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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and IOVANCE BIOTHERAPEUTICS, INC. (IOVA). Click either name above to swap in a different company.

IOVANCE BIOTHERAPEUTICS, INC. is the larger business by last-quarter revenue ($86.8M vs $53.6M, roughly 1.6× HomeTrust Bancshares, Inc.). On growth, IOVANCE BIOTHERAPEUTICS, INC. posted the faster year-over-year revenue change (17.7% vs 3.7%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-61.9M). Over the past eight quarters, IOVANCE BIOTHERAPEUTICS, INC.'s revenue compounded faster (1001.6% CAGR vs 3.5%).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Iovance Biotherapeutics, Inc. is a biopharmaceutical startup based in San Carlos, California. The company works to develop tumor-infiltrating lymphocyte (TIL) therapies against cancer.

HTB vs IOVA — Head-to-Head

Bigger by revenue
IOVA
IOVA
1.6× larger
IOVA
$86.8M
$53.6M
HTB
Growing faster (revenue YoY)
IOVA
IOVA
+14.1% gap
IOVA
17.7%
3.7%
HTB
More free cash flow
HTB
HTB
$107.2M more FCF
HTB
$45.3M
$-61.9M
IOVA
Faster 2-yr revenue CAGR
IOVA
IOVA
Annualised
IOVA
1001.6%
3.5%
HTB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTB
HTB
IOVA
IOVA
Revenue
$53.6M
$86.8M
Net Profit
Gross Margin
67.4%
Operating Margin
37.0%
-84.7%
Net Margin
Revenue YoY
3.7%
17.7%
Net Profit YoY
EPS (diluted)
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
IOVA
IOVA
Q4 25
$53.6M
$86.8M
Q3 25
$54.1M
$67.5M
Q2 25
$54.4M
$60.0M
Q1 25
$50.9M
$49.3M
Q4 24
$51.7M
$73.7M
Q3 24
$50.6M
$58.6M
Q2 24
$50.6M
$31.1M
Q1 24
$50.0M
$715.0K
Net Profit
HTB
HTB
IOVA
IOVA
Q4 25
Q3 25
$16.5M
$-91.3M
Q2 25
$17.2M
$-111.7M
Q1 25
$14.5M
$-116.2M
Q4 24
Q3 24
$13.1M
$-83.5M
Q2 24
$12.4M
$-97.1M
Q1 24
$15.1M
$-113.0M
Gross Margin
HTB
HTB
IOVA
IOVA
Q4 25
67.4%
Q3 25
43.0%
Q2 25
5.5%
Q1 25
-0.8%
Q4 24
68.7%
Q3 24
46.2%
Q2 24
-0.8%
Q1 24
Operating Margin
HTB
HTB
IOVA
IOVA
Q4 25
37.0%
-84.7%
Q3 25
38.5%
-140.7%
Q2 25
40.1%
-189.8%
Q1 25
36.2%
-245.8%
Q4 24
35.4%
-117.5%
Q3 24
33.2%
-152.1%
Q2 24
31.3%
-327.6%
Q1 24
38.0%
-16464.6%
Net Margin
HTB
HTB
IOVA
IOVA
Q4 25
Q3 25
30.5%
-135.3%
Q2 25
31.6%
-186.2%
Q1 25
28.5%
-235.5%
Q4 24
Q3 24
25.9%
-142.7%
Q2 24
24.6%
-312.2%
Q1 24
30.1%
-15800.8%
EPS (diluted)
HTB
HTB
IOVA
IOVA
Q4 25
$0.93
Q3 25
$0.95
Q2 25
$1.00
$-0.33
Q1 25
$0.84
$-0.36
Q4 24
$0.83
$-0.24
Q3 24
$0.76
$-0.28
Q2 24
$0.73
$-0.34
Q1 24
$0.88
$-0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
IOVA
IOVA
Cash + ST InvestmentsLiquidity on hand
$324.7M
$297.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$600.7M
$698.6M
Total Assets
$4.5B
$913.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
IOVA
IOVA
Q4 25
$324.7M
$297.0M
Q3 25
$315.8M
$300.8M
Q2 25
$297.2M
$301.2M
Q1 25
$299.8M
$359.7M
Q4 24
$279.2M
$323.8M
Q3 24
$293.5M
$397.5M
Q2 24
$294.2M
$412.5M
Q1 24
$380.5M
$356.2M
Stockholders' Equity
HTB
HTB
IOVA
IOVA
Q4 25
$600.7M
$698.6M
Q3 25
$595.8M
$702.3M
Q2 25
$579.3M
$698.5M
Q1 25
$565.4M
$767.9M
Q4 24
$551.8M
$710.4M
Q3 24
$540.0M
$773.5M
Q2 24
$523.6M
$768.5M
Q1 24
$513.2M
$680.0M
Total Assets
HTB
HTB
IOVA
IOVA
Q4 25
$4.5B
$913.2M
Q3 25
$4.6B
$904.9M
Q2 25
$4.6B
$907.4M
Q1 25
$4.6B
$966.7M
Q4 24
$4.6B
$910.4M
Q3 24
$4.6B
$991.1M
Q2 24
$4.7B
$964.3M
Q1 24
$4.7B
$869.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
IOVA
IOVA
Operating Cash FlowLast quarter
$49.5M
$-52.6M
Free Cash FlowOCF − Capex
$45.3M
$-61.9M
FCF MarginFCF / Revenue
84.5%
-71.3%
Capex IntensityCapex / Revenue
7.8%
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$93.8M
$-336.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
IOVA
IOVA
Q4 25
$49.5M
$-52.6M
Q3 25
$-11.3M
$-78.7M
Q2 25
$-8.8M
$-67.4M
Q1 25
$71.7M
$-103.7M
Q4 24
$45.4M
$-73.3M
Q3 24
$43.8M
$-59.0M
Q2 24
$5.9M
$-98.4M
Q1 24
$-9.0M
$-122.3M
Free Cash Flow
HTB
HTB
IOVA
IOVA
Q4 25
$45.3M
$-61.9M
Q3 25
$-12.0M
$-89.5M
Q2 25
$-10.2M
$-74.9M
Q1 25
$70.7M
$-109.9M
Q4 24
$42.4M
$-77.5M
Q3 24
$43.1M
$-61.3M
Q2 24
$5.7M
$-98.9M
Q1 24
$-9.6M
$-126.5M
FCF Margin
HTB
HTB
IOVA
IOVA
Q4 25
84.5%
-71.3%
Q3 25
-22.2%
-132.7%
Q2 25
-18.7%
-124.9%
Q1 25
138.7%
-222.8%
Q4 24
82.0%
-105.1%
Q3 24
85.1%
-104.6%
Q2 24
11.2%
-317.9%
Q1 24
-19.2%
-17685.3%
Capex Intensity
HTB
HTB
IOVA
IOVA
Q4 25
7.8%
10.7%
Q3 25
1.4%
16.1%
Q2 25
2.5%
12.4%
Q1 25
2.0%
12.6%
Q4 24
5.9%
5.7%
Q3 24
1.3%
3.9%
Q2 24
0.5%
1.4%
Q1 24
1.1%
583.4%
Cash Conversion
HTB
HTB
IOVA
IOVA
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
Q3 24
3.34×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTB
HTB

Segment breakdown not available.

IOVA
IOVA

Amtagvi$64.9M75%
Proleukin$21.9M25%

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