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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and Inspired Entertainment, Inc. (INSE). Click either name above to swap in a different company.

Inspired Entertainment, Inc. is the larger business by last-quarter revenue ($77.2M vs $53.6M, roughly 1.4× HomeTrust Bancshares, Inc.). On growth, HomeTrust Bancshares, Inc. posted the faster year-over-year revenue change (3.7% vs -6.8%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-9.9M). Over the past eight quarters, Inspired Entertainment, Inc.'s revenue compounded faster (11.3% CAGR vs 3.5%).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Alchemy Copyrights, LLC, doing business as Concord, is an independent American entertainment company. It develops, manages and acquires sound recordings, music publishing rights, theatrical performance rights, and narrative content for film and television. Concord is majority owned by the State of Michigan Retirement System.

HTB vs INSE — Head-to-Head

Bigger by revenue
INSE
INSE
1.4× larger
INSE
$77.2M
$53.6M
HTB
Growing faster (revenue YoY)
HTB
HTB
+10.4% gap
HTB
3.7%
-6.8%
INSE
More free cash flow
HTB
HTB
$55.2M more FCF
HTB
$45.3M
$-9.9M
INSE
Faster 2-yr revenue CAGR
INSE
INSE
Annualised
INSE
11.3%
3.5%
HTB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTB
HTB
INSE
INSE
Revenue
$53.6M
$77.2M
Net Profit
$-7.2M
Gross Margin
Operating Margin
37.0%
14.6%
Net Margin
-9.3%
Revenue YoY
3.7%
-6.8%
Net Profit YoY
-110.7%
EPS (diluted)
$0.93
$-0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
INSE
INSE
Q4 25
$53.6M
$77.2M
Q3 25
$54.1M
$86.2M
Q2 25
$54.4M
$80.3M
Q1 25
$50.9M
$60.4M
Q4 24
$51.7M
$82.8M
Q3 24
$50.6M
$77.2M
Q2 24
$50.6M
$74.8M
Q1 24
$50.0M
$62.3M
Net Profit
HTB
HTB
INSE
INSE
Q4 25
$-7.2M
Q3 25
$16.5M
$-1.9M
Q2 25
$17.2M
$-7.8M
Q1 25
$14.5M
$-100.0K
Q4 24
$67.0M
Q3 24
$13.1M
$2.8M
Q2 24
$12.4M
$1.4M
Q1 24
$15.1M
$-6.4M
Gross Margin
HTB
HTB
INSE
INSE
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
74.5%
Operating Margin
HTB
HTB
INSE
INSE
Q4 25
37.0%
14.6%
Q3 25
38.5%
11.3%
Q2 25
40.1%
9.8%
Q1 25
36.2%
2.6%
Q4 24
35.4%
15.6%
Q3 24
33.2%
14.5%
Q2 24
31.3%
11.6%
Q1 24
38.0%
-3.4%
Net Margin
HTB
HTB
INSE
INSE
Q4 25
-9.3%
Q3 25
30.5%
-2.2%
Q2 25
31.6%
-9.7%
Q1 25
28.5%
-0.2%
Q4 24
80.9%
Q3 24
25.9%
3.6%
Q2 24
24.6%
1.9%
Q1 24
30.1%
-10.3%
EPS (diluted)
HTB
HTB
INSE
INSE
Q4 25
$0.93
$-0.24
Q3 25
$0.95
$-0.07
Q2 25
$1.00
$-0.27
Q1 25
$0.84
$0.00
Q4 24
$0.83
$2.29
Q3 24
$0.76
$0.10
Q2 24
$0.73
$0.05
Q1 24
$0.88
$-0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
INSE
INSE
Cash + ST InvestmentsLiquidity on hand
$324.7M
Total DebtLower is stronger
$363.2M
Stockholders' EquityBook value
$600.7M
$-16.2M
Total Assets
$4.5B
$439.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
INSE
INSE
Q4 25
$324.7M
Q3 25
$315.8M
Q2 25
$297.2M
Q1 25
$299.8M
Q4 24
$279.2M
Q3 24
$293.5M
Q2 24
$294.2M
Q1 24
$380.5M
Total Debt
HTB
HTB
INSE
INSE
Q4 25
$363.2M
Q3 25
Q2 25
Q1 25
Q4 24
$313.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HTB
HTB
INSE
INSE
Q4 25
$600.7M
$-16.2M
Q3 25
$595.8M
$-9.0M
Q2 25
$579.3M
$-9.5M
Q1 25
$565.4M
$-2.2M
Q4 24
$551.8M
$-3.3M
Q3 24
$540.0M
$-78.2M
Q2 24
$523.6M
$-77.1M
Q1 24
$513.2M
$-80.3M
Total Assets
HTB
HTB
INSE
INSE
Q4 25
$4.5B
$439.9M
Q3 25
$4.6B
$485.8M
Q2 25
$4.6B
$486.8M
Q1 25
$4.6B
$458.9M
Q4 24
$4.6B
$438.4M
Q3 24
$4.6B
$388.6M
Q2 24
$4.7B
$326.6M
Q1 24
$4.7B
$331.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
INSE
INSE
Operating Cash FlowLast quarter
$49.5M
$1.2M
Free Cash FlowOCF − Capex
$45.3M
$-9.9M
FCF MarginFCF / Revenue
84.5%
-12.8%
Capex IntensityCapex / Revenue
7.8%
14.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$93.8M
$16.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
INSE
INSE
Q4 25
$49.5M
$1.2M
Q3 25
$-11.3M
$10.1M
Q2 25
$-8.8M
$15.2M
Q1 25
$71.7M
$25.5M
Q4 24
$45.4M
$6.9M
Q3 24
$43.8M
$21.2M
Q2 24
$5.9M
$-2.4M
Q1 24
$-9.0M
$6.0M
Free Cash Flow
HTB
HTB
INSE
INSE
Q4 25
$45.3M
$-9.9M
Q3 25
$-12.0M
$4.3M
Q2 25
$-10.2M
$5.6M
Q1 25
$70.7M
$16.3M
Q4 24
$42.4M
$1.6M
Q3 24
$43.1M
$16.8M
Q2 24
$5.7M
$-5.3M
Q1 24
$-9.6M
$1.6M
FCF Margin
HTB
HTB
INSE
INSE
Q4 25
84.5%
-12.8%
Q3 25
-22.2%
5.0%
Q2 25
-18.7%
7.0%
Q1 25
138.7%
27.0%
Q4 24
82.0%
1.9%
Q3 24
85.1%
21.8%
Q2 24
11.2%
-7.1%
Q1 24
-19.2%
2.6%
Capex Intensity
HTB
HTB
INSE
INSE
Q4 25
7.8%
14.4%
Q3 25
1.4%
6.7%
Q2 25
2.5%
12.0%
Q1 25
2.0%
15.2%
Q4 24
5.9%
6.4%
Q3 24
1.3%
5.7%
Q2 24
0.5%
3.9%
Q1 24
1.1%
7.1%
Cash Conversion
HTB
HTB
INSE
INSE
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
0.10×
Q3 24
3.34×
7.57×
Q2 24
0.48×
-1.71×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTB
HTB

Segment breakdown not available.

INSE
INSE

Gaming$36.3M47%
Interactive$17.8M23%
Leisure$13.7M18%
Product Sales$8.8M11%

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