356.8M
Q2 25
$251.6M
Q1 25
$1.3B
Q4 24
$-567.1M
$182.4M
Q3 24
$-328.6M
Q2 24
$300.6M
Q1 24
$1.4B
Free Cash Flow
HRB
HRB
SFL
SFL
Q4 25
$-649.5M
Q3 25
$-370.0M
Q2 25
$241.3M
Q1 25
$1.3B
Q4 24
$-597.4M
Q3 24
$-347.3M
Q2 24
$290.7M
Q1 24
$1.3B
FCF Margin
HRB
HRB
SFL
SFL
Q4 25
-326.6%
Q3 25
-181.8%
Q2 25
21.7%
Q1 25
57.2%
Q4 24
-333.6%
Q3 24
-179.2%
Q2 24
27.4%
Q1 24
61.4%
Capex Intensity
HRB
HRB
SFL
SFL
Q4 25
17.9%
Q3 25
6.5%
Q2 25
0.9%
Q1 25
1.0%
Q4 24
17.0%
Q3 24
9.7%
Q2 24
0.9%
Q1 24
1.0%
Cash Conversion
HRB
HRB
SFL
SFL
Q4 25
29.75×
Q3 25
Q2 25
0.84×
Q1 25
1.83×
Q4 24
2.82×
Q3 24
Q2 24
1.17×
Q1 24
1.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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