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Side-by-side financial comparison of HEALTHSTREAM INC (HSTM) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
PennyMac Mortgage Investment Trust is the larger business by last-quarter revenue ($93.6M vs $79.7M, roughly 1.2× HEALTHSTREAM INC). On growth, HEALTHSTREAM INC posted the faster year-over-year revenue change (7.4% vs -13.3%). Over the past eight quarters, PennyMac Mortgage Investment Trust's revenue compounded faster (12.3% CAGR vs 4.7%).
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
HSTM vs PMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $79.7M | $93.6M |
| Net Profit | — | $52.4M |
| Gross Margin | — | — |
| Operating Margin | 3.0% | 38.6% |
| Net Margin | — | 56.0% |
| Revenue YoY | 7.4% | -13.3% |
| Net Profit YoY | — | 12.5% |
| EPS (diluted) | $0.09 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $79.7M | $93.6M | ||
| Q3 25 | $76.5M | $99.2M | ||
| Q2 25 | $74.4M | $70.2M | ||
| Q1 25 | $73.5M | $44.5M | ||
| Q4 24 | $74.2M | $107.9M | ||
| Q3 24 | $73.1M | $80.9M | ||
| Q2 24 | $71.6M | $71.2M | ||
| Q1 24 | $72.8M | $74.2M |
| Q4 25 | — | $52.4M | ||
| Q3 25 | $6.1M | $58.3M | ||
| Q2 25 | $5.4M | $7.5M | ||
| Q1 25 | $4.3M | $9.7M | ||
| Q4 24 | — | $46.5M | ||
| Q3 24 | $5.7M | $41.4M | ||
| Q2 24 | $4.2M | $25.4M | ||
| Q1 24 | $5.2M | $47.6M |
| Q4 25 | 3.0% | 38.6% | ||
| Q3 25 | 9.9% | 47.4% | ||
| Q2 25 | 7.9% | 24.2% | ||
| Q1 25 | 6.0% | -14.2% | ||
| Q4 24 | 6.3% | 51.1% | ||
| Q3 24 | 8.9% | 32.8% | ||
| Q2 24 | 6.2% | 40.2% | ||
| Q1 24 | 7.8% | 43.6% |
| Q4 25 | — | 56.0% | ||
| Q3 25 | 8.0% | 58.7% | ||
| Q2 25 | 7.2% | 10.7% | ||
| Q1 25 | 5.9% | 21.8% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | 7.8% | 51.2% | ||
| Q2 24 | 5.8% | 35.7% | ||
| Q1 24 | 7.2% | 64.2% |
| Q4 25 | $0.09 | $0.49 | ||
| Q3 25 | $0.20 | $0.55 | ||
| Q2 25 | $0.18 | $-0.04 | ||
| Q1 25 | $0.14 | $-0.01 | ||
| Q4 24 | $0.16 | $0.45 | ||
| Q3 24 | $0.19 | $0.36 | ||
| Q2 24 | $0.14 | $0.17 | ||
| Q1 24 | $0.17 | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.2M | $190.5M |
| Total DebtLower is stronger | — | $1.1B |
| Stockholders' EquityBook value | $354.0M | $1.9B |
| Total Assets | $520.4M | $21.3B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.2M | $190.5M | ||
| Q3 25 | $53.5M | $181.0M | ||
| Q2 25 | $52.1M | $108.6M | ||
| Q1 25 | $77.3M | $204.2M | ||
| Q4 24 | $59.5M | $103.2M | ||
| Q3 24 | $57.5M | $102.8M | ||
| Q2 24 | $46.1M | $336.3M | ||
| Q1 24 | $52.4M | $343.3M |
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $299.0M | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $968.4M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $5.4B | ||
| Q1 24 | — | $5.1B |
| Q4 25 | $354.0M | $1.9B | ||
| Q3 25 | $349.2M | $1.9B | ||
| Q2 25 | $350.6M | $1.9B | ||
| Q1 25 | $362.8M | $1.9B | ||
| Q4 24 | $359.4M | $1.9B | ||
| Q3 24 | $355.5M | $1.9B | ||
| Q2 24 | $349.2M | $1.9B | ||
| Q1 24 | $344.9M | $2.0B |
| Q4 25 | $520.4M | $21.3B | ||
| Q3 25 | $499.9M | $18.5B | ||
| Q2 25 | $500.1M | $16.8B | ||
| Q1 25 | $524.0M | $14.9B | ||
| Q4 24 | $510.8M | $14.4B | ||
| Q3 24 | $502.8M | $13.1B | ||
| Q2 24 | $499.6M | $12.1B | ||
| Q1 24 | $511.6M | $12.3B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.65× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | — | 0.52× | ||
| Q3 24 | — | 2.70× | ||
| Q2 24 | — | 2.76× | ||
| Q1 24 | — | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.2M | $-7.2B |
| Free Cash FlowOCF − Capex | $13.0M | — |
| FCF MarginFCF / Revenue | 16.3% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | $59.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.2M | $-7.2B | ||
| Q3 25 | $18.0M | $-1.3B | ||
| Q2 25 | $5.0M | $-2.0B | ||
| Q1 25 | $27.1M | $-594.3M | ||
| Q4 24 | $11.2M | $-2.7B | ||
| Q3 24 | $19.1M | $-983.8M | ||
| Q2 24 | $6.5M | $243.8M | ||
| Q1 24 | $20.9M | $-342.4M |
| Q4 25 | $13.0M | — | ||
| Q3 25 | $17.9M | — | ||
| Q2 25 | $2.7M | — | ||
| Q1 25 | $26.0M | — | ||
| Q4 24 | $11.0M | — | ||
| Q3 24 | $18.8M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $20.2M | — |
| Q4 25 | 16.3% | — | ||
| Q3 25 | 23.4% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 35.4% | — | ||
| Q4 24 | 14.8% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 8.8% | — | ||
| Q1 24 | 27.8% | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 3.1% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 1.0% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | 2.96× | -22.26× | ||
| Q2 25 | 0.93× | -267.53× | ||
| Q1 25 | 6.25× | -61.39× | ||
| Q4 24 | — | -58.08× | ||
| Q3 24 | 3.34× | -23.76× | ||
| Q2 24 | 1.55× | 9.59× | ||
| Q1 24 | 4.01× | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
