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Side-by-side financial comparison of Heartflow, Inc. (HTFL) and MainStreet Bancshares, Inc. (MNSB). Click either name above to swap in a different company.

Heartflow, Inc. is the larger business by last-quarter revenue ($46.3M vs $32.8M, roughly 1.4× MainStreet Bancshares, Inc.). MainStreet Bancshares, Inc. produced more free cash flow last quarter ($10.6M vs $-4.2M).

HeartFlow, Inc. develops non-invasive cardiovascular diagnostic solutions for global healthcare providers. Its core product uses CT scan data to build 3D coronary artery models, assess blood flow to detect blockages, and support clinicians in making personalized heart disease treatment decisions without invasive procedures.

MainStreet Bancshares, Inc. is a US-based bank holding company that provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage lending, and wealth management solutions. It primarily serves individual consumers, small and medium-sized enterprises, and local community customers through its regional branch network.

HTFL vs MNSB — Head-to-Head

Bigger by revenue
HTFL
HTFL
1.4× larger
HTFL
$46.3M
$32.8M
MNSB
More free cash flow
MNSB
MNSB
$14.8M more FCF
MNSB
$10.6M
$-4.2M
HTFL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
HTFL
HTFL
MNSB
MNSB
Revenue
$46.3M
$32.8M
Net Profit
$-50.9M
Gross Margin
76.5%
55.1%
Operating Margin
-32.6%
14.9%
Net Margin
-109.9%
Revenue YoY
-8.8%
Net Profit YoY
EPS (diluted)
$-1.04
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTFL
HTFL
MNSB
MNSB
Q4 25
$32.8M
Q3 25
$46.3M
$33.6M
Q2 25
$43.4M
$35.4M
Q1 25
$33.9M
Q4 24
$35.9M
Q3 24
$34.5M
Q2 24
$34.2M
Q1 24
$33.3M
Net Profit
HTFL
HTFL
MNSB
MNSB
Q4 25
Q3 25
$-50.9M
$4.5M
Q2 25
$-9.2M
$4.6M
Q1 25
$2.5M
Q4 24
Q3 24
$265.0K
Q2 24
$2.6M
Q1 24
$3.3M
Gross Margin
HTFL
HTFL
MNSB
MNSB
Q4 25
55.1%
Q3 25
76.5%
54.3%
Q2 25
75.5%
56.2%
Q1 25
51.5%
Q4 24
46.9%
Q3 24
47.1%
Q2 24
47.7%
Q1 24
49.4%
Operating Margin
HTFL
HTFL
MNSB
MNSB
Q4 25
14.9%
Q3 25
-32.6%
16.1%
Q2 25
-31.6%
16.0%
Q1 25
9.2%
Q4 24
-4373.3%
Q3 24
0.3%
Q2 24
8.4%
Q1 24
12.4%
Net Margin
HTFL
HTFL
MNSB
MNSB
Q4 25
Q3 25
-109.9%
13.4%
Q2 25
-21.2%
13.0%
Q1 25
7.2%
Q4 24
Q3 24
0.8%
Q2 24
7.7%
Q1 24
9.9%
EPS (diluted)
HTFL
HTFL
MNSB
MNSB
Q4 25
$0.46
Q3 25
$-1.04
$0.52
Q2 25
$-1.46
$0.53
Q1 25
$0.25
Q4 24
$-2.19
Q3 24
$-0.04
Q2 24
$0.27
Q1 24
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTFL
HTFL
MNSB
MNSB
Cash + ST InvestmentsLiquidity on hand
$291.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$254.6M
$218.6M
Total Assets
$364.4M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTFL
HTFL
MNSB
MNSB
Q4 25
Q3 25
$291.2M
Q2 25
$80.2M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HTFL
HTFL
MNSB
MNSB
Q4 25
$218.6M
Q3 25
$254.6M
$218.4M
Q2 25
$-894.8M
$213.5M
Q1 25
$209.6M
Q4 24
$208.0M
Q3 24
$226.1M
Q2 24
$224.7M
Q1 24
$223.1M
Total Assets
HTFL
HTFL
MNSB
MNSB
Q4 25
$2.2B
Q3 25
$364.4M
$2.1B
Q2 25
$159.4M
$2.1B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTFL
HTFL
MNSB
MNSB
Operating Cash FlowLast quarter
$-3.0M
$14.8M
Free Cash FlowOCF − Capex
$-4.2M
$10.6M
FCF MarginFCF / Revenue
-9.1%
32.5%
Capex IntensityCapex / Revenue
2.7%
12.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTFL
HTFL
MNSB
MNSB
Q4 25
$14.8M
Q3 25
$-3.0M
$5.6M
Q2 25
$-40.5M
$1.2M
Q1 25
$1.5M
Q4 24
$14.7M
Q3 24
$4.5M
Q2 24
$1.2M
Q1 24
$3.6M
Free Cash Flow
HTFL
HTFL
MNSB
MNSB
Q4 25
$10.6M
Q3 25
$-4.2M
$5.5M
Q2 25
$-42.4M
$-2.6M
Q1 25
$1.4M
Q4 24
$13.8M
Q3 24
$4.3M
Q2 24
$1.1M
Q1 24
$3.0M
FCF Margin
HTFL
HTFL
MNSB
MNSB
Q4 25
32.5%
Q3 25
-9.1%
16.2%
Q2 25
-97.6%
-7.4%
Q1 25
4.1%
Q4 24
38.5%
Q3 24
12.5%
Q2 24
3.1%
Q1 24
9.1%
Capex Intensity
HTFL
HTFL
MNSB
MNSB
Q4 25
12.7%
Q3 25
2.7%
0.4%
Q2 25
4.4%
10.8%
Q1 25
0.2%
Q4 24
2.5%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
HTFL
HTFL
MNSB
MNSB
Q4 25
Q3 25
1.24×
Q2 25
0.26×
Q1 25
0.59×
Q4 24
Q3 24
16.87×
Q2 24
0.45×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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