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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and LEGALZOOM.COM, INC. (LZ). Click either name above to swap in a different company.

Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $190.3M, roughly 1.6× LEGALZOOM.COM, INC.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 3.2%, a 9.8% gap on every dollar of revenue. Over the past eight quarters, LEGALZOOM.COM, INC.'s revenue compounded faster (4.5% CAGR vs 0.6%).

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

LegalZoom.com, Inc. is an American online legal technology and services company launched in 2001. It provides online legal services using an independent network of attorneys and the LegalZoom-owned law firm, LegalZoom Legal Services, as well as self-service technology and care specialists. Services include wills and living trusts, business compliance such as licenses and permits, copyright registrations, and trademark applications. The company also offers attorney referrals and registered age...

HTH vs LZ — Head-to-Head

Bigger by revenue
HTH
HTH
1.6× larger
HTH
$300.5M
$190.3M
LZ
Higher net margin
HTH
HTH
9.8% more per $
HTH
13.0%
3.2%
LZ
Faster 2-yr revenue CAGR
LZ
LZ
Annualised
LZ
4.5%
0.6%
HTH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HTH
HTH
LZ
LZ
Revenue
$300.5M
$190.3M
Net Profit
$39.0M
$6.1M
Gross Margin
67.6%
Operating Margin
6.6%
Net Margin
13.0%
3.2%
Revenue YoY
17.7%
Net Profit YoY
-12.4%
-52.9%
EPS (diluted)
$0.64
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
LZ
LZ
Q1 26
$300.5M
Q4 25
$329.9M
$190.3M
Q3 25
$330.2M
$190.2M
Q2 25
$303.3M
$192.5M
Q1 25
$318.5M
$183.1M
Q4 24
$301.1M
$161.7M
Q3 24
$305.5M
$168.6M
Q2 24
$297.0M
$177.4M
Net Profit
HTH
HTH
LZ
LZ
Q1 26
$39.0M
Q4 25
$41.6M
$6.1M
Q3 25
$45.8M
$4.5M
Q2 25
$36.1M
$-266.0K
Q1 25
$42.1M
$5.1M
Q4 24
$35.5M
$12.9M
Q3 24
$29.7M
$11.1M
Q2 24
$20.3M
$1.3M
Gross Margin
HTH
HTH
LZ
LZ
Q1 26
Q4 25
67.6%
Q3 25
67.3%
Q2 25
65.0%
Q1 25
63.7%
Q4 24
67.0%
Q3 24
67.5%
Q2 24
64.1%
Operating Margin
HTH
HTH
LZ
LZ
Q1 26
Q4 25
16.1%
6.6%
Q3 25
18.4%
3.4%
Q2 25
16.3%
-1.6%
Q1 25
18.1%
4.9%
Q4 24
14.7%
8.1%
Q3 24
13.9%
9.6%
Q2 24
10.0%
0.6%
Net Margin
HTH
HTH
LZ
LZ
Q1 26
13.0%
Q4 25
12.6%
3.2%
Q3 25
13.9%
2.4%
Q2 25
11.9%
-0.1%
Q1 25
13.2%
2.8%
Q4 24
11.8%
7.9%
Q3 24
9.7%
6.6%
Q2 24
6.8%
0.7%
EPS (diluted)
HTH
HTH
LZ
LZ
Q1 26
$0.64
Q4 25
$0.68
$0.03
Q3 25
$0.74
$0.02
Q2 25
$0.57
$0.00
Q1 25
$0.65
$0.03
Q4 24
$0.55
$0.07
Q3 24
$0.46
$0.06
Q2 24
$0.31
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
LZ
LZ
Cash + ST InvestmentsLiquidity on hand
$203.1M
Total DebtLower is stronger
$990.8M
Stockholders' EquityBook value
$2.2B
$171.9M
Total Assets
$15.7B
$511.5M
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTH
HTH
LZ
LZ
Q1 26
Q4 25
$203.1M
Q3 25
$237.2M
Q2 25
$217.0M
Q1 25
$210.0M
Q4 24
$142.1M
Q3 24
$112.5M
Q2 24
$118.8M
Total Debt
HTH
HTH
LZ
LZ
Q1 26
$990.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
HTH
HTH
LZ
LZ
Q1 26
$2.2B
Q4 25
$2.2B
$171.9M
Q3 25
$2.2B
$201.9M
Q2 25
$2.2B
$194.1M
Q1 25
$2.2B
$187.2M
Q4 24
$2.2B
$93.3M
Q3 24
$2.2B
$60.1M
Q2 24
$2.1B
$60.8M
Total Assets
HTH
HTH
LZ
LZ
Q1 26
$15.7B
Q4 25
$15.8B
$511.5M
Q3 25
$15.6B
$551.1M
Q2 25
$15.4B
$543.0M
Q1 25
$15.8B
$532.7M
Q4 24
$16.3B
$373.9M
Q3 24
$15.9B
$348.8M
Q2 24
$15.6B
$359.5M
Debt / Equity
HTH
HTH
LZ
LZ
Q1 26
0.46×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTH
HTH
LZ
LZ
Operating Cash FlowLast quarter
$34.1M
Free Cash FlowOCF − Capex
$28.0M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
5.63×
TTM Free Cash FlowTrailing 4 quarters
$147.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTH
HTH
LZ
LZ
Q1 26
Q4 25
$-38.7M
$34.1M
Q3 25
$273.0M
$54.2M
Q2 25
$-234.6M
$39.1M
Q1 25
$5.8M
$50.7M
Q4 24
$273.9M
$42.6M
Q3 24
$515.6M
$31.6M
Q2 24
$-435.3M
$27.2M
Free Cash Flow
HTH
HTH
LZ
LZ
Q1 26
Q4 25
$-55.5M
$28.0M
Q3 25
$271.0M
$47.0M
Q2 25
$-234.6M
$31.6M
Q1 25
$5.0M
$41.3M
Q4 24
$266.8M
$35.9M
Q3 24
$513.8M
$22.0M
Q2 24
$-437.3M
$17.4M
FCF Margin
HTH
HTH
LZ
LZ
Q1 26
Q4 25
-16.8%
14.7%
Q3 25
82.1%
24.7%
Q2 25
-77.4%
16.4%
Q1 25
1.6%
22.6%
Q4 24
88.6%
22.2%
Q3 24
168.2%
13.0%
Q2 24
-147.2%
9.8%
Capex Intensity
HTH
HTH
LZ
LZ
Q1 26
Q4 25
5.1%
3.2%
Q3 25
0.6%
3.8%
Q2 25
0.0%
3.9%
Q1 25
0.3%
5.1%
Q4 24
2.4%
4.1%
Q3 24
0.6%
5.7%
Q2 24
0.7%
5.6%
Cash Conversion
HTH
HTH
LZ
LZ
Q1 26
Q4 25
-0.93×
5.63×
Q3 25
5.96×
12.03×
Q2 25
-6.50×
Q1 25
0.14×
9.89×
Q4 24
7.71×
3.31×
Q3 24
17.36×
2.86×
Q2 24
-21.41×
20.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

LZ
LZ

Segment breakdown not available.

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