MainStreet Bancshares, Inc.MNSBEarnings & Financial Report
MainStreet Bancshares, Inc. is a US-based bank holding company that provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage lending, and wealth management solutions. It primarily serves individual consumers, small and medium-sized enterprises, and local community customers through its regional branch network.
MNSB Q4 FY2025 Key Financial Metrics
Revenue
$32.8M
Gross Profit
$18.0M
Operating Profit
$4.9M
Net Profit
N/A
Gross Margin
55.1%
Operating Margin
14.9%
Net Margin
N/A
YoY Growth
-8.8%
EPS
$0.46
MainStreet Bancshares, Inc. Q4 FY2025 Financial Summary
MainStreet Bancshares, Inc. reported revenue of $32.8M (down 8.8% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin). Cost of goods sold was $14.7M, operating expenses totaled $13.2M.
Key Financial Metrics
| Total Revenue | $32.8M |
|---|---|
| Net Profit | N/A |
| Gross Margin | 55.1% |
| Operating Margin | 14.9% |
| Report Period | Q4 FY2025 |
MainStreet Bancshares, Inc. Annual Revenue by Year
MainStreet Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $135.6M).
MainStreet Bancshares, Inc. Quarterly Revenue & Net Profit History
MainStreet Bancshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $32.8M | -8.8% | N/A | N/A |
| Q3 FY2025 | $33.6M | -2.6% | $4.5M | 13.4% |
| Q2 FY2025 | $35.4M | +3.4% | $4.6M | 13.0% |
| Q1 FY2025 | $33.9M | +1.9% | $2.5M | 7.2% |
| Q4 FY2024 | $35.9M | +96.9% | N/A | N/A |
| Q3 FY2024 | $34.5M | +75.3% | $265.0K | 0.8% |
| Q2 FY2024 | $34.2M | +70.3% | $2.6M | 7.7% |
| Q1 FY2024 | $33.3M | +50.6% | $3.3M | 9.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $33.3M | $34.2M | $34.5M | $35.9M | $33.9M | $35.4M | $33.6M | $32.8M |
| YoY Growth | 50.6% | 70.3% | 75.3% | 96.9% | 1.9% | 3.4% | -2.6% | -8.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.07B | $2.09B | $2.22B | $2.23B | $2.22B | $2.11B | $2.12B | $2.21B |
| Liabilities | $1.85B | $1.87B | $2.00B | $2.02B | $2.01B | $1.90B | $1.91B | $1.99B |
| Equity | $223.1M | $224.7M | $226.1M | $208.0M | $209.6M | $213.5M | $218.4M | $218.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.6M | $1.2M | $4.5M | $14.7M | $1.5M | $1.2M | $5.6M | $14.8M |