vs

Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and RIGEL PHARMACEUTICALS INC (RIGL). Click either name above to swap in a different company.

RIGEL PHARMACEUTICALS INC is the larger business by last-quarter revenue ($69.8M vs $53.6M, roughly 1.3× HomeTrust Bancshares, Inc.). On growth, RIGEL PHARMACEUTICALS INC posted the faster year-over-year revenue change (21.2% vs 3.7%). Over the past eight quarters, RIGEL PHARMACEUTICALS INC's revenue compounded faster (53.7% CAGR vs 3.5%).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Rigel Pharmaceuticals Inc is a clinical-stage biotechnology company focused on developing and commercializing targeted small molecule therapies for autoimmune, inflammatory, and hematologic diseases. Its approved flagship product treats adult immune thrombocytopenia, with primary operations and core markets in the United States, addressing unmet medical needs for underserved patient groups.

HTB vs RIGL — Head-to-Head

Bigger by revenue
RIGL
RIGL
1.3× larger
RIGL
$69.8M
$53.6M
HTB
Growing faster (revenue YoY)
RIGL
RIGL
+17.5% gap
RIGL
21.2%
3.7%
HTB
Faster 2-yr revenue CAGR
RIGL
RIGL
Annualised
RIGL
53.7%
3.5%
HTB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTB
HTB
RIGL
RIGL
Revenue
$53.6M
$69.8M
Net Profit
$268.1M
Gross Margin
91.5%
Operating Margin
37.0%
33.2%
Net Margin
384.0%
Revenue YoY
3.7%
21.2%
Net Profit YoY
1769.2%
EPS (diluted)
$0.93
$14.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
RIGL
RIGL
Q4 25
$53.6M
$69.8M
Q3 25
$54.1M
$69.5M
Q2 25
$54.4M
$101.7M
Q1 25
$50.9M
$53.3M
Q4 24
$51.7M
$57.6M
Q3 24
$50.6M
$55.3M
Q2 24
$50.6M
$36.8M
Q1 24
$50.0M
$29.5M
Net Profit
HTB
HTB
RIGL
RIGL
Q4 25
$268.1M
Q3 25
$16.5M
$27.9M
Q2 25
$17.2M
$59.6M
Q1 25
$14.5M
$11.4M
Q4 24
$14.3M
Q3 24
$13.1M
$12.4M
Q2 24
$12.4M
$-1.0M
Q1 24
$15.1M
$-8.2M
Gross Margin
HTB
HTB
RIGL
RIGL
Q4 25
91.5%
Q3 25
93.2%
Q2 25
95.6%
Q1 25
91.7%
Q4 24
89.9%
Q3 24
85.5%
Q2 24
92.4%
Q1 24
93.1%
Operating Margin
HTB
HTB
RIGL
RIGL
Q4 25
37.0%
33.2%
Q3 25
38.5%
40.9%
Q2 25
40.1%
60.1%
Q1 25
36.2%
23.9%
Q4 24
35.4%
28.9%
Q3 24
33.2%
25.4%
Q2 24
31.3%
1.2%
Q1 24
38.0%
-23.6%
Net Margin
HTB
HTB
RIGL
RIGL
Q4 25
384.0%
Q3 25
30.5%
40.2%
Q2 25
31.6%
58.6%
Q1 25
28.5%
21.5%
Q4 24
24.9%
Q3 24
25.9%
22.5%
Q2 24
24.6%
-2.8%
Q1 24
30.1%
-27.9%
EPS (diluted)
HTB
HTB
RIGL
