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Side-by-side financial comparison of Heritage Insurance Holdings, Inc. (HRTG) and PRECISION DRILLING Corp (PDS). Click either name above to swap in a different company.

PRECISION DRILLING Corp is the larger business by last-quarter revenue ($299.5M vs $215.3M, roughly 1.4× Heritage Insurance Holdings, Inc.).

United Property & Casualty Insurance Company, Inc. is an American property and casualty insurance company with headquarters in Florida. It writes commercial, residential, homeowners’, and flood insurance policies in several coastal states.

Precision Drilling Corporation is the largest drilling rig contractor in Canada, also providing oil field rental and supplies.

HRTG vs PDS — Head-to-Head

Bigger by revenue
PDS
PDS
1.4× larger
PDS
$299.5M
$215.3M
HRTG

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
HRTG
HRTG
PDS
PDS
Revenue
$215.3M
$299.5M
Net Profit
$66.7M
Gross Margin
Operating Margin
41.6%
Net Margin
31.0%
Revenue YoY
2.4%
Net Profit YoY
228.6%
EPS (diluted)
$2.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HRTG
HRTG
PDS
PDS
Q4 25
$215.3M
$299.5M
Q3 25
$212.5M
Q2 25
$208.0M
Q1 25
$211.5M
Q4 24
$210.3M
Q3 24
$211.8M
Q2 24
$203.6M
Q1 24
$191.3M
Net Profit
HRTG
HRTG
PDS
PDS
Q4 25
$66.7M
Q3 25
$50.4M
Q2 25
$48.0M
Q1 25
$30.5M
Q4 24
$20.3M
Q3 24
$8.2M
Q2 24
$18.9M
Q1 24
$14.2M
Operating Margin
HRTG
HRTG
PDS
PDS
Q4 25
41.6%
Q3 25
33.0%
Q2 25
31.2%
Q1 25
20.1%
Q4 24
15.0%
Q3 24
5.5%
Q2 24
13.6%
Q1 24
11.9%
Net Margin
HRTG
HRTG
PDS
PDS
Q4 25
31.0%
Q3 25
23.7%
Q2 25
23.1%
Q1 25
14.4%
Q4 24
9.7%
Q3 24
3.8%
Q2 24
9.3%
Q1 24
7.4%
EPS (diluted)
HRTG
HRTG
PDS
PDS
Q4 25
$2.15
Q3 25
$1.63
Q2 25
$1.55
Q1 25
$0.99
Q4 24
$0.66
Q3 24
$0.27
Q2 24
$0.61
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HRTG
HRTG
PDS
PDS
Cash + ST InvestmentsLiquidity on hand
$559.3M
Total DebtLower is stronger
$78.4M
Stockholders' EquityBook value
$505.3M
Total Assets
$2.2B
Debt / EquityLower = less leverage
0.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HRTG
HRTG
PDS
PDS
Q4 25
$559.3M
Q3 25
$560.4M
Q2 25
$473.5M
Q1 25
$425.9M
Q4 24
$452.7M
Q3 24
$509.9M
Q2 24
$480.9M
Q1 24
$386.1M
Total Debt
HRTG
HRTG
PDS
PDS
Q4 25
$78.4M
Q3 25
$79.3M
Q2 25
$92.4M
Q1 25
$94.8M
Q4 24
$116.3M
Q3 24
$118.6M
Q2 24
$120.8M
Q1 24
$123.0M
Stockholders' Equity
HRTG
HRTG
PDS
PDS
Q4 25
$505.3M
Q3 25
$437.3M
Q2 25
$383.3M
Q1 25
$329.0M
Q4 24
$290.8M
Q3 24
$279.3M
Q2 24
$255.3M
Q1 24
$234.9M
Total Assets
HRTG
HRTG
PDS
PDS
Q4 25
$2.2B
Q3 25
$2.4B
Q2 25
$2.5B
Q1 25
$2.2B
Q4 24
$2.5B
Q3 24
$2.4B
Q2 24
$2.6B
Q1 24
$2.1B
Debt / Equity
HRTG
HRTG
PDS
PDS
Q4 25
0.16×
Q3 25
0.18×
Q2 25
0.24×
Q1 25
0.29×
Q4 24
0.40×
Q3 24
0.42×
Q2 24
0.47×
Q1 24
0.52×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HRTG
HRTG
PDS
PDS
Operating Cash FlowLast quarter
$182.2M
Free Cash FlowOCF − Capex
$174.2M
FCF MarginFCF / Revenue
80.9%
Capex IntensityCapex / Revenue
3.7%
Cash ConversionOCF / Net Profit
2.73×
TTM Free Cash FlowTrailing 4 quarters
$337.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HRTG
HRTG
PDS
PDS
Q4 25
$182.2M
Q3 25
$124.3M
Q2 25
$43.3M
Q1 25
$837.0K
Q4 24
$87.1M
Q3 24
$-13.4M
Q2 24
$152.2M
Q1 24
$4.3M
Free Cash Flow
HRTG
HRTG
PDS
PDS
Q4 25
$174.2M
Q3 25
$122.7M
Q2 25
$41.8M
Q1 25
$-1.3M
Q4 24
$78.9M
Q3 24
$-16.3M
Q2 24
$149.8M
Q1 24
$4.1M
FCF Margin
HRTG
HRTG
PDS
PDS
Q4 25
80.9%
Q3 25
57.8%
Q2 25
20.1%
Q1 25
-0.6%
Q4 24
37.5%
Q3 24
-7.7%
Q2 24
73.6%
Q1 24
2.1%
Capex Intensity
HRTG
HRTG
PDS
PDS
Q4 25
3.7%
Q3 25
0.7%
Q2 25
0.7%
Q1 25
1.0%
Q4 24
3.9%
Q3 24
1.4%
Q2 24
1.2%
Q1 24
0.1%
Cash Conversion
HRTG
HRTG
PDS
PDS
Q4 25
2.73×
Q3 25
2.47×
Q2 25
0.90×
Q1 25
0.03×
Q4 24
4.29×
Q3 24
-1.64×
Q2 24
8.07×
Q1 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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