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Side-by-side financial comparison of HEALTHSTREAM INC (HSTM) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $70.6M, roughly 1.1× MEDALLION FINANCIAL CORP). On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 7.4%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 4.7%).
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
HSTM vs MFIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $79.7M | $70.6M |
| Net Profit | — | $12.2M |
| Gross Margin | — | — |
| Operating Margin | 3.0% | 29.3% |
| Net Margin | — | 17.3% |
| Revenue YoY | 7.4% | 25.4% |
| Net Profit YoY | — | 20.3% |
| EPS (diluted) | $0.09 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $79.7M | $70.6M | ||
| Q3 25 | $76.5M | $58.7M | ||
| Q2 25 | $74.4M | $62.6M | ||
| Q1 25 | $73.5M | $63.0M | ||
| Q4 24 | $74.2M | $56.3M | ||
| Q3 24 | $73.1M | $53.3M | ||
| Q2 24 | $71.6M | $51.0M | ||
| Q1 24 | $72.8M | $53.3M |
| Q4 25 | — | $12.2M | ||
| Q3 25 | $6.1M | $7.8M | ||
| Q2 25 | $5.4M | $11.1M | ||
| Q1 25 | $4.3M | $12.0M | ||
| Q4 24 | — | $10.1M | ||
| Q3 24 | $5.7M | $8.6M | ||
| Q2 24 | $4.2M | $7.1M | ||
| Q1 24 | $5.2M | $10.0M |
| Q4 25 | 3.0% | 29.3% | ||
| Q3 25 | 9.9% | 33.2% | ||
| Q2 25 | 7.9% | 31.1% | ||
| Q1 25 | 6.0% | 32.1% | ||
| Q4 24 | 6.3% | 32.8% | ||
| Q3 24 | 8.9% | 26.6% | ||
| Q2 24 | 6.2% | 24.3% | ||
| Q1 24 | 7.8% | 33.6% |
| Q4 25 | — | 17.3% | ||
| Q3 25 | 8.0% | 13.2% | ||
| Q2 25 | 7.2% | 17.7% | ||
| Q1 25 | 5.9% | 19.1% | ||
| Q4 24 | — | 18.0% | ||
| Q3 24 | 7.8% | 16.1% | ||
| Q2 24 | 5.8% | 13.9% | ||
| Q1 24 | 7.2% | 18.8% |
| Q4 25 | $0.09 | $0.50 | ||
| Q3 25 | $0.20 | $0.32 | ||
| Q2 25 | $0.18 | $0.46 | ||
| Q1 25 | $0.14 | $0.50 | ||
| Q4 24 | $0.16 | $0.43 | ||
| Q3 24 | $0.19 | $0.37 | ||
| Q2 24 | $0.14 | $0.30 | ||
| Q1 24 | $0.17 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.2M | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $354.0M | $408.6M |
| Total Assets | $520.4M | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.2M | $136.3M | ||
| Q3 25 | $53.5M | $72.5M | ||
| Q2 25 | $52.1M | $110.4M | ||
| Q1 25 | $77.3M | $131.5M | ||
| Q4 24 | $59.5M | $98.2M | ||
| Q3 24 | $57.5M | $120.6M | ||
| Q2 24 | $46.1M | $87.7M | ||
| Q1 24 | $52.4M | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | — | $215.7M | ||
| Q2 25 | — | $199.9M | ||
| Q1 25 | — | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | — | $232.0M | ||
| Q2 24 | — | $230.8M | ||
| Q1 24 | — | $225.6M |
| Q4 25 | $354.0M | $408.6M | ||
| Q3 25 | $349.2M | $397.4M | ||
| Q2 25 | $350.6M | $389.9M | ||
| Q1 25 | $362.8M | $380.2M | ||
| Q4 24 | $359.4M | $370.2M | ||
| Q3 24 | $355.5M | $362.4M | ||
| Q2 24 | $349.2M | $354.0M | ||
| Q1 24 | $344.9M | $349.0M |
| Q4 25 | $520.4M | $3.0B | ||
| Q3 25 | $499.9M | $2.9B | ||
| Q2 25 | $500.1M | $2.9B | ||
| Q1 25 | $524.0M | $2.8B | ||
| Q4 24 | $510.8M | $2.9B | ||
| Q3 24 | $502.8M | $2.9B | ||
| Q2 24 | $499.6M | $2.8B | ||
| Q1 24 | $511.6M | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.65× | ||
| Q1 24 | — | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.2M | $126.3M |
| Free Cash FlowOCF − Capex | $13.0M | — |
| FCF MarginFCF / Revenue | 16.3% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | $59.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.2M | $126.3M | ||
| Q3 25 | $18.0M | $67.0M | ||
| Q2 25 | $5.0M | $-10.7M | ||
| Q1 25 | $27.1M | $36.3M | ||
| Q4 24 | $11.2M | $108.7M | ||
| Q3 24 | $19.1M | $24.6M | ||
| Q2 24 | $6.5M | $27.6M | ||
| Q1 24 | $20.9M | $32.3M |
| Q4 25 | $13.0M | — | ||
| Q3 25 | $17.9M | — | ||
| Q2 25 | $2.7M | — | ||
| Q1 25 | $26.0M | — | ||
| Q4 24 | $11.0M | — | ||
| Q3 24 | $18.8M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $20.2M | — |
| Q4 25 | 16.3% | — | ||
| Q3 25 | 23.4% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 35.4% | — | ||
| Q4 24 | 14.8% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 8.8% | — | ||
| Q1 24 | 27.8% | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 3.1% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 1.0% | — |
| Q4 25 | — | 10.35× | ||
| Q3 25 | 2.96× | 8.63× | ||
| Q2 25 | 0.93× | -0.97× | ||
| Q1 25 | 6.25× | 3.02× | ||
| Q4 24 | — | 10.72× | ||
| Q3 24 | 3.34× | 2.86× | ||
| Q2 24 | 1.55× | 3.89× | ||
| Q1 24 | 4.01× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
MFIN
Segment breakdown not available.
