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Side-by-side financial comparison of HERITAGE COMMERCE CORP (HTBK) and Integra Resources Corp. (ITRG). Click either name above to swap in a different company.

Integra Resources Corp. is the larger business by last-quarter revenue ($57.0M vs $53.6M, roughly 1.1× HERITAGE COMMERCE CORP). HERITAGE COMMERCE CORP runs the higher net margin — 28.2% vs -9.6%, a 37.8% gap on every dollar of revenue.

The United States Chamber of Commerce (USCC) is a business association advocacy group and is the largest lobbying group in the United States. The group was founded in April 23, 1912, out of local chambers of commerce at the urging of President William Howard Taft and his secretary of commerce and labor Charles Nagel. President Taft's belief was that the "government needed to deal with a group that could speak with authority for the interests of business."

Integra Resources Corp is a mineral exploration and development firm focused on advancing high-potential gold and silver projects. It primarily operates in the western United States, conducting geological surveys, resource assessment, and feasibility studies to unlock value from precious metal deposits while adhering to sustainable operational standards.

HTBK vs ITRG — Head-to-Head

Bigger by revenue
ITRG
ITRG
1.1× larger
ITRG
$57.0M
$53.6M
HTBK
Higher net margin
HTBK
HTBK
37.8% more per $
HTBK
28.2%
-9.6%
ITRG

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
HTBK
HTBK
ITRG
ITRG
Revenue
$53.6M
$57.0M
Net Profit
$15.1M
$-5.5M
Gross Margin
Operating Margin
41.0%
Net Margin
28.2%
-9.6%
Revenue YoY
15.6%
Net Profit YoY
42.3%
EPS (diluted)
$0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTBK
HTBK
ITRG
ITRG
Q4 25
$53.6M
Q3 25
$50.0M
Q2 25
$47.8M
Q1 25
$46.1M
$57.0M
Q4 24
$46.4M
Q3 24
$42.2M
Q2 24
$41.7M
Q1 24
$42.1M
Net Profit
HTBK
HTBK
ITRG
ITRG
Q4 25
$15.1M
Q3 25
$14.7M
Q2 25
$6.4M
Q1 25
$11.6M
$-5.5M
Q4 24
$10.6M
Q3 24
$10.5M
Q2 24
$9.2M
Q1 24
$10.2M
Operating Margin
HTBK
HTBK
ITRG
ITRG
Q4 25
41.0%
Q3 25
41.1%
Q2 25
18.7%
Q1 25
35.4%
Q4 24
31.8%
Q3 24
34.3%
Q2 24
31.3%
Q1 24
34.2%
Net Margin
HTBK
HTBK
ITRG
ITRG
Q4 25
28.2%
Q3 25
29.4%
Q2 25
13.4%
Q1 25
25.2%
-9.6%
Q4 24
22.9%
Q3 24
24.9%
Q2 24
22.1%
Q1 24
24.1%
EPS (diluted)
HTBK
HTBK
ITRG
ITRG
Q4 25
$0.25
Q3 25
$0.24
Q2 25
$0.10
Q1 25
$0.19
Q4 24
$0.17
Q3 24
$0.17
Q2 24
$0.15
Q1 24
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTBK
HTBK
ITRG
ITRG
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$708.6M
Total Assets
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
HTBK
HTBK
ITRG
ITRG
Q4 25
$708.6M
Q3 25
$700.0M
Q2 25
$694.7M
Q1 25
$696.2M
Q4 24
$689.7M
Q3 24
$685.4M
Q2 24
$679.2M
Q1 24
$676.3M
Total Assets
HTBK
HTBK
ITRG
ITRG
Q4 25
$5.8B
Q3 25
$5.6B
Q2 25
$5.5B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.6B
Q2 24
$5.3B
Q1 24
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTBK
HTBK
ITRG
ITRG
Operating Cash FlowLast quarter
$61.7M
Free Cash FlowOCF − Capex
$61.3M
FCF MarginFCF / Revenue
114.3%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTBK
HTBK
ITRG
ITRG
Q4 25
$61.7M
Q3 25
$18.9M
Q2 25
$8.0M
Q1 25
$14.8M
Q4 24
$39.0M
Q3 24
$5.3M
Q2 24
$10.5M
Q1 24
$7.3M
Free Cash Flow
HTBK
HTBK
ITRG
ITRG
Q4 25
$61.3M
Q3 25
$18.8M
Q2 25
Q1 25
Q4 24
$37.3M
Q3 24
$4.9M
Q2 24
$9.9M
Q1 24
$6.9M
FCF Margin
HTBK
HTBK
ITRG
ITRG
Q4 25
114.3%
Q3 25
37.7%
Q2 25
Q1 25
Q4 24
80.5%
Q3 24
11.6%
Q2 24
23.6%
Q1 24
16.4%
Capex Intensity
HTBK
HTBK
ITRG
ITRG
Q4 25
0.7%
Q3 25
0.1%
Q2 25
Q1 25
Q4 24
3.5%
Q3 24
1.0%
Q2 24
1.6%
Q1 24
1.0%
Cash Conversion
HTBK
HTBK
ITRG
ITRG
Q4 25
4.08×
Q3 25
1.28×
Q2 25
1.25×
Q1 25
1.28×
Q4 24
3.67×
Q3 24
0.50×
Q2 24
1.14×
Q1 24
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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