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Side-by-side financial comparison of HERITAGE COMMERCE CORP (HTBK) and UNIVERSAL ELECTRONICS INC (UEIC). Click either name above to swap in a different company.

UNIVERSAL ELECTRONICS INC is the larger business by last-quarter revenue ($87.7M vs $53.6M, roughly 1.6× HERITAGE COMMERCE CORP). On growth, HERITAGE COMMERCE CORP posted the faster year-over-year revenue change (15.6% vs -20.6%). HERITAGE COMMERCE CORP produced more free cash flow last quarter ($61.3M vs $-4.9M). Over the past eight quarters, HERITAGE COMMERCE CORP's revenue compounded faster (12.8% CAGR vs -2.3%).

The United States Chamber of Commerce (USCC) is a business association advocacy group and is the largest lobbying group in the United States. The group was founded in April 23, 1912, out of local chambers of commerce at the urging of President William Howard Taft and his secretary of commerce and labor Charles Nagel. President Taft's belief was that the "government needed to deal with a group that could speak with authority for the interests of business."

Universal Electronics Inc. (UEI) is an American smart home technology provider and manufacturer of universal remote controls, IoT devices such as voice-enabled smart home hubs, smart thermostats, home sensors; as well as a white label digital assistant platform optimized for smart home applications, and other software and cloud services for device discovery, fingerprinting and interoperability. The company designs, develops, manufactures and ships products both under the "One For All" brand a...

