vs
Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and INTERFACE INC (TILE). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $300.5M, roughly 1.2× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 7.0%, a 6.0% gap on every dollar of revenue. Over the past eight quarters, INTERFACE INC's revenue compounded faster (9.8% CAGR vs 0.6%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
HTH vs TILE — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $349.4M |
| Net Profit | $39.0M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 13.0% | 7.0% |
| Revenue YoY | — | 4.3% |
| Net Profit YoY | -12.4% | 12.1% |
| EPS (diluted) | $0.64 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | $349.4M | ||
| Q3 25 | $330.2M | $364.5M | ||
| Q2 25 | $303.3M | $375.5M | ||
| Q1 25 | $318.5M | $297.4M | ||
| Q4 24 | $301.1M | $335.0M | ||
| Q3 24 | $305.5M | $344.3M | ||
| Q2 24 | $297.0M | $346.6M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | $24.4M | ||
| Q3 25 | $45.8M | $46.1M | ||
| Q2 25 | $36.1M | $32.6M | ||
| Q1 25 | $42.1M | $13.0M | ||
| Q4 24 | $35.5M | $21.8M | ||
| Q3 24 | $29.7M | $28.4M | ||
| Q2 24 | $20.3M | $22.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | 10.1% | ||
| Q3 25 | 18.4% | 14.6% | ||
| Q2 25 | 16.3% | 13.9% | ||
| Q1 25 | 18.1% | 7.8% | ||
| Q4 24 | 14.7% | 8.8% | ||
| Q3 24 | 13.9% | 12.3% | ||
| Q2 24 | 10.0% | 11.0% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | 7.0% | ||
| Q3 25 | 13.9% | 12.7% | ||
| Q2 25 | 11.9% | 8.7% | ||
| Q1 25 | 13.2% | 4.4% | ||
| Q4 24 | 11.8% | 6.5% | ||
| Q3 24 | 9.7% | 8.3% | ||
| Q2 24 | 6.8% | 6.5% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | $0.41 | ||
| Q3 25 | $0.74 | $0.78 | ||
| Q2 25 | $0.57 | $0.55 | ||
| Q1 25 | $0.65 | $0.22 | ||
| Q4 24 | $0.55 | $0.38 | ||
| Q3 24 | $0.46 | $0.48 | ||
| Q2 24 | $0.31 | $0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $71.3M |
| Total DebtLower is stronger | $990.8M | $181.6M |
| Stockholders' EquityBook value | $2.2B | $640.7M |
| Total Assets | $15.7B | $1.2B |
| Debt / EquityLower = less leverage | 0.46× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $71.3M | ||
| Q3 25 | — | $187.4M | ||
| Q2 25 | — | $121.7M | ||
| Q1 25 | — | $97.8M | ||
| Q4 24 | — | $99.2M | ||
| Q3 24 | — | $115.6M | ||
| Q2 24 | — | $94.2M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | $181.6M | ||
| Q3 25 | — | $307.8M | ||
| Q2 25 | — | $304.4M | ||
| Q1 25 | — | $302.9M | ||
| Q4 24 | — | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $640.7M | ||
| Q3 25 | $2.2B | $621.0M | ||
| Q2 25 | $2.2B | $575.0M | ||
| Q1 25 | $2.2B | $513.1M | ||
| Q4 24 | $2.2B | $489.1M | ||
| Q3 24 | $2.2B | $501.6M | ||
| Q2 24 | $2.1B | $451.2M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | $1.2B | ||
| Q3 25 | $15.6B | $1.3B | ||
| Q2 25 | $15.4B | $1.3B | ||
| Q1 25 | $15.8B | $1.2B | ||
| Q4 24 | $16.3B | $1.2B | ||
| Q3 24 | $15.9B | $1.2B | ||
| Q2 24 | $15.6B | $1.2B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | — | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $49.3M |
| Free Cash FlowOCF − Capex | — | $28.6M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 5.9% |
| Cash ConversionOCF / Net Profit | — | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | $49.3M | ||
| Q3 25 | $273.0M | $76.7M | ||
| Q2 25 | $-234.6M | $30.1M | ||
| Q1 25 | $5.8M | $11.7M | ||
| Q4 24 | $273.9M | $38.0M | ||
| Q3 24 | $515.6M | $76.2M | ||
| Q2 24 | $-435.3M | $21.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | $28.6M | ||
| Q3 25 | $271.0M | $66.1M | ||
| Q2 25 | $-234.6M | $22.8M | ||
| Q1 25 | $5.0M | $4.3M | ||
| Q4 24 | $266.8M | $24.4M | ||
| Q3 24 | $513.8M | $69.7M | ||
| Q2 24 | $-437.3M | $12.0M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | 8.2% | ||
| Q3 25 | 82.1% | 18.1% | ||
| Q2 25 | -77.4% | 6.1% | ||
| Q1 25 | 1.6% | 1.4% | ||
| Q4 24 | 88.6% | 7.3% | ||
| Q3 24 | 168.2% | 20.3% | ||
| Q2 24 | -147.2% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 5.9% | ||
| Q3 25 | 0.6% | 2.9% | ||
| Q2 25 | 0.0% | 2.0% | ||
| Q1 25 | 0.3% | 2.5% | ||
| Q4 24 | 2.4% | 4.1% | ||
| Q3 24 | 0.6% | 1.9% | ||
| Q2 24 | 0.7% | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | 2.02× | ||
| Q3 25 | 5.96× | 1.66× | ||
| Q2 25 | -6.50× | 0.93× | ||
| Q1 25 | 0.14× | 0.90× | ||
| Q4 24 | 7.71× | 1.75× | ||
| Q3 24 | 17.36× | 2.68× | ||
| Q2 24 | -21.41× | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
