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Side-by-side financial comparison of HEARTLAND EXPRESS INC (HTLD) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
HEARTLAND EXPRESS INC is the larger business by last-quarter revenue ($179.4M vs $104.0M, roughly 1.7× Origin Bancorp, Inc.). Origin Bancorp, Inc. runs the higher net margin — 26.6% vs -10.8%, a 37.5% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs -18.5%).
Heartland Express is an American trucking company headquartered in North Liberty, Iowa. The company offers truckload shipping services across the United States.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
HTLD vs OBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $179.4M | $104.0M |
| Net Profit | $-19.4M | $27.7M |
| Gross Margin | — | — |
| Operating Margin | -12.7% | — |
| Net Margin | -10.8% | 26.6% |
| Revenue YoY | -26.1% | — |
| Net Profit YoY | -949.2% | — |
| EPS (diluted) | $-0.24 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $104.0M | ||
| Q4 25 | $179.4M | $103.4M | ||
| Q3 25 | $196.5M | $109.8M | ||
| Q2 25 | $210.4M | $83.5M | ||
| Q1 25 | $219.4M | $94.1M | ||
| Q4 24 | $242.6M | $78.3M | ||
| Q3 24 | $259.9M | $90.8M | ||
| Q2 24 | $274.8M | $96.4M |
| Q1 26 | — | $27.7M | ||
| Q4 25 | $-19.4M | $29.5M | ||
| Q3 25 | $-8.3M | $8.6M | ||
| Q2 25 | $-10.9M | $14.6M | ||
| Q1 25 | $-13.9M | $22.4M | ||
| Q4 24 | $-1.9M | $14.3M | ||
| Q3 24 | $-9.3M | $18.6M | ||
| Q2 24 | $-3.5M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | -12.7% | 36.2% | ||
| Q3 25 | -3.7% | 10.0% | ||
| Q2 25 | -5.9% | 22.3% | ||
| Q1 25 | -6.8% | 30.4% | ||
| Q4 24 | 0.4% | 23.0% | ||
| Q3 24 | -2.7% | 26.1% | ||
| Q2 24 | 0.1% | 27.7% |
| Q1 26 | — | 26.6% | ||
| Q4 25 | -10.8% | 28.5% | ||
| Q3 25 | -4.2% | 7.9% | ||
| Q2 25 | -5.2% | 17.5% | ||
| Q1 25 | -6.3% | 23.8% | ||
| Q4 24 | -0.8% | 18.2% | ||
| Q3 24 | -3.6% | 20.5% | ||
| Q2 24 | -1.3% | 21.8% |
| Q1 26 | — | $0.89 | ||
| Q4 25 | $-0.24 | $0.95 | ||
| Q3 25 | $-0.11 | $0.27 | ||
| Q2 25 | $-0.14 | $0.47 | ||
| Q1 25 | $-0.18 | $0.71 | ||
| Q4 24 | $-0.03 | $0.45 | ||
| Q3 24 | $-0.12 | $0.60 | ||
| Q2 24 | $-0.04 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.5M | — |
| Total DebtLower is stronger | $154.1M | — |
| Stockholders' EquityBook value | $755.3M | $1.3B |
| Total Assets | $1.2B | $10.2B |
| Debt / EquityLower = less leverage | 0.20× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $18.5M | $424.2M | ||
| Q3 25 | $32.7M | $626.9M | ||
| Q2 25 | $22.9M | $334.1M | ||
| Q1 25 | $23.9M | $486.2M | ||
| Q4 24 | $12.8M | $470.2M | ||
| Q3 24 | $30.7M | $321.2M | ||
| Q2 24 | $23.9M | $288.1M |
| Q1 26 | — | — | ||
| Q4 25 | $154.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $187.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $755.3M | $1.2B | ||
| Q3 25 | $775.6M | $1.2B | ||
| Q2 25 | $786.7M | $1.2B | ||
| Q1 25 | $807.7M | $1.2B | ||
| Q4 24 | $822.6M | $1.1B | ||
| Q3 24 | $825.7M | $1.1B | ||
| Q2 24 | $836.8M | $1.1B |
| Q1 26 | — | $10.2B | ||
| Q4 25 | $1.2B | $9.7B | ||
| Q3 25 | $1.3B | $9.8B | ||
| Q2 25 | $1.3B | $9.7B | ||
| Q1 25 | $1.3B | $9.8B | ||
| Q4 24 | $1.3B | $9.7B | ||
| Q3 24 | $1.4B | $10.0B | ||
| Q2 24 | $1.4B | $9.9B |
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.23× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.9M | — |
| Free Cash FlowOCF − Capex | $-44.2M | — |
| FCF MarginFCF / Revenue | -24.6% | — |
| Capex IntensityCapex / Revenue | 33.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-66.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $14.9M | $158.9M | ||
| Q3 25 | $27.5M | $59.3M | ||
| Q2 25 | $21.0M | $20.6M | ||
| Q1 25 | $25.8M | $35.6M | ||
| Q4 24 | $37.8M | $108.5M | ||
| Q3 24 | $35.6M | $39.6M | ||
| Q2 24 | $40.0M | $11.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-44.2M | $151.1M | ||
| Q3 25 | $-12.2M | $56.8M | ||
| Q2 25 | $-12.8M | $19.6M | ||
| Q1 25 | $2.3M | $34.8M | ||
| Q4 24 | $-45.5M | $86.4M | ||
| Q3 24 | $24.6M | $32.2M | ||
| Q2 24 | $29.4M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | -24.6% | 146.0% | ||
| Q3 25 | -6.2% | 51.7% | ||
| Q2 25 | -6.1% | 23.5% | ||
| Q1 25 | 1.0% | 37.0% | ||
| Q4 24 | -18.8% | 110.3% | ||
| Q3 24 | 9.5% | 35.5% | ||
| Q2 24 | 10.7% | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | 33.0% | 7.6% | ||
| Q3 25 | 20.2% | 2.3% | ||
| Q2 25 | 16.1% | 1.2% | ||
| Q1 25 | 10.7% | 0.8% | ||
| Q4 24 | 34.3% | 28.1% | ||
| Q3 24 | 4.2% | 8.1% | ||
| Q2 24 | 3.8% | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.38× | ||
| Q3 25 | — | 6.88× | ||
| Q2 25 | — | 1.41× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | — | 7.60× | ||
| Q3 24 | — | 2.13× | ||
| Q2 24 | — | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTLD
Segment breakdown not available.
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
