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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and HEARTLAND EXPRESS INC (HTLD). Click either name above to swap in a different company.
Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $179.4M, roughly 1.7× HEARTLAND EXPRESS INC). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs -10.8%, a 23.8% gap on every dollar of revenue. Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs -18.5%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Heartland Express is an American trucking company headquartered in North Liberty, Iowa. The company offers truckload shipping services across the United States.
HTH vs HTLD — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $179.4M |
| Net Profit | $39.0M | $-19.4M |
| Gross Margin | — | — |
| Operating Margin | — | -12.7% |
| Net Margin | 13.0% | -10.8% |
| Revenue YoY | — | -26.1% |
| Net Profit YoY | -12.4% | -949.2% |
| EPS (diluted) | $0.64 | $-0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | $179.4M | ||
| Q3 25 | $330.2M | $196.5M | ||
| Q2 25 | $303.3M | $210.4M | ||
| Q1 25 | $318.5M | $219.4M | ||
| Q4 24 | $301.1M | $242.6M | ||
| Q3 24 | $305.5M | $259.9M | ||
| Q2 24 | $297.0M | $274.8M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | $-19.4M | ||
| Q3 25 | $45.8M | $-8.3M | ||
| Q2 25 | $36.1M | $-10.9M | ||
| Q1 25 | $42.1M | $-13.9M | ||
| Q4 24 | $35.5M | $-1.9M | ||
| Q3 24 | $29.7M | $-9.3M | ||
| Q2 24 | $20.3M | $-3.5M |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | -12.7% | ||
| Q3 25 | 18.4% | -3.7% | ||
| Q2 25 | 16.3% | -5.9% | ||
| Q1 25 | 18.1% | -6.8% | ||
| Q4 24 | 14.7% | 0.4% | ||
| Q3 24 | 13.9% | -2.7% | ||
| Q2 24 | 10.0% | 0.1% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | -10.8% | ||
| Q3 25 | 13.9% | -4.2% | ||
| Q2 25 | 11.9% | -5.2% | ||
| Q1 25 | 13.2% | -6.3% | ||
| Q4 24 | 11.8% | -0.8% | ||
| Q3 24 | 9.7% | -3.6% | ||
| Q2 24 | 6.8% | -1.3% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | $-0.24 | ||
| Q3 25 | $0.74 | $-0.11 | ||
| Q2 25 | $0.57 | $-0.14 | ||
| Q1 25 | $0.65 | $-0.18 | ||
| Q4 24 | $0.55 | $-0.03 | ||
| Q3 24 | $0.46 | $-0.12 | ||
| Q2 24 | $0.31 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.5M |
| Total DebtLower is stronger | $990.8M | $154.1M |
| Stockholders' EquityBook value | $2.2B | $755.3M |
| Total Assets | $15.7B | $1.2B |
| Debt / EquityLower = less leverage | 0.46× | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $18.5M | ||
| Q3 25 | — | $32.7M | ||
| Q2 25 | — | $22.9M | ||
| Q1 25 | — | $23.9M | ||
| Q4 24 | — | $12.8M | ||
| Q3 24 | — | $30.7M | ||
| Q2 24 | — | $23.9M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | $154.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $187.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $755.3M | ||
| Q3 25 | $2.2B | $775.6M | ||
| Q2 25 | $2.2B | $786.7M | ||
| Q1 25 | $2.2B | $807.7M | ||
| Q4 24 | $2.2B | $822.6M | ||
| Q3 24 | $2.2B | $825.7M | ||
| Q2 24 | $2.1B | $836.8M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | $1.2B | ||
| Q3 25 | $15.6B | $1.3B | ||
| Q2 25 | $15.4B | $1.3B | ||
| Q1 25 | $15.8B | $1.3B | ||
| Q4 24 | $16.3B | $1.3B | ||
| Q3 24 | $15.9B | $1.4B | ||
| Q2 24 | $15.6B | $1.4B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.23× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $14.9M |
| Free Cash FlowOCF − Capex | — | $-44.2M |
| FCF MarginFCF / Revenue | — | -24.6% |
| Capex IntensityCapex / Revenue | — | 33.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-66.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | $14.9M | ||
| Q3 25 | $273.0M | $27.5M | ||
| Q2 25 | $-234.6M | $21.0M | ||
| Q1 25 | $5.8M | $25.8M | ||
| Q4 24 | $273.9M | $37.8M | ||
| Q3 24 | $515.6M | $35.6M | ||
| Q2 24 | $-435.3M | $40.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | $-44.2M | ||
| Q3 25 | $271.0M | $-12.2M | ||
| Q2 25 | $-234.6M | $-12.8M | ||
| Q1 25 | $5.0M | $2.3M | ||
| Q4 24 | $266.8M | $-45.5M | ||
| Q3 24 | $513.8M | $24.6M | ||
| Q2 24 | $-437.3M | $29.4M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | -24.6% | ||
| Q3 25 | 82.1% | -6.2% | ||
| Q2 25 | -77.4% | -6.1% | ||
| Q1 25 | 1.6% | 1.0% | ||
| Q4 24 | 88.6% | -18.8% | ||
| Q3 24 | 168.2% | 9.5% | ||
| Q2 24 | -147.2% | 10.7% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 33.0% | ||
| Q3 25 | 0.6% | 20.2% | ||
| Q2 25 | 0.0% | 16.1% | ||
| Q1 25 | 0.3% | 10.7% | ||
| Q4 24 | 2.4% | 34.3% | ||
| Q3 24 | 0.6% | 4.2% | ||
| Q2 24 | 0.7% | 3.8% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | — | ||
| Q3 25 | 5.96× | — | ||
| Q2 25 | -6.50× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 7.71× | — | ||
| Q3 24 | 17.36× | — | ||
| Q2 24 | -21.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
HTLD
Segment breakdown not available.