RIGL
Q4 25
$0.93
$14.11
Q3 25
$0.95
$1.46
Q2 25
$1.00
$3.28
Q1 25
$0.84
$0.63
Q4 24
$0.83
$0.82
Q3 24
$0.76
$0.70
Q2 24
$0.73
$-0.06
Q1 24
$0.88
$-0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
RIGL
RIGL
Cash + ST InvestmentsLiquidity on hand
$324.7M
$155.0M
Total DebtLower is stronger
$52.5M
Stockholders' EquityBook value
$600.7M
$391.5M
Total Assets
$4.5B
$513.6M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
RIGL
RIGL
Q4 25
$324.7M
$155.0M
Q3 25
$315.8M
$137.1M
Q2 25
$297.2M
$108.4M
Q1 25
$299.8M
$77.1M
Q4 24
$279.2M
$77.3M
Q3 24
$293.5M
$61.1M
Q2 24
$294.2M
$49.1M
Q1 24
$380.5M
$49.5M
Total Debt
HTB
HTB
RIGL
RIGL
Q4 25
$52.5M
Q3 25
$60.0M
Q2 25
$60.0M
Q1 25
$60.0M
Q4 24
$60.0M
Q3 24
$60.0M
Q2 24
$60.0M
Q1 24
$60.0M
Stockholders' Equity
HTB
HTB
RIGL
RIGL
Q4 25
$600.7M
$391.5M
Q3 25
$595.8M
$117.6M
Q2 25
$579.3M
$81.9M
Q1 25
$565.4M
$18.6M
Q4 24
$551.8M
$3.3M
Q3 24
$540.0M
$-14.6M
Q2 24
$523.6M
$-29.9M
Q1 24
$513.2M
$-31.7M
Total Assets
HTB
HTB
RIGL
RIGL
Q4 25
$4.5B
$513.6M
Q3 25
$4.6B
$242.5M
Q2 25
$4.6B
$206.7M
Q1 25
$4.6B
$176.0M
Q4 24
$4.6B
$164.0M
Q3 24
$4.6B
$139.4M
Q2 24
$4.7B
$128.4M
Q1 24
$4.7B
$126.5M
Debt / Equity
HTB
HTB
RIGL
RIGL
Q4 25
0.13×
Q3 25
0.51×
Q2 25
0.73×
Q1 25
3.23×
Q4 24
18.25×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
RIGL
RIGL
Operating Cash FlowLast quarter
$49.5M
$22.0M
Free Cash FlowOCF − Capex
$45.3M
FCF MarginFCF / Revenue
84.5%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
0.08×
TTM Free Cash FlowTrailing 4 quarters
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
RIGL
RIGL
Q4 25
$49.5M
$22.0M
Q3 25
$-11.3M
$24.0M
Q2 25
$-8.8M
$30.5M
Q1 25
$71.7M
$-893.0K
Q4 24
$45.4M
$14.5M
Q3 24
$43.8M
$21.7M
Q2 24
$5.9M
$302.0K
Q1 24
$-9.0M
$-5.0M
Free Cash Flow
HTB
HTB
RIGL
RIGL
Q4 25
$45.3M
Q3 25
$-12.0M
Q2 25
$-10.2M
Q1 25
$70.7M
Q4 24
$42.4M
Q3 24
$43.1M
Q2 24
$5.7M
Q1 24
$-9.6M
FCF Margin
HTB
HTB
RIGL
RIGL
Q4 25
84.5%
Q3 25
-22.2%
Q2 25
-18.7%
Q1 25
138.7%
Q4 24
82.0%
Q3 24
85.1%
Q2 24
11.2%
Q1 24
-19.2%
Capex Intensity
HTB
HTB
RIGL
RIGL
Q4 25
7.8%
Q3 25
1.4%
Q2 25
2.5%
Q1 25
2.0%
Q4 24
5.9%
Q3 24
1.3%
Q2 24
0.5%
Q1 24
1.1%
Cash Conversion
HTB
HTB
RIGL
RIGL
Q4 25
0.08×
Q3 25
-0.68×
0.86×
Q2 25
-0.51×
0.51×
Q1 25
4.93×
-0.08×
Q4 24
1.01×
Q3 24
3.34×
1.75×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons