vs

Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and SFL Corp Ltd. (SFL). Click either name above to swap in a different company.

SFL Corp Ltd. is the larger business by last-quarter revenue ($353.7M vs $300.5M, roughly 1.2× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 1.1%, a 11.9% gap on every dollar of revenue.

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

SFL Corp Ltd is a global maritime transportation and vessel owning enterprise with a diversified fleet including container ships, oil tankers, dry bulk carriers and offshore support vessels. It serves international logistics, energy and bulk commodity sectors, offering long-term and spot charter services to clients across major global trade routes.

HTH vs SFL — Head-to-Head

Bigger by revenue
SFL
SFL
1.2× larger
SFL
$353.7M
$300.5M
HTH
Higher net margin
HTH
HTH
11.9% more per $
HTH
13.0%
1.1%
SFL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HTH
HTH
SFL
SFL
Revenue
$300.5M
$353.7M
Net Profit
$39.0M
$4.0M
Gross Margin
Operating Margin
22.8%
Net Margin
13.0%
1.1%
Revenue YoY
-27.0%
Net Profit YoY
-12.4%
-93.9%
EPS (diluted)
$0.64
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
SFL
SFL
Q1 26
$300.5M
Q4 25
$329.9M
$353.7M
Q3 25
$330.2M
Q2 25
$303.3M
Q1 25
$318.5M
Q4 24
$301.1M
$484.4M
Q3 24
$305.5M
Q2 24
$297.0M
Net Profit
HTH
HTH
SFL
SFL
Q1 26
$39.0M
Q4 25
$41.6M
$4.0M
Q3 25
$45.8M
Q2 25
$36.1M
Q1 25
$42.1M
Q4 24
$35.5M
$64.7M
Q3 24
$29.7M
Q2 24
$20.3M
Operating Margin
HTH
HTH
SFL
SFL
Q1 26
Q4 25
16.1%
22.8%
Q3 25
18.4%
Q2 25
16.3%
Q1 25
18.1%
Q4 24
14.7%
32.8%
Q3 24
13.9%
Q2 24
10.0%
Net Margin
HTH
HTH
SFL
SFL
Q1 26
13.0%
Q4 25
12.6%
1.1%
Q3 25
13.9%
Q2 25
11.9%
Q1 25
13.2%
Q4 24
11.8%
13.4%
Q3 24
9.7%
Q2 24
6.8%
EPS (diluted)
HTH
HTH
SFL
SFL
Q1 26
$0.64
Q4 25
$0.68
$0.03
Q3 25
$0.74
Q2 25
$0.57
Q1 25
$0.65
Q4 24
$0.55
$0.49
Q3 24
$0.46
Q2 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
SFL
SFL
Cash + ST InvestmentsLiquidity on hand
$150.8M
Total DebtLower is stronger
$990.8M
$2.6B
Stockholders' EquityBook value
$2.2B
$960.9M
Total Assets
$15.7B
$3.6B
Debt / EquityLower = less leverage
0.46×
2.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTH
HTH
SFL
SFL
Q1 26
Q4 25
$150.8M
Q3 25
Q2 25
Q1 25
Q4 24
$134.6M
Q3 24
Q2 24
Total Debt
HTH
HTH
SFL
SFL
Q1 26
$990.8M
Q4 25
$2.6B
Q3 25
Q2 25
Q1 25
Q4 24
$2.9B
Q3 24
Q2 24
Stockholders' Equity
HTH
HTH
SFL
SFL
Q1 26
$2.2B
Q4 25
$2.2B
$960.9M
Q3 25
$2.2B
Q2 25
$2.2B
Q1 25
$2.2B
Q4 24
$2.2B
$1.1B
Q3 24
$2.2B
Q2 24
$2.1B
Total Assets
HTH
HTH
SFL
SFL
Q1 26
$15.7B
Q4 25
$15.8B
$3.6B
Q3 25
$15.6B
Q2 25
$15.4B
Q1 25
$15.8B
Q4 24
$16.3B
$4.1B
Q3 24
$15.9B
Q2 24
$15.6B
Debt / Equity
HTH
HTH
SFL
SFL
Q1 26
0.46×
Q4 25
2.69×
Q3 25
Q2 25
Q1 25
Q4 24
2.54×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTH
HTH
SFL
SFL
Operating Cash FlowLast quarter
$118.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
29.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTH
HTH
SFL
SFL
Q1 26
Q4 25
$-38.7M
$118.4M
Q3 25
$273.0M
Q2 25
$-234.6M
Q1 25
$5.8M
Q4 24
$273.9M
$182.4M
Q3 24
$515.6M
Q2 24
$-435.3M
Free Cash Flow
HTH
HTH
SFL
SFL
Q1 26
Q4 25
$-55.5M
Q3 25
$271.0M
Q2 25
$-234.6M
Q1 25
$5.0M
Q4 24
$266.8M
Q3 24
$513.8M
Q2 24
$-437.3M
FCF Margin
HTH
HTH
SFL
SFL
Q1 26
Q4 25
-16.8%
Q3 25
82.1%
Q2 25
-77.4%
Q1 25
1.6%
Q4 24
88.6%
Q3 24
168.2%
Q2 24
-147.2%
Capex Intensity
HTH
HTH
SFL
SFL
Q1 26
Q4 25
5.1%
Q3 25
0.6%
Q2 25
0.0%
Q1 25
0.3%
Q4 24
2.4%
Q3 24
0.6%
Q2 24
0.7%
Cash Conversion
HTH
HTH
SFL
SFL
Q1 26
Q4 25
-0.93×
29.75×
Q3 25
5.96×
Q2 25
-6.50×
Q1 25
0.14×
Q4 24
7.71×
2.82×
Q3 24
17.36×
Q2 24
-21.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

SFL
SFL

Segment breakdown not available.

Related Comparisons