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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.

TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $300.5M, roughly 1.9× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs -29.9%, a 42.9% gap on every dollar of revenue. Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs -0.6%).

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

HTH vs TTEC — Head-to-Head

Bigger by revenue
TTEC
TTEC
1.9× larger
TTEC
$570.0M
$300.5M
HTH
Higher net margin
HTH
HTH
42.9% more per $
HTH
13.0%
-29.9%
TTEC
Faster 2-yr revenue CAGR
HTH
HTH
Annualised
HTH
0.6%
-0.6%
TTEC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HTH
HTH
TTEC
TTEC
Revenue
$300.5M
$570.0M
Net Profit
$39.0M
$-170.5M
Gross Margin
Operating Margin
-30.3%
Net Margin
13.0%
-29.9%
Revenue YoY
0.4%
Net Profit YoY
-12.4%
-3791.9%
EPS (diluted)
$0.64
$-3.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
TTEC
TTEC
Q1 26
$300.5M
Q4 25
$329.9M
$570.0M
Q3 25
$330.2M
$519.1M
Q2 25
$303.3M
$513.6M
Q1 25
$318.5M
$534.2M
Q4 24
$301.1M
$567.4M
Q3 24
$305.5M
$529.4M
Q2 24
$297.0M
$534.1M
Net Profit
HTH
HTH
TTEC
TTEC
Q1 26
$39.0M
Q4 25
$41.6M
$-170.5M
Q3 25
$45.8M
$-13.4M
Q2 25
$36.1M
$-8.0M
Q1 25
$42.1M
$1.4M
Q4 24
$35.5M
$4.6M
Q3 24
$29.7M
$-21.1M
Q2 24
$20.3M
$-299.5M
Operating Margin
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
16.1%
-30.3%
Q3 25
18.4%
2.4%
Q2 25
16.3%
3.7%
Q1 25
18.1%
4.5%
Q4 24
14.7%
2.7%
Q3 24
13.9%
2.4%
Q2 24
10.0%
-42.0%
Net Margin
HTH
HTH
TTEC
TTEC
Q1 26
13.0%
Q4 25
12.6%
-29.9%
Q3 25
13.9%
-2.6%
Q2 25
11.9%
-1.6%
Q1 25
13.2%
0.3%
Q4 24
11.8%
0.8%
Q3 24
9.7%
-4.0%
Q2 24
6.8%
-56.1%
EPS (diluted)
HTH
HTH
TTEC
TTEC
Q1 26
$0.64
Q4 25
$0.68
$-3.57
Q3 25
$0.74
$-0.28
Q2 25
$0.57
$-0.17
Q1 25
$0.65
$0.03
Q4 24
$0.55
$0.05
Q3 24
$0.46
$-0.44
Q2 24
$0.31
$-6.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
TTEC
TTEC
Cash + ST InvestmentsLiquidity on hand
$82.9M
Total DebtLower is stronger
$990.8M
Stockholders' EquityBook value
$2.2B
$112.9M
Total Assets
$15.7B
$1.5B
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
$82.9M
Q3 25
$73.5M
Q2 25
$82.6M
Q1 25
$85.1M
Q4 24
$85.0M
Q3 24
$96.9M
Q2 24
$79.8M
Total Debt
HTH
HTH
TTEC
TTEC
Q1 26
$990.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
HTH
HTH
TTEC
TTEC
Q1 26
$2.2B
Q4 25
$2.2B
$112.9M
Q3 25
$2.2B
$280.8M
Q2 25
$2.2B
$295.2M
Q1 25
$2.2B
$281.5M
Q4 24
$2.2B
$268.1M
Q3 24
$2.2B
$295.1M
Q2 24
$2.1B
$304.2M
Total Assets
HTH
HTH
TTEC
TTEC
Q1 26
$15.7B
Q4 25
$15.8B
$1.5B
Q3 25
$15.6B
$1.7B
Q2 25
$15.4B
$1.7B
Q1 25
$15.8B
$1.7B
Q4 24
$16.3B
$1.8B
Q3 24
$15.9B
$1.8B
Q2 24
$15.6B
$1.8B
Debt / Equity
HTH
HTH
TTEC
TTEC
Q1 26
0.46×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTH
HTH
TTEC
TTEC
Operating Cash FlowLast quarter
$2.6M
Free Cash FlowOCF − Capex
$-9.2M
FCF MarginFCF / Revenue
-1.6%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$83.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
$-38.7M
$2.6M
Q3 25
$273.0M
$4.2M
Q2 25
$-234.6M
$92.7M
Q1 25
$5.8M
$21.6M
Q4 24
$273.9M
$-1.1M
Q3 24
$515.6M
$-91.4M
Q2 24
$-435.3M
$49.3M
Free Cash Flow
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
$-55.5M
$-9.2M
Q3 25
$271.0M
$-9.6M
Q2 25
$-234.6M
$85.5M
Q1 25
$5.0M
$16.2M
Q4 24
$266.8M
$-9.8M
Q3 24
$513.8M
$-100.2M
Q2 24
$-437.3M
$35.1M
FCF Margin
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
-16.8%
-1.6%
Q3 25
82.1%
-1.8%
Q2 25
-77.4%
16.7%
Q1 25
1.6%
3.0%
Q4 24
88.6%
-1.7%
Q3 24
168.2%
-18.9%
Q2 24
-147.2%
6.6%
Capex Intensity
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
5.1%
2.1%
Q3 25
0.6%
2.7%
Q2 25
0.0%
1.4%
Q1 25
0.3%
1.0%
Q4 24
2.4%
1.5%
Q3 24
0.6%
1.7%
Q2 24
0.7%
2.7%
Cash Conversion
HTH
HTH
TTEC
TTEC
Q1 26
Q4 25
-0.93×
Q3 25
5.96×
Q2 25
-6.50×
Q1 25
0.14×
15.60×
Q4 24
7.71×
-0.24×
Q3 24
17.36×
Q2 24
-21.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

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