HTBK vs UEIC — Head-to-Head

Bigger by revenue
UEIC
UEIC
1.6× larger
UEIC
$87.7M
$53.6M
HTBK
Growing faster (revenue YoY)
HTBK
HTBK
+36.2% gap
HTBK
15.6%
-20.6%
UEIC
More free cash flow
HTBK
HTBK
$66.2M more FCF
HTBK
$61.3M
$-4.9M
UEIC
Faster 2-yr revenue CAGR
HTBK
HTBK
Annualised
HTBK
12.8%
-2.3%
UEIC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTBK
HTBK
UEIC
UEIC
Revenue
$53.6M
$87.7M
Net Profit
$15.1M
Gross Margin
29.7%
Operating Margin
41.0%
1.0%
Net Margin
28.2%
Revenue YoY
15.6%
-20.6%
Net Profit YoY
42.3%
EPS (diluted)
$0.25
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTBK
HTBK
UEIC
UEIC
Q4 25
$53.6M
$87.7M
Q3 25
$50.0M
$90.6M
Q2 25
$47.8M
$97.7M
Q1 25
$46.1M
$92.3M
Q4 24
$46.4M
$110.5M
Q3 24
$42.2M
$102.1M
Q2 24
$41.7M
$90.5M
Q1 24
$42.1M
$91.9M
Net Profit
HTBK
HTBK
UEIC
UEIC
Q4 25
$15.1M
Q3 25
$14.7M
$-8.3M
Q2 25
$6.4M
$-2.9M
Q1 25
$11.6M
$-6.3M
Q4 24
$10.6M
Q3 24
$10.5M
$-2.7M
Q2 24
$9.2M
$-8.2M
Q1 24
$10.2M
$-8.6M
Gross Margin
HTBK
HTBK
UEIC
UEIC
Q4 25
29.7%
Q3 25
27.7%
Q2 25
29.9%
Q1 25
28.3%
Q4 24
28.4%
Q3 24
30.1%
Q2 24
28.7%
Q1 24
28.3%
Operating Margin
HTBK
HTBK
UEIC
UEIC
Q4 25
41.0%
1.0%
Q3 25
41.1%
-5.0%
Q2 25
18.7%
1.0%
Q1 25
35.4%
-4.1%
Q4 24
31.8%
-3.9%
Q3 24
34.3%
0.4%
Q2 24
31.3%
-4.9%
Q1 24
34.2%
-7.5%
Net Margin
HTBK
HTBK
UEIC
UEIC
Q4 25
28.2%
Q3 25
29.4%
-9.2%
Q2 25
13.4%
-3.0%
Q1 25
25.2%
-6.8%
Q4 24
22.9%
Q3 24
24.9%
-2.6%
Q2 24
22.1%
-9.1%
Q1 24
24.1%
-9.4%
EPS (diluted)
HTBK
HTBK
UEIC
UEIC
Q4 25
$0.25
$-0.09
Q3 25
$0.24
$-0.62
Q2 25
$0.10
$-0.22
Q1 25
$0.19
$-0.48
Q4 24
$0.17
$-0.35
Q3 24
$0.17
$-0.20
Q2 24
$0.15
$-0.63
Q1 24
$0.17
$-0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTBK
HTBK
UEIC
UEIC
Cash + ST InvestmentsLiquidity on hand
$32.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$708.6M
$146.2M
Total Assets
$5.8B
$274.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTBK
HTBK
UEIC
UEIC
Q4 25
$32.3M
Q3 25
$31.5M
Q2 25
$34.3M
Q1 25
$27.4M
Q4 24
$26.8M
Q3 24
$26.3M
Q2 24
$23.1M
Q1 24
$26.9M
Stockholders' Equity
HTBK
HTBK
UEIC
UEIC
Q4 25
$708.6M
$146.2M
Q3 25
$700.0M
$146.1M
Q2 25
$694.7M
$152.8M
Q1 25
$696.2M
$150.0M
Q4 24
$689.7M
$153.1M
Q3 24
$685.4M
$161.2M
Q2 24
$679.2M
$159.8M
Q1 24
$676.3M
$169.7M
Total Assets
HTBK
HTBK
UEIC
UEIC
Q4 25
$5.8B
$274.0M
Q3 25
$5.6B
$280.7M
Q2 25
$5.5B
$304.1M
Q1 25
$5.5B
$310.6M
Q4 24
$5.6B
$323.4M
Q3 24
$5.6B
$321.3M
Q2 24
$5.3B
$314.0M
Q1 24
$5.3B
$322.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTBK
HTBK
UEIC
UEIC
Operating Cash FlowLast quarter
$61.7M
$-4.2M
Free Cash FlowOCF − Capex
$61.3M
$-4.9M
FCF MarginFCF / Revenue
114.3%
-5.6%
Capex IntensityCapex / Revenue
0.7%
0.8%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$19.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTBK
HTBK
UEIC
UEIC
Q4 25
$61.7M
$-4.2M
Q3 25
$18.9M
$10.1M
Q2 25
$8.0M
$8.7M
Q1 25
$14.8M
$9.0M
Q4 24
$39.0M
$6.5M
Q3 24
$5.3M
$5.7M
Q2 24
$10.5M
$5.5M
Q1 24
$7.3M
$-2.8M
Free Cash Flow
HTBK
HTBK
UEIC
UEIC
Q4 25
$61.3M
$-4.9M
Q3 25
$18.8M
$9.3M
Q2 25
$7.5M
Q1 25
$7.9M
Q4 24
$37.3M
$5.5M
Q3 24
$4.9M
$4.8M
Q2 24
$9.9M
$4.1M
Q1 24
$6.9M
$-4.1M
FCF Margin
HTBK
HTBK
UEIC
UEIC
Q4 25
114.3%
-5.6%
Q3 25
37.7%
10.2%
Q2 25
7.7%
Q1 25
8.6%
Q4 24
80.5%
4.9%
Q3 24
11.6%
4.7%
Q2 24
23.6%
4.5%
Q1 24
16.4%
-4.5%
Capex Intensity
HTBK
HTBK
UEIC
UEIC
Q4 25
0.7%
0.8%
Q3 25
0.1%
1.0%
Q2 25
1.2%
Q1 25
1.1%
Q4 24
3.5%
0.9%
Q3 24
1.0%
0.8%
Q2 24
1.6%
1.5%
Q1 24
1.0%
1.5%
Cash Conversion
HTBK
HTBK
UEIC
UEIC
Q4 25
4.08×
Q3 25
1.28×
Q2 25
1.25×
Q1 25
1.28×
Q4 24
3.67×
Q3 24
0.50×
Q2 24
1.14×
Q1 24
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTBK
HTBK

Segment breakdown not available.

UEIC
UEIC

Other$39.6M45%
Connected Home$29.8M34%
Asia Excluding Peoples Republic Of China$18.4M21%

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