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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and Savers Value Village, Inc. (SVV). Click either name above to swap in a different company.
Savers Value Village, Inc. is the larger business by last-quarter revenue ($426.9M vs $300.5M, roughly 1.4× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs -3.3%, a 16.3% gap on every dollar of revenue. Over the past eight quarters, Savers Value Village, Inc.'s revenue compounded faster (4.3% CAGR vs 0.6%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Value Village Stores, Inc. was a Midwestern United States chain of retail stores aimed at the discount department-store market. Henry Horney, formerly of F.W. Woolworth Company founded a small, regional chain of discount stores located in the two states of Wisconsin and Illinois that opened in 1961 and operated into 1989. Horney also had a real estate company and often built small shopping malls adjoining the discount stores. The chain had no relation to the Savers Value Village chain of thri...
HTH vs SVV — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $426.9M |
| Net Profit | $39.0M | $-14.0M |
| Gross Margin | — | — |
| Operating Margin | — | 8.5% |
| Net Margin | 13.0% | -3.3% |
| Revenue YoY | — | 8.1% |
| Net Profit YoY | -12.4% | -164.6% |
| EPS (diluted) | $0.64 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | — | ||
| Q3 25 | $330.2M | $426.9M | ||
| Q2 25 | $303.3M | $417.2M | ||
| Q1 25 | $318.5M | $370.1M | ||
| Q4 24 | $301.1M | $402.0M | ||
| Q3 24 | $305.5M | $394.8M | ||
| Q2 24 | $297.0M | $386.7M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | — | ||
| Q3 25 | $45.8M | $-14.0M | ||
| Q2 25 | $36.1M | $18.9M | ||
| Q1 25 | $42.1M | $-4.7M | ||
| Q4 24 | $35.5M | $-1.9M | ||
| Q3 24 | $29.7M | $21.7M | ||
| Q2 24 | $20.3M | $9.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 26.6% |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | — | ||
| Q3 25 | 18.4% | 8.5% | ||
| Q2 25 | 16.3% | 8.2% | ||
| Q1 25 | 18.1% | 2.8% | ||
| Q4 24 | 14.7% | 8.2% | ||
| Q3 24 | 13.9% | 12.3% | ||
| Q2 24 | 10.0% | 8.3% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | — | ||
| Q3 25 | 13.9% | -3.3% | ||
| Q2 25 | 11.9% | 4.5% | ||
| Q1 25 | 13.2% | -1.3% | ||
| Q4 24 | 11.8% | -0.5% | ||
| Q3 24 | 9.7% | 5.5% | ||
| Q2 24 | 6.8% | 2.5% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | — | ||
| Q3 25 | $0.74 | $-0.09 | ||
| Q2 25 | $0.57 | $0.12 | ||
| Q1 25 | $0.65 | $-0.03 | ||
| Q4 24 | $0.55 | $-0.02 | ||
| Q3 24 | $0.46 | $0.13 | ||
| Q2 24 | $0.31 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $63.5M |
| Total DebtLower is stronger | $990.8M | $750.0M |
| Stockholders' EquityBook value | $2.2B | $414.6M |
| Total Assets | $15.7B | $2.0B |
| Debt / EquityLower = less leverage | 0.46× | 1.81× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $63.5M | ||
| Q2 25 | — | $70.5M | ||
| Q1 25 | — | $73.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $137.7M | ||
| Q2 24 | — | $160.7M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $750.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $414.6M | ||
| Q2 25 | $2.2B | $423.5M | ||
| Q1 25 | $2.2B | $413.8M | ||
| Q4 24 | $2.2B | $421.7M | ||
| Q3 24 | $2.2B | $432.9M | ||
| Q2 24 | $2.1B | $419.5M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | — | ||
| Q3 25 | $15.6B | $2.0B | ||
| Q2 25 | $15.4B | $1.9B | ||
| Q1 25 | $15.8B | $1.9B | ||
| Q4 24 | $16.3B | $1.9B | ||
| Q3 24 | $15.9B | $1.9B | ||
| Q2 24 | $15.6B | $1.9B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.81× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $21.6M |
| Free Cash FlowOCF − Capex | — | $-6.3M |
| FCF MarginFCF / Revenue | — | -1.5% |
| Capex IntensityCapex / Revenue | — | 6.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | — | ||
| Q3 25 | $273.0M | $21.6M | ||
| Q2 25 | $-234.6M | $54.4M | ||
| Q1 25 | $5.8M | $419.0K | ||
| Q4 24 | $273.9M | $55.8M | ||
| Q3 24 | $515.6M | $23.9M | ||
| Q2 24 | $-435.3M | $60.4M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | — | ||
| Q3 25 | $271.0M | $-6.3M | ||
| Q2 25 | $-234.6M | $21.9M | ||
| Q1 25 | $5.0M | $-20.2M | ||
| Q4 24 | $266.8M | $30.1M | ||
| Q3 24 | $513.8M | $-3.0M | ||
| Q2 24 | $-437.3M | $29.6M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | — | ||
| Q3 25 | 82.1% | -1.5% | ||
| Q2 25 | -77.4% | 5.2% | ||
| Q1 25 | 1.6% | -5.4% | ||
| Q4 24 | 88.6% | 7.5% | ||
| Q3 24 | 168.2% | -0.8% | ||
| Q2 24 | -147.2% | 7.6% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | — | ||
| Q3 25 | 0.6% | 6.5% | ||
| Q2 25 | 0.0% | 7.8% | ||
| Q1 25 | 0.3% | 5.6% | ||
| Q4 24 | 2.4% | 6.4% | ||
| Q3 24 | 0.6% | 6.8% | ||
| Q2 24 | 0.7% | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | — | ||
| Q3 25 | 5.96× | — | ||
| Q2 25 | -6.50× | 2.88× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 7.71× | — | ||
| Q3 24 | 17.36× | 1.10× | ||
| Q2 24 | -21.41× | 6.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
SVV
| Sales Channel Directly To Consumer | $408.3M | 96% |
| Sales Channel Through Intermediary | $18.6M | 4% |
